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Globe Life（GL）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是罗布乐思的1.1倍（$1.6B vs $1.4B），Globe Life净利率更高（17.3% vs -22.3%，领先39.7%），罗布乐思同比增速更快（43.2% vs 5.3%），过去两年罗布乐思的营收复合增速更高（32.9% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
GL vs RBLX — 直观对比
营收规模更大
GL
是对方的1.1倍
$1.4B
营收增速更快
RBLX
高出37.8%
5.3%
净利率更高
GL
高出39.7%
-22.3%
两年增速更快
RBLX
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.4B |
| 净利润 | $270.5M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | — | -25.3% |
| 净利率 | 17.3% | -22.3% |
| 营收同比 | 5.3% | 43.2% |
| 净利润同比 | — | -43.9% |
| 每股收益（稀释后） | $3.39 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLRBLX
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.1B | ||
| Q1 25 | $1.5B | $1.0B | ||
| Q4 24 | $1.5B | $988.2M | ||
| Q3 24 | $1.5B | $919.0M | ||
| Q2 24 | $1.4B | $893.5M |
净利润GLRBLX
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $-316.0M | ||
| Q3 25 | $387.8M | $-255.6M | ||
| Q2 25 | $252.7M | $-278.4M | ||
| Q1 25 | $254.6M | $-215.1M | ||
| Q4 24 | $255.2M | $-219.6M | ||
| Q3 24 | $303.0M | $-239.3M | ||
| Q2 24 | $258.4M | $-205.9M |
毛利率GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | 26.1% | 77.7% | ||
| Q2 24 | 23.3% | 77.8% |
营业利润率GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -25.3% | ||
| Q3 25 | 31.5% | -21.8% | ||
| Q2 25 | 21.2% | -29.8% | ||
| Q1 25 | 21.4% | -24.6% | ||
| Q4 24 | 21.3% | -24.7% | ||
| Q3 24 | 26.3% | -30.4% | ||
| Q2 24 | 23.5% | -26.6% |
净利率GLRBLX
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | -22.3% | ||
| Q3 25 | 25.6% | -18.8% | ||
| Q2 25 | 17.1% | -25.8% | ||
| Q1 25 | 17.2% | -20.8% | ||
| Q4 24 | 17.4% | -22.2% | ||
| Q3 24 | 20.8% | -26.0% | ||
| Q2 24 | 17.9% | -23.0% |
每股收益（稀释后）GLRBLX
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $-0.44 | ||
| Q3 25 | $4.73 | $-0.37 | ||
| Q2 25 | $3.05 | $-0.41 | ||
| Q1 25 | $3.01 | $-0.32 | ||
| Q4 24 | $3.00 | $-0.32 | ||
| Q3 24 | $3.44 | $-0.37 | ||
| Q2 24 | $2.83 | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $3.1B |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $6.1B | $394.5M |
| 总资产 | — | $9.6B |
| 负债/权益比越低杠杆越低 | — | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资GLRBLX
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $3.1B | ||
| Q3 25 | $62.8M | $2.9B | ||
| Q2 25 | $116.7M | $2.6B | ||
| Q1 25 | $134.1M | $2.7B | ||
| Q4 24 | $85.0M | $2.4B | ||
| Q3 24 | $100.5M | $2.3B | ||
| Q2 24 | $100.6M | $2.4B |
总债务GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益GLRBLX
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $394.5M | ||
| Q3 25 | $5.7B | $407.6M | ||
| Q2 25 | $5.4B | $353.2M | ||
| Q1 25 | $5.4B | $310.7M | ||
| Q4 24 | $5.3B | $221.4M | ||
| Q3 24 | $4.6B | $189.9M | ||
| Q2 24 | $5.2B | $121.5M |
总资产GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $9.6B | ||
| Q3 25 | $30.5B | $8.6B | ||
| Q2 25 | $29.8B | $7.8B | ||
| Q1 25 | $29.7B | $7.5B | ||
| Q4 24 | $29.1B | $7.2B | ||
| Q3 24 | $29.6B | $6.7B | ||
| Q2 24 | $28.3B | $6.5B |
负债/权益比GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | — | 2.98× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 5.48× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $607.0M | ||
| Q3 25 | $306.0M | $546.2M | ||
| Q2 25 | $307.9M | $199.3M | ||
| Q1 25 | $431.9M | $443.9M | ||
| Q4 24 | $336.9M | $184.5M | ||
| Q3 24 | $340.6M | $247.4M | ||
| Q2 24 | $374.1M | $151.4M |
自由现金流GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $308.6M | ||
| Q3 25 | $208.7M | $443.6M | ||
| Q2 25 | $295.0M | $176.7M | ||
| Q1 25 | $420.1M | $426.5M | ||
| Q4 24 | $321.9M | $120.6M | ||
| Q3 24 | $311.3M | $218.0M | ||
| Q2 24 | $356.5M | $111.7M |
自由现金流率GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 21.8% | ||
| Q3 25 | 13.8% | 32.6% | ||
| Q2 25 | 19.9% | 16.3% | ||
| Q1 25 | 28.4% | 41.2% | ||
| Q4 24 | 22.0% | 12.2% | ||
| Q3 24 | 21.4% | 23.7% | ||
| Q2 24 | 24.8% | 12.5% |
资本支出强度GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 21.1% | ||
| Q3 25 | 6.4% | 7.5% | ||
| Q2 25 | 0.9% | 2.1% | ||
| Q1 25 | 0.8% | 1.7% | ||
| Q4 24 | 1.0% | 6.5% | ||
| Q3 24 | 2.0% | 3.2% | ||
| Q2 24 | 1.2% | 4.4% |
现金转化率GLRBLX
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.32× | — | ||
| Q3 24 | 1.12× | — | ||
| Q2 24 | 1.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
RBLX
暂无分部数据
