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Globe Life（GL）与MSC INDUSTRIAL DIRECT CO INC（MSM）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是MSC INDUSTRIAL DIRECT CO INC的1.6倍（$1.5B vs $965.7M），Globe Life净利率更高（17.5% vs 5.4%，领先12.1%），MSC INDUSTRIAL DIRECT CO INC同比增速更快（4.0% vs 3.6%），Globe Life自由现金流更多（$330.1M vs $7.4M），过去两年Globe Life的营收复合增速更高（3.6% vs -3.4%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
MSC工业直销公司（MSC）通过旗下主要子公司MSC工业供应公司，是美国规模最大的工业设备分销商之一，可提供超过150万种金属加工及其他工业类产品，广泛服务于工业制造、维修运维等领域的客户需求。
GL vs MSM — 直观对比
营收规模更大
GL
是对方的1.6倍
$965.7M
营收增速更快
MSM
高出0.4%
3.6%
净利率更高
GL
高出12.1%
5.4%
自由现金流更多
GL
多$322.7M
$7.4M
两年增速更快
GL
近两年复合增速
-3.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $965.7M |
| 净利润 | $266.1M | $51.8M |
| 毛利率 | — | 40.7% |
| 营业利润率 | 21.7% | 7.9% |
| 净利率 | 17.5% | 5.4% |
| 营收同比 | 3.6% | 4.0% |
| 净利润同比 | 4.3% | 11.1% |
| 每股收益（稀释后） | $3.28 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLMSM
| Q4 25 | $1.5B | $965.7M | ||
| Q3 25 | $1.5B | $978.2M | ||
| Q2 25 | $1.5B | $971.1M | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $928.5M | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.4B | $979.4M | ||
| Q1 24 | $1.4B | $935.3M |
净利润GLMSM
| Q4 25 | $266.1M | $51.8M | ||
| Q3 25 | $387.8M | $56.5M | ||
| Q2 25 | $252.7M | $56.8M | ||
| Q1 25 | $254.6M | — | ||
| Q4 24 | $255.2M | $46.6M | ||
| Q3 24 | $303.0M | — | ||
| Q2 24 | $258.4M | $71.7M | ||
| Q1 24 | $254.2M | $61.8M |
毛利率GLMSM
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | 40.4% | ||
| Q2 25 | — | 41.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 40.7% | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 23.3% | 40.9% | ||
| Q1 24 | 23.1% | 41.5% |
营业利润率GLMSM
| Q4 25 | 21.7% | 7.9% | ||
| Q3 25 | 31.5% | 8.6% | ||
| Q2 25 | 21.2% | 8.5% | ||
| Q1 25 | 21.4% | — | ||
| Q4 24 | 21.3% | 7.8% | ||
| Q3 24 | 26.3% | — | ||
| Q2 24 | 23.5% | 10.9% | ||
| Q1 24 | 23.1% | 9.7% |
净利率GLMSM
| Q4 25 | 17.5% | 5.4% | ||
| Q3 25 | 25.6% | 5.8% | ||
| Q2 25 | 17.1% | 5.9% | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | 17.4% | 5.0% | ||
| Q3 24 | 20.8% | — | ||
| Q2 24 | 17.9% | 7.3% | ||
| Q1 24 | 18.0% | 6.6% |
每股收益（稀释后）GLMSM
| Q4 25 | $3.28 | $0.93 | ||
| Q3 25 | $4.73 | $1.02 | ||
| Q2 25 | $3.05 | $1.02 | ||
| Q1 25 | $3.01 | — | ||
| Q4 24 | $3.00 | $0.83 | ||
| Q3 24 | $3.44 | — | ||
| Q2 24 | $2.83 | $1.27 | ||
| Q1 24 | $2.67 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $314.7M | $40.3M |
| 总债务越低越好 | — | $214.1M |
| 股东权益账面价值 | $6.0B | $1.4B |
| 总资产 | $30.8B | $2.5B |
| 负债/权益比越低杠杆越低 | — | 0.16× |
8季度趋势，按日历期对齐
现金及短期投资GLMSM
| Q4 25 | $314.7M | $40.3M | ||
| Q3 25 | $62.8M | $56.2M | ||
| Q2 25 | $116.7M | $71.7M | ||
