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Globe Life（GL）与摩丁制造（MOD）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是摩丁制造的1.9倍（$1.6B vs $805.0M），Globe Life净利率更高（17.3% vs -5.9%，领先23.2%），摩丁制造同比增速更快（30.5% vs 5.3%），过去两年摩丁制造的营收复合增速更高（15.5% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
摩丁制造是1916年成立于美国的热管理企业。创始人亚瑟·B·摩丁获拖拉机Spirex散热器专利后创立公司，曾为福特T型车生产Turbotube散热器，1941年在威斯康星州拉辛建成全球首个车用风洞，二战期间为P-51野马战斗机供应后冷却器。
GL vs MOD — 直观对比
营收规模更大
GL
是对方的1.9倍
$805.0M
营收增速更快
MOD
高出25.2%
5.3%
净利率更高
GL
高出23.2%
-5.9%
两年增速更快
MOD
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $805.0M |
| 净利润 | $270.5M | $-47.4M |
| 毛利率 | — | 23.1% |
| 营业利润率 | — | 11.1% |
| 净利率 | 17.3% | -5.9% |
| 营收同比 | 5.3% | 30.5% |
| 净利润同比 | 6.3% | -215.6% |
| 每股收益（稀释后） | $3.39 | $-0.90 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLMOD
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $805.0M | ||
| Q3 25 | $1.5B | $738.9M | ||
| Q2 25 | $1.5B | $682.8M | ||
| Q1 25 | $1.5B | $647.2M | ||
| Q4 24 | $1.5B | $616.8M | ||
| Q3 24 | $1.5B | $658.0M | ||
| Q2 24 | $1.4B | $661.5M |
净利润GLMOD
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $-47.4M | ||
| Q3 25 | $387.8M | $44.4M | ||
| Q2 25 | $252.7M | $51.2M | ||
| Q1 25 | $254.6M | $49.6M | ||
| Q4 24 | $255.2M | $41.0M | ||
| Q3 24 | $303.0M | $46.1M | ||
| Q2 24 | $258.4M | $47.3M |
毛利率GLMOD
| Q1 26 | — | — | ||
| Q4 25 | — | 23.1% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | 25.6% | ||
| Q4 24 | — | 24.3% | ||
| Q3 24 | 26.1% | 25.2% | ||
| Q2 24 | 23.3% | 24.6% |
营业利润率GLMOD
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 11.1% | ||
| Q3 25 | 31.5% | 9.9% | ||
| Q2 25 | 21.2% | 11.1% | ||
| Q1 25 | 21.4% | 11.5% | ||
| Q4 24 | 21.3% | 9.6% | ||
| Q3 24 | 26.3% | 11.4% | ||
| Q2 24 | 23.5% | 11.2% |
净利率GLMOD
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | -5.9% | ||
| Q3 25 | 25.6% | 6.0% | ||
| Q2 25 | 17.1% | 7.5% | ||
| Q1 25 | 17.2% | 7.7% | ||
| Q4 24 | 17.4% | 6.6% | ||
| Q3 24 | 20.8% | 7.0% | ||
| Q2 24 | 17.9% | 7.2% |
每股收益（稀释后）GLMOD
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $-0.90 | ||
| Q3 25 | $4.73 | $0.83 | ||
| Q2 25 | $3.05 | $0.95 | ||
| Q1 25 | $3.01 | $0.92 | ||
| Q4 24 | $3.00 | $0.76 | ||
| Q3 24 | $3.44 | $0.86 | ||
| Q2 24 | $2.83 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $98.7M |
| 总债务越低越好 | — | $570.7M |
| 股东权益账面价值 | $6.1B | $1.1B |
| 总资产 | — | $2.5B |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资GLMOD
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $98.7M | ||
| Q3 25 | $62.8M | $83.8M | ||
| Q2 25 | $116.7M | $124.5M | ||
| Q1 25 | $134.1M | $71.6M | ||
| Q4 24 | $85.0M | $83.8M | ||
| Q3 24 | $100.5M | $78.6M | ||
