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Globe Life（GL）与豪士科（OSK）财务数据对比。点击上方公司名可切换其他公司
豪士科的季度营收约是Globe Life的1.7倍（$2.7B vs $1.6B），Globe Life净利率更高（17.3% vs 5.0%，领先12.4%），Globe Life同比增速更快（5.3% vs 3.5%），过去两年Globe Life的营收复合增速更高（4.1% vs 2.8%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
豪士科（原称豪士科卡车）是美国知名工业企业，主营特种卡车、军用车辆、机场消防设备、高空作业设备等产品的设计与制造。旗下拥有威斯康星州的消防车制造商Pierce Manufacturing，以及生产各类升降作业设备的JLG工业公司。
GL vs OSK — 直观对比
营收规模更大
OSK
是对方的1.7倍
$1.6B
营收增速更快
GL
高出1.9%
3.5%
净利率更高
GL
高出12.4%
5.0%
两年增速更快
GL
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $2.7B |
| 净利润 | $270.5M | $133.8M |
| 毛利率 | — | 15.8% |
| 营业利润率 | — | 7.9% |
| 净利率 | 17.3% | 5.0% |
| 营收同比 | 5.3% | 3.5% |
| 净利润同比 | 6.3% | -12.6% |
| 每股收益（稀释后） | $3.39 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLOSK
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $2.7B | ||
| Q3 25 | $1.5B | $2.7B | ||
| Q2 25 | $1.5B | $2.7B | ||
| Q1 25 | $1.5B | $2.3B | ||
| Q4 24 | $1.5B | $2.6B | ||
| Q3 24 | $1.5B | $2.7B | ||
| Q2 24 | $1.4B | $2.8B |
净利润GLOSK
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $133.8M | ||
| Q3 25 | $387.8M | $196.2M | ||
| Q2 25 | $252.7M | $204.8M | ||
| Q1 25 | $254.6M | $112.2M | ||
| Q4 24 | $255.2M | $153.1M | ||
| Q3 24 | $303.0M | $180.3M | ||
| Q2 24 | $258.4M | $168.6M |
毛利率GLOSK
| Q1 26 | — | — | ||
| Q4 25 | — | 15.8% | ||
| Q3 25 | — | 17.5% | ||
| Q2 25 | — | 19.2% | ||
| Q1 25 | — | 17.3% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | 26.1% | 18.5% | ||
| Q2 24 | 23.3% | 19.2% |
营业利润率GLOSK
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 7.9% | ||
| Q3 25 | 31.5% | 9.7% | ||
| Q2 25 | 21.2% | 10.7% | ||
| Q1 25 | 21.4% | 7.6% | ||
| Q4 24 | 21.3% | 8.6% | ||
| Q3 24 | 26.3% | 9.7% | ||
| Q2 24 | 23.5% | 9.2% |
净利率GLOSK
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 5.0% | ||
| Q3 25 | 25.6% | 7.3% | ||
| Q2 25 | 17.1% | 7.5% | ||
| Q1 25 | 17.2% | 4.9% | ||
| Q4 24 | 17.4% | 5.9% | ||
| Q3 24 | 20.8% | 6.6% | ||
| Q2 24 | 17.9% | 5.9% |
每股收益（稀释后）GLOSK
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | — | ||
| Q3 25 | $4.73 | — | ||
| Q2 25 | $3.05 | — | ||
| Q1 25 | $3.01 | — | ||
| Q4 24 | $3.00 | — | ||
| Q3 24 | $3.44 | — | ||
| Q2 24 | $2.83 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $479.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $4.5B |
| 总资产 | — | $10.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLOSK
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $479.8M | ||
| Q3 25 | $62.8M | $211.8M | ||
| Q2 25 | $116.7M | $191.7M | ||
| Q1 25 | $134.1M | $210.3M | ||
| Q4 24 | $85.0M | $204.9M | ||
| Q3 24 | $100.5M | $160.9M | ||
| Q2 24 | $100.6M | $141.4M |
总债务GLOSK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $602.3M | ||
| Q2 24 | — | $599.1M |
股东权益GLOSK
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $4.5B | ||
| Q3 25 | $5.7B | $4.5B | ||
| Q2 25 | $5.4B | $4.5B | ||
| Q1 25 | $5.4B | $4.2B | ||
| Q4 24 | $5.3B | $4.2B | ||
| Q3 24 | $4.6B | $4.1B | ||
| Q2 24 | $5.2B | $3.9B |
总资产GLOSK
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $10.1B | ||
| Q3 25 | $30.5B | $9.8B | ||
| Q2 25 | $29.8B | $10.0B | ||
| Q1 25 | $29.7B | $9.8B | ||
| Q4 24 | $29.1B | $9.4B | ||
| Q3 24 | $29.6B | $9.9B | ||
| Q2 24 | $28.3B | $9.7B |
负债/权益比GLOSK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $600.1M |
| 自由现金流经营现金流 - 资本支出 | — | $540.3M |
| 自由现金流率自由现金流/营收 | — | 20.1% |
| 资本支出强度资本支出/营收 | — | 2.2% |
| 现金转化率经营现金流/净利润 | — | 4.49× |
| 过去12个月自由现金流最近4个季度 | — | $618.0M |
8季度趋势，按日历期对齐
经营现金流GLOSK
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $600.1M | ||
| Q3 25 | $306.0M | $489.0M | ||
| Q2 25 | $307.9M | $89.2M | ||
| Q1 25 | $431.9M | $-394.9M | ||
| Q4 24 | $336.9M | $790.8M | ||
| Q3 24 | $340.6M | $326.1M | ||
| Q2 24 | $374.1M | $-211.0M |
自由现金流GLOSK
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $540.3M | ||
| Q3 25 | $208.7M | $464.3M | ||
| Q2 25 | $295.0M | $48.6M | ||
| Q1 25 | $420.1M | $-435.2M | ||
| Q4 24 | $321.9M | $703.3M | ||
| Q3 24 | $311.3M | $272.2M | ||
| Q2 24 | $356.5M | $-250.5M |
自由现金流率GLOSK
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 20.1% | ||
| Q3 25 | 13.8% | 17.3% | ||
| Q2 25 | 19.9% | 1.8% | ||
| Q1 25 | 28.4% | -18.8% | ||
| Q4 24 | 22.0% | 27.1% | ||
| Q3 24 | 21.4% | 9.9% | ||
| Q2 24 | 24.8% | -8.8% |
资本支出强度GLOSK
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 2.2% | ||
| Q3 25 | 6.4% | 0.9% | ||
| Q2 25 | 0.9% | 1.5% | ||
| Q1 25 | 0.8% | 1.7% | ||
| Q4 24 | 1.0% | 3.4% | ||
| Q3 24 | 2.0% | 2.0% | ||
| Q2 24 | 1.2% | 1.4% |
现金转化率GLOSK
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 4.49× | ||
| Q3 25 | 0.79× | 2.49× | ||
| Q2 25 | 1.22× | 0.44× | ||
| Q1 25 | 1.70× | -3.52× | ||
| Q4 24 | 1.32× | 5.17× | ||
| Q3 24 | 1.12× | 1.81× | ||
| Q2 24 | 1.45× | -1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
OSK
| Vocational Segment | $922.4M | 34% |
| Aerial Works Platforms | $548.6M | 20% |
| Other Access Equipment | $311.8M | 12% |
| Telehandlers | $311.2M | 12% |
| Airport Products | $252.7M | 9% |
| Delivery Vehicles | $165.0M | 6% |
| Other Vocational | $130.7M | 5% |
| Transferred Over Time | $23.5M | 1% |
