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Globe Life（GL）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是罗致恒富的1.2倍（$1.6B vs $1.3B），Globe Life同比增速更快（5.3% vs -5.8%），过去两年Globe Life的营收复合增速更高（4.1% vs -6.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
GL vs RHI — 直观对比
营收规模更大
GL
是对方的1.2倍
$1.3B
营收增速更快
GL
高出11.1%
-5.8%
两年增速更快
GL
近两年复合增速
-6.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.3B |
| 净利润 | $270.5M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | — | 1.7% |
| 净利率 | 17.3% | — |
| 营收同比 | 5.3% | -5.8% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $3.39 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLRHI
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.5B | $1.4B | ||
| Q4 24 | $1.5B | $1.4B | ||
| Q3 24 | $1.5B | $1.5B | ||
| Q2 24 | $1.4B | $1.5B |
净利润GLRHI
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | — | ||
| Q3 25 | $387.8M | $42.9M | ||
| Q2 25 | $252.7M | $41.0M | ||
| Q1 25 | $254.6M | $17.4M | ||
| Q4 24 | $255.2M | — | ||
| Q3 24 | $303.0M | $65.5M | ||
| Q2 24 | $258.4M | $68.2M |
毛利率GLRHI
| Q1 26 | — | — | ||
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | 26.1% | 39.0% | ||
| Q2 24 | 23.3% | 39.2% |
营业利润率GLRHI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 1.7% | ||
| Q3 25 | 31.5% | 1.0% | ||
| Q2 25 | 21.2% | 0.1% | ||
| Q1 25 | 21.4% | 2.9% | ||
| Q4 24 | 21.3% | 4.7% | ||
| Q3 24 | 26.3% | 4.1% | ||
| Q2 24 | 23.5% | 5.1% |
净利率GLRHI
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | — | ||
| Q3 25 | 25.6% | 3.2% | ||
| Q2 25 | 17.1% | 3.0% | ||
| Q1 25 | 17.2% | 1.3% | ||
| Q4 24 | 17.4% | — | ||
| Q3 24 | 20.8% | 4.5% | ||
| Q2 24 | 17.9% | 4.6% |
每股收益（稀释后）GLRHI
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $0.32 | ||
| Q3 25 | $4.73 | $0.43 | ||
| Q2 25 | $3.05 | $0.41 | ||
| Q1 25 | $3.01 | $0.17 | ||
| Q4 24 | $3.00 | $0.53 | ||
| Q3 24 | $3.44 | $0.64 | ||
| Q2 24 | $2.83 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $464.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.1B | $1.3B |
| 总资产 | — | $2.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLRHI
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $464.4M | ||
| Q3 25 | $62.8M | $365.3M | ||
| Q2 25 | $116.7M | $380.5M | ||
| Q1 25 | $134.1M | $342.5M | ||
| Q4 24 | $85.0M | $537.6M | ||
| Q3 24 | $100.5M | $570.5M | ||
| Q2 24 | $100.6M | $547.4M |
股东权益GLRHI
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.3B | ||
| Q3 25 | $5.7B | $1.3B | ||
| Q2 25 | $5.4B | $1.3B | ||
| Q1 25 | $5.4B | $1.3B | ||
| Q4 24 | $5.3B | $1.4B | ||
| Q3 24 | $4.6B | $1.5B | ||
| Q2 24 | $5.2B | $1.5B |
总资产GLRHI
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $2.9B | ||
| Q3 25 | $30.5B | $2.8B | ||
| Q2 25 | $29.8B | $2.8B | ||
| Q1 25 | $29.7B | $2.7B | ||
| Q4 24 | $29.1B | $2.9B | ||
| Q3 24 | $29.6B | $3.0B | ||
| Q2 24 | $28.3B | $2.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $182.5M |
| 自由现金流经营现金流 - 资本支出 | — | $170.8M |
| 自由现金流率自由现金流/营收 | — | 13.1% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $266.8M |
8季度趋势，按日历期对齐
经营现金流GLRHI
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $182.5M | ||
| Q3 25 | $306.0M | $77.4M | ||
| Q2 25 | $307.9M | $119.4M | ||
| Q1 25 | $431.9M | $-59.3M | ||
| Q4 24 | $336.9M | $154.8M | ||
| Q3 24 | $340.6M | $129.6M | ||
| Q2 24 | $374.1M | $142.0M |
自由现金流GLRHI
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $170.8M | ||
| Q3 25 | $208.7M | $63.6M | ||
| Q2 25 | $295.0M | $104.2M | ||
| Q1 25 | $420.1M | $-71.7M | ||
| Q4 24 | $321.9M | $140.5M | ||
| Q3 24 | $311.3M | $111.8M | ||
| Q2 24 | $356.5M | $129.6M |
自由现金流率GLRHI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 13.1% | ||
| Q3 25 | 13.8% | 4.7% | ||
| Q2 25 | 19.9% | 7.6% | ||
| Q1 25 | 28.4% | -5.3% | ||
| Q4 24 | 22.0% | 10.2% | ||
| Q3 24 | 21.4% | 7.6% | ||
| Q2 24 | 24.8% | 8.8% |
资本支出强度GLRHI
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 0.9% | ||
| Q3 25 | 6.4% | 1.0% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 0.8% | 0.9% | ||
| Q4 24 | 1.0% | 1.0% | ||
| Q3 24 | 2.0% | 1.2% | ||
| Q2 24 | 1.2% | 0.8% |
现金转化率GLRHI
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | 1.80× | ||
| Q2 25 | 1.22× | 2.91× | ||
| Q1 25 | 1.70× | -3.42× | ||
| Q4 24 | 1.32× | — | ||
| Q3 24 | 1.12× | 1.98× | ||
| Q2 24 | 1.45× | 2.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