| Q2 24 | $100.6M | $72.9M |
总债务GLMOD
| Q1 26 | — | — | ||
| Q4 25 | — | $570.7M | ||
| Q3 25 | — | $525.8M | ||
| Q2 25 | — | $482.1M | ||
| Q1 25 | — | $296.7M | ||
| Q4 24 | — | $330.0M | ||
| Q3 24 | — | $359.1M | ||
| Q2 24 | — | $405.7M |
股东权益GLMOD
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.1B | ||
| Q3 25 | $5.7B | $1.1B | ||
| Q2 25 | $5.4B | $1.0B | ||
| Q1 25 | $5.4B | $910.2M | ||
| Q4 24 | $5.3B | $855.1M | ||
| Q3 24 | $4.6B | $858.8M | ||
| Q2 24 | $5.2B | $788.4M |
总资产GLMOD
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $2.5B | ||
| Q3 25 | $30.5B | $2.4B | ||
| Q2 25 | $29.8B | $2.2B | ||
| Q1 25 | $29.7B | $1.9B | ||
| Q4 24 | $29.1B | $1.8B | ||
| Q3 24 | $29.6B | $1.9B | ||
| Q2 24 | $28.3B | $1.9B |
负债/权益比GLMOD
| Q1 26 | — | — | ||
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | — | 0.33× | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | 0.42× | ||
| Q2 24 | — | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.7M |
| 自由现金流经营现金流 - 资本支出 | — | $-17.1M |
| 自由现金流率自由现金流/营收 | — | -2.1% |
| 资本支出强度资本支出/营收 | — | 5.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-20.3M |
8季度趋势，按日历期对齐
经营现金流GLMOD
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $24.7M | ||
| Q3 25 | $306.0M | $1.4M | ||
| Q2 25 | $307.9M | $27.7M | ||
| Q1 25 | $431.9M | $54.8M | ||
| Q4 24 | $336.9M | $60.7M | ||
| Q3 24 | $340.6M | $57.3M | ||
| Q2 24 | $374.1M | $40.5M |
自由现金流GLMOD
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $-17.1M | ||
| Q3 25 | $208.7M | $-30.5M | ||
| Q2 25 | $295.0M | $200.0K | ||
| Q1 25 | $420.1M | $27.1M | ||
| Q4 24 | $321.9M | $44.7M | ||
| Q3 24 | $311.3M | $43.8M | ||
| Q2 24 | $356.5M | $13.7M |
自由现金流率GLMOD
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -2.1% | ||
| Q3 25 | 13.8% | -4.1% | ||
| Q2 25 | 19.9% | 0.0% | ||
| Q1 25 | 28.4% | 4.2% | ||
| Q4 24 | 22.0% | 7.2% | ||
| Q3 24 | 21.4% | 6.7% | ||
| Q2 24 | 24.8% | 2.1% |
资本支出强度GLMOD
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 5.2% | ||
| Q3 25 | 6.4% | 4.3% | ||
| Q2 25 | 0.9% | 4.0% | ||
| Q1 25 | 0.8% | 4.3% | ||
| Q4 24 | 1.0% | 2.6% | ||
| Q3 24 | 2.0% | 2.1% | ||
| Q2 24 | 1.2% | 4.1% |
现金转化率GLMOD
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | 0.03× | ||
| Q2 25 | 1.22× | 0.54× | ||
| Q1 25 | 1.70× | 1.10× | ||
| Q4 24 | 1.32× | 1.48× | ||
| Q3 24 | 1.12× | 1.24× | ||
| Q2 24 | 1.45× | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
MOD
| Data Centers | $296.9M | 37% |
| Performance Technologies | $266.0M | 33% |
| Hvac Technologies | $107.1M | 13% |
| Air Cooled | $92.4M | 11% |
| Lb White | $25.6M | 3% |
| Climate By Design | $10.2M | 1% |
| Absolutaire | $7.0M | 1% |
