vs
Globe Life（GL）与RXO, Inc.（RXO）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是RXO, Inc.的1.1倍（$1.6B vs $1.5B），Globe Life净利率更高（17.3% vs -3.1%，领先20.5%），Globe Life同比增速更快（5.3% vs -11.9%），过去两年RXO, Inc.的营收复合增速更高（26.8% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
RXO是总部位于美国的头部运输及物流解决方案供应商，核心业务覆盖货运经纪、大件商品最后一公里配送、运输管理服务与全链路供应链优化支持，主要服务北美制造业、零售业及电商领域的客户。
GL vs RXO — 直观对比
营收规模更大
GL
是对方的1.1倍
$1.5B
营收增速更快
GL
高出17.2%
-11.9%
净利率更高
GL
高出20.5%
-3.1%
两年增速更快
RXO
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.5B |
| 净利润 | $270.5M | $-46.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -2.9% |
| 净利率 | 17.3% | -3.1% |
| 营收同比 | 5.3% | -11.9% |
| 净利润同比 | — | -84.0% |
| 每股收益（稀释后） | $3.39 | $-0.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLRXO
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $1.5B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.5B | $1.4B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.5B | $1.0B | ||
| Q2 24 | $1.4B | $930.0M |
净利润GLRXO
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $-46.0M | ||
| Q3 25 | $387.8M | $-14.0M | ||
| Q2 25 | $252.7M | $-9.0M | ||
| Q1 25 | $254.6M | $-31.0M | ||
| Q4 24 | $255.2M | $-25.0M | ||
| Q3 24 | $303.0M | $-243.0M | ||
| Q2 24 | $258.4M | $-7.0M |
毛利率GLRXO
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.1% | — | ||
| Q2 24 | 23.3% | — |
营业利润率GLRXO
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -2.9% | ||
| Q3 25 | 31.5% | -0.5% | ||
| Q2 25 | 21.2% | — | ||
| Q1 25 | 21.4% | -2.1% | ||
| Q4 24 | 21.3% | -1.4% | ||
| Q3 24 | 26.3% | -1.9% | ||
| Q2 24 | 23.5% | — |
净利率GLRXO
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | -3.1% | ||
| Q3 25 | 25.6% | -1.0% | ||
| Q2 25 | 17.1% | -0.6% | ||
| Q1 25 | 17.2% | -2.2% | ||
| Q4 24 | 17.4% | -1.5% | ||
| Q3 24 | 20.8% | -23.4% | ||
| Q2 24 | 17.9% | -0.8% |
每股收益（稀释后）GLRXO
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $-0.28 | ||
| Q3 25 | $4.73 | $-0.08 | ||
| Q2 25 | $3.05 | $-0.05 | ||
| Q1 25 | $3.01 | $-0.18 | ||
| Q4 24 | $3.00 | $-0.17 | ||
| Q3 24 | $3.44 | $-1.81 | ||
| Q2 24 | $2.83 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $17.0M |
| 总债务越低越好 | — | $387.0M |
| 股东权益账面价值 | $6.1B | $1.5B |
| 总资产 | — | $3.3B |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资GLRXO
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $17.0M | ||
| Q3 25 | $62.8M | $25.0M | ||
| Q2 25 | $116.7M | $18.0M | ||
| Q1 25 | $134.1M | $16.0M | ||
| Q4 24 | $85.0M | $35.0M | ||
| Q3 24 | $100.5M | $55.0M | ||
| Q2 24 | $100.6M | $7.0M |
总债务GLRXO
| Q1 26 | — | — | ||
| Q4 25 | — | $387.0M | ||
| Q3 25 | — | $387.0M | ||
| Q2 25 | — | $387.0M | ||
| Q1 25 | — | $387.0M | ||
| Q4 24 | — | $351.0M | ||
| Q3 24 | — | $352.0M | ||
| Q2 24 | — | $370.0M |
股东权益GLRXO
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.5B | ||
| Q3 25 | $5.7B | $1.6B | ||
| Q2 25 | $5.4B | $1.6B | ||
| Q1 25 | $5.4B | $1.6B | ||
| Q4 24 | $5.3B | $1.6B | ||
| Q3 24 | $4.6B | $1.7B | ||
| Q2 24 | $5.2B | $579.0M |
总资产GLRXO
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $3.3B | ||
| Q3 25 | $30.5B | $3.2B | ||
| Q2 25 | $29.8B | $3.2B | ||
| Q1 25 | $29.7B | $3.3B | ||
| Q4 24 | $29.1B | $3.4B | ||
| Q3 24 | $29.6B | $3.4B | ||
| Q2 24 | $28.3B | $1.8B |
负债/权益比GLRXO
| Q1 26 | — | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $7.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-9.0M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-8.0M |
8季度趋势，按日历期对齐
经营现金流GLRXO
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $7.0M | ||
| Q3 25 | $306.0M | $23.0M | ||
| Q2 25 | $307.9M | $23.0M | ||
| Q1 25 | $431.9M | $-2.0M | ||
| Q4 24 | $336.9M | $-7.0M | ||
| Q3 24 | $340.6M | $-7.0M | ||
| Q2 24 | $374.1M | $-5.0M |
自由现金流GLRXO
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $-9.0M | ||
| Q3 25 | $208.7M | $9.0M | ||
| Q2 25 | $295.0M | $9.0M | ||
| Q1 25 | $420.1M | $-17.0M | ||
| Q4 24 | $321.9M | $-19.0M | ||
| Q3 24 | $311.3M | $-18.0M | ||
| Q2 24 | $356.5M | $-16.0M |
自由现金流率GLRXO
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | -0.6% | ||
| Q3 25 | 13.8% | 0.6% | ||
| Q2 25 | 19.9% | 0.6% | ||
| Q1 25 | 28.4% | -1.2% | ||
| Q4 24 | 22.0% | -1.1% | ||
| Q3 24 | 21.4% | -1.7% | ||
| Q2 24 | 24.8% | -1.7% |
资本支出强度GLRXO
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 1.1% | ||
| Q3 25 | 6.4% | 1.0% | ||
| Q2 25 | 0.9% | 1.0% | ||
| Q1 25 | 0.8% | 1.0% | ||
| Q4 24 | 1.0% | 0.7% | ||
| Q3 24 | 2.0% | 1.1% | ||
| Q2 24 | 1.2% | 1.2% |
现金转化率GLRXO
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.32× | — | ||
| Q3 24 | 1.12× | — | ||
| Q2 24 | 1.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
