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Globe Life（GL）与PORTLAND GENERAL ELECTRIC CO（POR）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是PORTLAND GENERAL ELECTRIC CO的1.8倍（$1.6B vs $889.0M），Globe Life净利率更高（17.3% vs 4.6%，领先12.7%），PORTLAND GENERAL ELECTRIC CO同比增速更快（7.9% vs 5.3%），过去两年Globe Life的营收复合增速更高（4.1% vs -2.2%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
波特兰通用电气（简称PGE）是财富1000强上市能源企业，总部位于美国俄勒冈州波特兰，业务覆盖发电、输电、配电全链路，为俄勒冈州近三分之二的工商业活动提供电力服务，受俄勒冈州公用事业委员会监管，前身为1888年成立的威拉米特瀑布电气公司。
GL vs POR — 直观对比
营收规模更大
GL
是对方的1.8倍
$889.0M
营收增速更快
POR
高出2.5%
5.3%
净利率更高
GL
高出12.7%
4.6%
两年增速更快
GL
近两年复合增速
-2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $889.0M |
| 净利润 | $270.5M | $41.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 10.7% |
| 净利率 | 17.3% | 4.6% |
| 营收同比 | 5.3% | 7.9% |
| 净利润同比 | 6.3% | 7.9% |
| 每股收益（稀释后） | $3.39 | $0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLPOR
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $889.0M | ||
| Q3 25 | $1.5B | $952.0M | ||
| Q2 25 | $1.5B | $807.0M | ||
| Q1 25 | $1.5B | $928.0M | ||
| Q4 24 | $1.5B | $824.0M | ||
| Q3 24 | $1.5B | $929.0M | ||
| Q2 24 | $1.4B | $758.0M |
净利润GLPOR
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $41.0M | ||
| Q3 25 | $387.8M | $103.0M | ||
| Q2 25 | $252.7M | $62.0M | ||
| Q1 25 | $254.6M | $100.0M | ||
| Q4 24 | $255.2M | $38.0M | ||
| Q3 24 | $303.0M | $94.0M | ||
| Q2 24 | $258.4M | $72.0M |
毛利率GLPOR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 23.3% | — |
营业利润率GLPOR
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 10.7% | ||
| Q3 25 | 31.5% | 18.3% | ||
| Q2 25 | 21.2% | 14.6% | ||
| Q1 25 | 21.4% | 18.1% | ||
| Q4 24 | 21.3% | 10.7% | ||
| Q3 24 | 26.3% | 15.7% | ||
| Q2 24 | 23.5% | 15.3% |
净利率GLPOR
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 4.6% | ||
| Q3 25 | 25.6% | 10.8% | ||
| Q2 25 | 17.1% | 7.7% | ||
| Q1 25 | 17.2% | 10.8% | ||
| Q4 24 | 17.4% | 4.6% | ||
| Q3 24 | 20.8% | 10.1% | ||
| Q2 24 | 17.9% | 9.5% |
每股收益（稀释后）GLPOR
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.36 | ||
| Q3 25 | $4.73 | $0.94 | ||
| Q2 25 | $3.05 | $0.56 | ||
| Q1 25 | $3.01 | $0.91 | ||
| Q4 24 | $3.00 | $0.34 | ||
| Q3 24 | $3.44 | $0.90 | ||
| Q2 24 | $2.83 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | — |
| 总债务越低越好 | — | $4.7B |
| 股东权益账面价值 | $6.1B | $4.1B |
| 总资产 | — | $13.2B |
| 负债/权益比越低杠杆越低 | — | 1.13× |
8季度趋势，按日历期对齐
现金及短期投资GLPOR
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | — | ||
| Q3 25 | $62.8M | — | ||
| Q2 25 | $116.7M | — | ||
| Q1 25 | $134.1M | — | ||
| Q4 24 | $85.0M | — | ||
| Q3 24 | $100.5M | — | ||
| Q2 24 | $100.6M | — |
总债务GLPOR
