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Gen Digital（GEN）与WEX Inc.（WEX）财务数据对比。点击上方公司名可切换其他公司
Gen Digital的季度营收约是WEX Inc.的1.8倍（$1.2B vs $673.8M），Gen Digital净利率更高（15.5% vs 11.5%，领先4.0%），Gen Digital同比增速更快（28.5% vs 5.8%），过去两年WEX Inc.的营收复合增速更高（18.7% vs 13.2%）
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
WEX Inc.是专注服务于美国商业及政府车队领域的支付处理与信息管理服务提供商，总部位于美国缅因州波特兰市，业务范围覆盖美国、加拿大、南美、欧洲、亚洲及澳大利亚等多个全球区域。
GEN vs WEX — 直观对比
营收规模更大
GEN
是对方的1.8倍
$673.8M
营收增速更快
GEN
高出22.7%
5.8%
净利率更高
GEN
高出4.0%
11.5%
两年增速更快
WEX
近两年复合增速
13.2%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $673.8M |
| 净利润 | $192.0M | $77.7M |
| 毛利率 | 78.4% | — |
| 营业利润率 | 34.9% | 23.5% |
| 净利率 | 15.5% | 11.5% |
| 营收同比 | 28.5% | 5.8% |
| 净利润同比 | 6.1% | 8.7% |
| 每股收益（稀释后） | $0.31 | $2.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GENWEX
| Q1 26 | $1.2B | $673.8M | ||
| Q4 25 | $1.2B | $465.1M | ||
| Q3 25 | $1.3B | $481.6M | ||
| Q2 25 | — | $454.4M | ||
| Q1 25 | $1.0B | $444.3M | ||
| Q4 24 | $986.0M | $440.3M | ||
| Q3 24 | $974.0M | $479.0M | ||
| Q2 24 | $965.0M | $478.6M |
净利润GENWEX
| Q1 26 | $192.0M | $77.7M | ||
| Q4 25 | $134.0M | $84.2M | ||
| Q3 25 | $135.0M | $80.3M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | $142.0M | $71.5M | ||
| Q4 24 | $159.0M | $63.9M | ||
| Q3 24 | $161.0M | $102.9M | ||
| Q2 24 | $181.0M | $77.0M |
毛利率GENWEX
| Q1 26 | 78.4% | — | ||
| Q4 25 | 78.2% | 39.0% | ||
| Q3 25 | 78.8% | 43.0% | ||
| Q2 25 | — | 40.0% | ||
| Q1 25 | 80.3% | 39.2% | ||
| Q4 24 | 80.4% | 41.5% | ||
| Q3 24 | 80.1% | 48.0% | ||
| Q2 24 | 80.3% | 44.9% |
营业利润率GENWEX
| Q1 26 | 34.9% | 23.5% | ||
| Q4 25 | 35.9% | 35.7% | ||
| Q3 25 | 35.5% | 38.1% | ||
| Q2 25 | — | 34.5% | ||
| Q1 25 | 41.3% | 35.4% | ||
| Q4 24 | 37.9% | 35.7% | ||
| Q3 24 | 41.3% | 41.0% | ||
| Q2 24 | 43.2% | 35.1% |
净利率GENWEX
| Q1 26 | 15.5% | 11.5% | ||
| Q4 25 | 11.0% | 18.1% | ||
| Q3 25 | 10.7% | 16.7% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | 14.1% | 16.1% | ||
| Q4 24 | 16.1% | 14.5% | ||
| Q3 24 | 16.5% | 21.5% | ||
| Q2 24 | 18.8% | 16.1% |
每股收益（稀释后）GENWEX
| Q1 26 | $0.31 | $2.22 | ||
| Q4 25 | $0.21 | $2.38 | ||
| Q3 25 | $0.22 | $2.30 | ||
| Q2 25 | — | $1.98 | ||
| Q1 25 | $0.22 | $1.81 | ||
| Q4 24 | $0.26 | $1.60 | ||
| Q3 24 | $0.26 | $2.52 | ||
| Q2 24 | $0.29 | $1.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $633.5M |
| 总债务越低越好 | $8.4B | — |
| 股东权益账面价值 | $2.3B | $1.3B |
| 总资产 | $15.8B | $15.4B |
| 负债/权益比越低杠杆越低 | 3.61× | — |
8季度趋势，按日历期对齐
现金及短期投资GENWEX
| Q1 26 | — | $633.5M | ||
| Q4 25 | — | $5.2B | ||
| Q3 25 | — | $4.9B | ||
| Q2 25 | — | $4.9B | ||
| Q1 25 | $1.0B | $4.4B | ||