| Q1 25 | $134.1M | — | ||
| Q4 24 | $85.0M | $57.3M | ||
| Q3 24 | $100.5M | — | ||
| Q2 24 | $100.6M | $25.9M | ||
| Q1 24 | $58.4M | $22.2M |
总债务GLMSM
| Q4 25 | — | $214.1M | ||
| Q3 25 | — | $168.8M | ||
| Q2 25 | — | $285.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $289.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $299.8M | ||
| Q1 24 | — | $294.5M |
股东权益GLMSM
| Q4 25 | $6.0B | $1.4B | ||
| Q3 25 | $5.7B | $1.4B | ||
| Q2 25 | $5.4B | $1.4B | ||
| Q1 25 | $5.4B | — | ||
| Q4 24 | $5.3B | $1.4B | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $5.2B | $1.4B | ||
| Q1 24 | $5.0B | $1.4B |
总资产GLMSM
| Q4 25 | $30.8B | $2.5B | ||
| Q3 25 | $30.5B | $2.5B | ||
| Q2 25 | $29.8B | $2.5B | ||
| Q1 25 | $29.7B | — | ||
| Q4 24 | $29.1B | $2.5B | ||
| Q3 24 | $29.6B | — | ||
| Q2 24 | $28.3B | $2.5B | ||
| Q1 24 | $28.6B | $2.5B |
负债/权益比GLMSM
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | 0.12× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.21× | ||
| Q1 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $350.6M | $29.4M |
| 自由现金流经营现金流 - 资本支出 | $330.1M | $7.4M |
| 自由现金流率自由现金流/营收 | 21.7% | 0.8% |
| 资本支出强度资本支出/营收 | 1.3% | 2.3% |
| 现金转化率经营现金流/净利润 | 1.32× | 0.57× |
| 过去12个月自由现金流最近4个季度 | $1.3B | — |
8季度趋势，按日历期对齐
经营现金流GLMSM
| Q4 25 | $350.6M | $29.4M | ||
| Q3 25 | $306.0M | — | ||
| Q2 25 | $307.9M | $151.6M | ||
| Q1 25 | $431.9M | — | ||
| Q4 24 | $336.9M | $101.9M | ||
| Q3 24 | $340.6M | — | ||
| Q2 24 | $374.1M | $143.5M | ||
| Q1 24 | $350.8M | $78.7M |
自由现金流GLMSM
| Q4 25 | $330.1M | $7.4M | ||
| Q3 25 | $208.7M | — | ||
| Q2 25 | $295.0M | $100.7M | ||
| Q1 25 | $420.1M | — | ||
| Q4 24 | $321.9M | $81.7M | ||
| Q3 24 | $311.3M | — | ||
| Q2 24 | $356.5M | $114.0M | ||
| Q1 24 | $341.7M | $53.4M |
自由现金流率GLMSM
| Q4 25 | 21.7% | 0.8% | ||
| Q3 25 | 13.8% | — | ||
| Q2 25 | 19.9% | 10.4% | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 22.0% | 8.8% | ||
| Q3 24 | 21.4% | — | ||
| Q2 24 | 24.8% | 11.6% | ||
| Q1 24 | 24.1% | 5.7% |
资本支出强度GLMSM
| Q4 25 | 1.3% | 2.3% | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 0.9% | 5.2% | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 1.0% | 2.2% | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 1.2% | 3.0% | ||
| Q1 24 | 0.6% | 2.7% |
现金转化率GLMSM
| Q4 25 | 1.32× | 0.57× | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 1.22× | 2.67× | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.32× | 2.18× | ||
| Q3 24 | 1.12× | — | ||
| Q2 24 | 1.45× | 2.00× | ||
| Q1 24 | 1.38× | 1.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life Segment | $849.6M | 56% |
| Health Segment | $392.3M | 26% |
| Investment Segment | $281.4M | 19% |
MSM
暂无分部数据