| Q1 26 | — | — | ||
| Q4 25 | — | $4.7B | ||
| Q3 25 | — | $4.7B | ||
| Q2 25 | — | $4.7B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.5B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.4B |
股东权益GLPOR
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $4.1B | ||
| Q3 25 | $5.7B | $4.0B | ||
| Q2 25 | $5.4B | $3.9B | ||
| Q1 25 | $5.4B | $3.8B | ||
| Q4 24 | $5.3B | $3.8B | ||
| Q3 24 | $4.6B | $3.6B | ||
| Q2 24 | $5.2B | $3.5B |
总资产GLPOR
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $13.2B | ||
| Q3 25 | $30.5B | $13.0B | ||
| Q2 25 | $29.8B | $12.7B | ||
| Q1 25 | $29.7B | $12.7B | ||
| Q4 24 | $29.1B | $12.5B | ||
| Q3 24 | $29.6B | $11.9B | ||
| Q2 24 | $28.3B | $11.6B |
负债/权益比GLPOR
| Q1 26 | — | — | ||
| Q4 25 | — | 1.13× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | — | 1.23× | ||
| Q1 25 | — | 1.23× | ||
| Q4 24 | — | 1.20× | ||
| Q3 24 | — | 1.22× | ||
| Q2 24 | — | 1.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $148.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-142.0M |
| 自由现金流率自由现金流/营收 | — | -16.0% |
| 资本支出强度资本支出/营收 | — | 32.6% |
| 现金转化率经营现金流/净利润 | — | 3.61× |
| 过去12个月自由现金流最近4个季度 | — | $-71.0M |
8季度趋势，按日历期对齐
经营现金流GLPOR
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $148.0M | ||
| Q3 25 | $306.0M | $403.0M | ||
| Q2 25 | $307.9M | $336.0M | ||
| Q1 25 | $431.9M | $231.0M | ||
| Q4 24 | $336.9M | $170.0M | ||
| Q3 24 | $340.6M | $244.0M | ||
| Q2 24 | $374.1M | $189.0M |
自由现金流GLPOR
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $-142.0M | ||
| Q3 25 | $208.7M | $100.0M | ||
| Q2 25 | $295.0M | $99.0M | ||
| Q1 25 | $420.1M | $-128.0M | ||
| Q4 24 | $321.9M | $-222.0M | ||
| Q3 24 | $311.3M | $-9.0M | ||
| Q2 24 | $356.5M | $-109.0M |
自由现金流率GLPOR
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -16.0% | ||
| Q3 25 | 13.8% | 10.5% | ||
| Q2 25 | 19.9% | 12.3% | ||
| Q1 25 | 28.4% | -13.8% | ||
| Q4 24 | 22.0% | -26.9% | ||
| Q3 24 | 21.4% | -1.0% | ||
| Q2 24 | 24.8% | -14.4% |
资本支出强度GLPOR
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 32.6% | ||
| Q3 25 | 6.4% | 31.8% | ||
| Q2 25 | 0.9% | 29.4% | ||
| Q1 25 | 0.8% | 38.7% | ||
| Q4 24 | 1.0% | 47.6% | ||
| Q3 24 | 2.0% | 27.2% | ||
| Q2 24 | 1.2% | 39.3% |
现金转化率GLPOR
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 3.61× | ||
| Q3 25 | 0.79× | 3.91× | ||
| Q2 25 | 1.22× | 5.42× | ||
| Q1 25 | 1.70× | 2.31× | ||
| Q4 24 | 1.32× | 4.47× | ||
| Q3 24 | 1.12× | 2.60× | ||
| Q2 24 | 1.45× | 2.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
POR
| Other | $507.0M | 57% |
| Commercial | $231.0M | 26% |
| Industrial | $140.0M | 16% |
| Direct Accesscustomers | $11.0M | 1% |
