vs
Gen Digital（GEN）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是Gen Digital的1.8倍（$2.2B vs $1.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 15.5%，领先8.0%），Gen Digital同比增速更快（28.5% vs -36.8%），过去两年Gen Digital的营收复合增速更高（13.2% vs -11.9%）
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
GEN vs RNR — 直观对比
营收规模更大
RNR
是对方的1.8倍
$1.2B
营收增速更快
GEN
高出65.3%
-36.8%
净利率更高
RNR
高出8.0%
15.5%
两年增速更快
GEN
近两年复合增速
-11.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $2.2B |
| 净利润 | $192.0M | $515.8M |
| 毛利率 | 78.4% | — |
| 营业利润率 | 34.9% | — |
| 净利率 | 15.5% | 23.5% |
| 营收同比 | 28.5% | -36.8% |
| 净利润同比 | 6.1% | 72.6% |
| 每股收益（稀释后） | $0.31 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GENRNR
| Q1 26 | $1.2B | $2.2B | ||
| Q4 25 | $1.2B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | — | $3.2B | ||
| Q1 25 | $1.0B | $3.5B | ||
| Q4 24 | $986.0M | $2.3B | ||
| Q3 24 | $974.0M | $4.0B | ||
| Q2 24 | $965.0M | $2.8B |
净利润GENRNR
| Q1 26 | $192.0M | $515.8M | ||
| Q4 25 | $134.0M | $760.5M | ||
| Q3 25 | $135.0M | $916.5M | ||
| Q2 25 | — | $835.4M | ||
| Q1 25 | $142.0M | $170.0M | ||
| Q4 24 | $159.0M | $-189.7M | ||
| Q3 24 | $161.0M | $1.2B | ||
| Q2 24 | $181.0M | $503.9M |
毛利率GENRNR
| Q1 26 | 78.4% | — | ||
| Q4 25 | 78.2% | — | ||
| Q3 25 | 78.8% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 80.3% | — | ||
| Q4 24 | 80.4% | — | ||
| Q3 24 | 80.1% | — | ||
| Q2 24 | 80.3% | — |
营业利润率GENRNR
| Q1 26 | 34.9% | — | ||
| Q4 25 | 35.9% | 42.5% | ||
| Q3 25 | 35.5% | 46.3% | ||
| Q2 25 | — | 41.8% | ||
| Q1 25 | 41.3% | -2.0% | ||
| Q4 24 | 37.9% | -3.6% | ||
| Q3 24 | 41.3% | 43.7% | ||
| Q2 24 | 43.2% | 25.0% |
净利率GENRNR
| Q1 26 | 15.5% | 23.5% | ||
| Q4 25 | 11.0% | 25.6% | ||
| Q3 25 | 10.7% | 28.7% | ||
| Q2 25 | — | 26.1% | ||
| Q1 25 | 14.1% | 4.9% | ||
| Q4 24 | 16.1% | -8.3% | ||
| Q3 24 | 16.5% | 29.8% | ||
| Q2 24 | 18.8% | 17.8% |
每股收益（稀释后）GENRNR
| Q1 26 | $0.31 | $6.57 | ||
| Q4 25 | $0.21 | $16.16 | ||
| Q3 25 | $0.22 | $19.40 | ||
| Q2 25 | — | $17.20 | ||
| Q1 25 | $0.22 | $3.27 | ||
| Q4 24 | $0.26 | $-3.76 | ||
| Q3 24 | $0.26 | $22.62 | ||
| Q2 24 | $0.29 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | $8.4B | — |
| 股东权益账面价值 | $2.3B | $4.3B |
| 总资产 | $15.8B | $53.7B |
| 负债/权益比越低杠杆越低 | 3.61× | — |
8季度趋势，按日历期对齐
现金及短期投资GENRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | $1.0B | $1.6B | ||
| Q4 24 | $883.0M | $1.7B | ||
| Q3 24 | $737.0M | $1.6B | ||
| Q2 24 | $644.0M | $1.6B |
总债务GENRNR
| Q1 26 | $8.4B | — | ||
| Q4 25 | $8.7B | $2.3B | ||
| Q3 25 | $8.9B | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | $8.3B | $2.8B | ||
| Q4 24 | $8.5B | $1.9B | ||
| Q3 24 | $8.5B | $1.9B | ||
| Q2 24 | $8.5B | $2.0B |
股东权益GENRNR
| Q1 26 | $2.3B | $4.3B | ||
| Q4 25 | $2.5B | $11.6B | ||
| Q3 25 | $2.4B | $11.5B | ||
| Q2 25 | — | $10.8B | ||
| Q1 25 | $2.3B | $10.3B | ||
| Q4 24 | $2.2B | $10.6B | ||
| Q3 24 | $2.1B | $11.2B | ||
| Q2 24 | $2.0B | $10.2B |
总资产GENRNR
| Q1 26 | $15.8B | $53.7B | ||
| Q4 25 | $16.1B | $53.8B | ||
| Q3 25 | $16.4B | $54.5B | ||
| Q2 25 | — | $54.7B | ||
| Q1 25 | $15.5B | $53.6B | ||
| Q4 24 | $15.4B | $50.7B | ||
| Q3 24 | $15.5B | $52.8B | ||
| Q2 24 | $15.4B | $51.6B |
负债/权益比GENRNR
| Q1 26 | 3.61× | — | ||
| Q4 25 | 3.54× | 0.20× | ||
| Q3 25 | 3.75× | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | 3.64× | 0.27× | ||
| Q4 24 | 3.94× | 0.18× | ||
| Q3 24 | 4.06× | 0.17× | ||
| Q2 24 | 4.33× | 0.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
RNR
暂无分部数据