| Q4 24 | $883.0M | $4.4B | ||
| Q3 24 | $737.0M | $4.3B | ||
| Q2 24 | $644.0M | $4.0B |
总债务GENWEX
| Q1 26 | $8.4B | — | ||
| Q4 25 | $8.7B | — | ||
| Q3 25 | $8.9B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $8.3B | — | ||
| Q4 24 | $8.5B | — | ||
| Q3 24 | $8.5B | — | ||
| Q2 24 | $8.5B | — |
股东权益GENWEX
| Q1 26 | $2.3B | $1.3B | ||
| Q4 25 | $2.5B | $1.2B | ||
| Q3 25 | $2.4B | $1.1B | ||
| Q2 25 | — | $978.7M | ||
| Q1 25 | $2.3B | $810.4M | ||
| Q4 24 | $2.2B | $1.5B | ||
| Q3 24 | $2.1B | $1.7B | ||
| Q2 24 | $2.0B | $1.8B |
总资产GENWEX
| Q1 26 | $15.8B | $15.4B | ||
| Q4 25 | $16.1B | $14.4B | ||
| Q3 25 | $16.4B | $14.4B | ||
| Q2 25 | — | $14.7B | ||
| Q1 25 | $15.5B | $14.0B | ||
| Q4 24 | $15.4B | $13.3B | ||
| Q3 24 | $15.5B | $14.0B | ||
| Q2 24 | $15.4B | $14.2B |
负债/权益比GENWEX
| Q1 26 | 3.61× | — | ||
| Q4 25 | 3.54× | — | ||
| Q3 25 | 3.75× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.64× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 4.06× | — | ||
| Q2 24 | 4.33× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $49.5M |
| 自由现金流率自由现金流/营收 | — | 7.3% |
| 资本支出强度资本支出/营收 | — | 5.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $877.4M |
8季度趋势，按日历期对齐
经营现金流GENWEX
| Q1 26 | — | — | ||
| Q4 25 | $541.0M | $294.7M | ||
| Q3 25 | $409.0M | $376.6M | ||
| Q2 25 | — | $264.6M | ||
| Q1 25 | $473.0M | $-481.6M | ||
| Q4 24 | $326.0M | $638.4M | ||
| Q3 24 | $158.0M | $3.3M | ||
| Q2 24 | $264.0M | $-7.0M |
自由现金流GENWEX
| Q1 26 | — | $49.5M | ||
| Q4 25 | $535.0M | $256.3M | ||
| Q3 25 | $405.0M | $341.6M | ||
| Q2 25 | — | $230.0M | ||
| Q1 25 | $470.0M | $-514.2M | ||
| Q4 24 | $318.0M | $599.7M | ||
| Q3 24 | $156.0M | $-31.7M | ||
| Q2 24 | $262.0M | $-46.6M |
自由现金流率GENWEX
| Q1 26 | — | 7.3% | ||
| Q4 25 | 43.9% | 55.1% | ||
| Q3 25 | 32.2% | 70.9% | ||
| Q2 25 | — | 50.6% | ||
| Q1 25 | 46.5% | -115.7% | ||
| Q4 24 | 32.3% | 136.2% | ||
| Q3 24 | 16.0% | -6.6% | ||
| Q2 24 | 27.2% | -9.7% |
资本支出强度GENWEX
| Q1 26 | — | 5.6% | ||
| Q4 25 | 0.5% | 8.3% | ||
| Q3 25 | 0.3% | 7.3% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | 0.3% | 7.3% | ||
| Q4 24 | 0.8% | 8.8% | ||
| Q3 24 | 0.2% | 7.3% | ||
| Q2 24 | 0.2% | 8.3% |
现金转化率GENWEX
| Q1 26 | — | — | ||
| Q4 25 | 4.04× | 3.50× | ||
| Q3 25 | 3.03× | 4.69× | ||
| Q2 25 | — | 3.89× | ||
| Q1 25 | 3.33× | -6.74× | ||
| Q4 24 | 2.05× | 9.99× | ||
| Q3 24 | 0.98× | 0.03× | ||
| Q2 24 | 1.46× | -0.09× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
WEX
| Payment processing revenue | $284.2M | 42% |
| Account servicing revenue | $182.5M | 27% |
| Other revenue | $127.0M | 19% |
| Finance fee revenue | $80.1M | 12% |
