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Globe Life（GL）与美盛公司（MOS）财务数据对比。点击上方公司名可切换其他公司
美盛公司的季度营收约是Globe Life的1.9倍（$3.0B vs $1.6B），Globe Life净利率更高（17.3% vs -17.5%，领先34.8%），美盛公司同比增速更快（5.6% vs 5.3%），过去两年美盛公司的营收复合增速更高（5.3% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
美盛公司（The Mosaic Company）是总部位于美国佛罗里达州坦帕的化工企业，主营磷矿、钾矿开采及尿素采集，依托多元国际分销网络和旗下肥料业务板块生产销售农用肥料，是美国规模最大的钾肥、磷肥生产商。
GL vs MOS — 直观对比
营收规模更大
MOS
是对方的1.9倍
$1.6B
营收增速更快
MOS
高出0.3%
5.3%
净利率更高
GL
高出34.8%
-17.5%
两年增速更快
MOS
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $3.0B |
| 净利润 | $270.5M | $-519.5M |
| 毛利率 | — | 11.5% |
| 营业利润率 | — | -3.4% |
| 净利率 | 17.3% | -17.5% |
| 营收同比 | 5.3% | 5.6% |
| 净利润同比 | 6.3% | -407.4% |
| 每股收益（稀释后） | $3.39 | $-1.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLMOS
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $3.0B | ||
| Q3 25 | $1.5B | $3.5B | ||
| Q2 25 | $1.5B | $3.0B | ||
| Q1 25 | $1.5B | $2.6B | ||
| Q4 24 | $1.5B | $2.8B | ||
| Q3 24 | $1.5B | $2.8B | ||
| Q2 24 | $1.4B | $2.8B |
净利润GLMOS
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $-519.5M | ||
| Q3 25 | $387.8M | $411.4M | ||
| Q2 25 | $252.7M | $410.7M | ||
| Q1 25 | $254.6M | $238.1M | ||
| Q4 24 | $255.2M | $169.0M | ||
| Q3 24 | $303.0M | $122.2M | ||
| Q2 24 | $258.4M | $-161.5M |
毛利率GLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 16.0% | ||
| Q2 25 | — | 17.3% | ||
| Q1 25 | — | 18.6% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | 26.1% | 14.8% | ||
| Q2 24 | 23.3% | 14.0% |
营业利润率GLMOS
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -3.4% | ||
| Q3 25 | 31.5% | 9.8% | ||
| Q2 25 | 21.2% | 8.1% | ||
| Q1 25 | 21.4% | 12.9% | ||
| Q4 24 | 21.3% | 3.5% | ||
| Q3 24 | 26.3% | 4.1% | ||
| Q2 24 | 23.5% | 8.3% |
净利率GLMOS
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | -17.5% | ||
| Q3 25 | 25.6% | 11.9% | ||
| Q2 25 | 17.1% | 13.7% | ||
| Q1 25 | 17.2% | 9.1% | ||
| Q4 24 | 17.4% | 6.0% | ||
| Q3 24 | 20.8% | 4.3% | ||
| Q2 24 | 17.9% | -5.7% |
每股收益（稀释后）GLMOS
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $-1.63 | ||
| Q3 25 | $4.73 | $1.29 | ||
| Q2 25 | $3.05 | $1.29 | ||
| Q1 25 | $3.01 | $0.75 | ||
| Q4 24 | $3.00 | $0.53 | ||
| Q3 24 | $3.44 | $0.38 | ||
| Q2 24 | $2.83 | $-0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $276.6M |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $6.1B | $12.1B |
| 总资产 | — | $24.5B |
| 负债/权益比越低杠杆越低 | — | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资GLMOS
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $276.6M | ||
| Q3 25 | $62.8M | $153.3M | ||
| Q2 25 | $116.7M | $286.2M | ||
| Q1 25 | $134.1M | $259.2M | ||
| Q4 24 | $85.0M | $272.8M | ||
| Q3 24 | $100.5M | $301.6M | ||
| Q2 24 | $100.6M | $322.0M |
总债务GLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | $4.3B | ||
| Q3 25 | — | $3.4B | ||
| Q2 25 | — | $3.3B | ||
| Q1 25 | — | $3.3B | ||
| Q4 24 | — | $3.3B | ||
| Q3 24 | — | $3.2B | ||
| Q2 24 | — | $3.2B |
股东权益GLMOS
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $12.1B | ||
| Q3 25 | $5.7B | $12.8B | ||
| Q2 25 | $5.4B | $12.4B | ||
| Q1 25 | $5.4B | $11.8B | ||
| Q4 24 | $5.3B | $11.5B | ||
| Q3 24 | $4.6B | $11.8B | ||
| Q2 24 | $5.2B | $11.7B |
总资产GLMOS
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $24.5B | ||
| Q3 25 | $30.5B | $24.7B | ||
| Q2 25 | $29.8B | $24.3B | ||
| Q1 25 | $29.7B | $23.2B | ||
| Q4 24 | $29.1B | $22.9B | ||
| Q3 24 | $29.6B | $23.3B | ||
| Q2 24 | $28.3B | $22.6B |
负债/权益比GLMOS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.27× | ||
| Q2 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-56.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-405.7M |
| 自由现金流率自由现金流/营收 | — | -13.6% |
| 资本支出强度资本支出/营收 | — | 11.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-534.6M |
8季度趋势，按日历期对齐
经营现金流GLMOS
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $-56.1M | ||
| Q3 25 | $306.0M | $228.5M | ||
| Q2 25 | $307.9M | $609.5M | ||
| Q1 25 | $431.9M | $42.9M | ||
| Q4 24 | $336.9M | $219.3M | ||
| Q3 24 | $340.6M | $312.9M | ||
| Q2 24 | $374.1M | $847.0M |
自由现金流GLMOS
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $-405.7M | ||
| Q3 25 | $208.7M | $-135.9M | ||
| Q2 25 | $295.0M | $304.9M | ||
| Q1 25 | $420.1M | $-297.9M | ||
| Q4 24 | $321.9M | $-74.8M | ||
| Q3 24 | $311.3M | $72.1M | ||
| Q2 24 | $356.5M | $513.1M |
自由现金流率GLMOS
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -13.6% | ||
| Q3 25 | 13.8% | -3.9% | ||
| Q2 25 | 19.9% | 10.1% | ||
| Q1 25 | 28.4% | -11.4% | ||
| Q4 24 | 22.0% | -2.7% | ||
| Q3 24 | 21.4% | 2.6% | ||
| Q2 24 | 24.8% | 18.2% |
资本支出强度GLMOS
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 11.8% | ||
| Q3 25 | 6.4% | 10.6% | ||
| Q2 25 | 0.9% | 10.1% | ||
| Q1 25 | 0.8% | 13.0% | ||
| Q4 24 | 1.0% | 10.4% | ||
| Q3 24 | 2.0% | 8.6% | ||
| Q2 24 | 1.2% | 11.9% |
现金转化率GLMOS
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | 0.56× | ||
| Q2 25 | 1.22× | 1.48× | ||
| Q1 25 | 1.70× | 0.18× | ||
| Q4 24 | 1.32× | 1.30× | ||
| Q3 24 | 1.12× | 2.56× | ||
| Q2 24 | 1.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
MOS
暂无分部数据
