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Globe Life（GL）与思佳讯（SWKS）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是思佳讯的1.5倍（$1.6B vs $1.0B），Globe Life净利率更高（17.3% vs 7.6%，领先9.7%），思佳讯同比增速更快（8.6% vs 5.3%），过去两年Globe Life的营收复合增速更高（4.1% vs -0.5%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
思佳讯是总部位于美国加利福尼亚州尔湾的半导体企业，公司股票在纳斯达克全球精选市场挂牌交易，股票代码为SWKS，同时也是标普500指数的成分股之一，在全球射频半导体领域拥有较高市场地位。
GL vs SWKS — 直观对比
营收规模更大
GL
是对方的1.5倍
$1.0B
营收增速更快
SWKS
高出3.3%
5.3%
净利率更高
GL
高出9.7%
7.6%
两年增速更快
GL
近两年复合增速
-0.5%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $1.0B |
| 净利润 | $270.5M | $79.2M |
| 毛利率 | — | 41.3% |
| 营业利润率 | — | 10.0% |
| 净利率 | 17.3% | 7.6% |
| 营收同比 | 5.3% | 8.6% |
| 净利润同比 | 6.3% | 15.3% |
| 每股收益（稀释后） | $3.39 | $0.53 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLSWKS
| Q1 26 | $1.6B | $1.0B | ||
| Q4 25 | $1.5B | $1.1B | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | $965.0M | ||
| Q1 25 | $1.5B | $953.2M | ||
| Q4 24 | $1.5B | $1.1B | ||
| Q3 24 | $1.5B | $1.0B | ||
| Q2 24 | $1.4B | $905.5M |
净利润GLSWKS
| Q1 26 | $270.5M | $79.2M | ||
| Q4 25 | $266.1M | $141.4M | ||
| Q3 25 | $387.8M | — | ||
| Q2 25 | $252.7M | $105.0M | ||
| Q1 25 | $254.6M | $68.7M | ||
| Q4 24 | $255.2M | $162.0M | ||
| Q3 24 | $303.0M | $60.5M | ||
| Q2 24 | $258.4M | $120.9M |
毛利率GLSWKS
| Q1 26 | — | 41.3% | ||
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 41.6% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | 26.1% | 41.9% | ||
| Q2 24 | 23.3% | 40.2% |
营业利润率GLSWKS
| Q1 26 | — | 10.0% | ||
| Q4 25 | 21.7% | 10.1% | ||
| Q3 25 | 31.5% | — | ||
| Q2 25 | 21.2% | 11.5% | ||
| Q1 25 | 21.4% | 10.2% | ||
| Q4 24 | 21.3% | 16.9% | ||
| Q3 24 | 26.3% | 5.8% | ||
| Q2 24 | 23.5% | 14.4% |
净利率GLSWKS
| Q1 26 | 17.3% | 7.6% | ||
| Q4 25 | 17.5% | 12.9% | ||
| Q3 25 | 25.6% | — | ||
| Q2 25 | 17.1% | 10.9% | ||
| Q1 25 | 17.2% | 7.2% | ||
| Q4 24 | 17.4% | 15.2% | ||
| Q3 24 | 20.8% | 5.9% | ||
| Q2 24 | 17.9% | 13.4% |
每股收益（稀释后）GLSWKS
| Q1 26 | $3.39 | $0.53 | ||
| Q4 25 | $3.28 | $0.95 | ||
| Q3 25 | $4.73 | — | ||
| Q2 25 | $3.05 | $0.70 | ||
| Q1 25 | $3.01 | $0.43 | ||
| Q4 24 | $3.00 | $1.00 | ||
| Q3 24 | $3.44 | $0.36 | ||
| Q2 24 | $2.83 | $0.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $1.6B |
| 总债务越低越好 | — | $496.6M |
| 股东权益账面价值 | $6.1B | $5.8B |
| 总资产 | — | $7.9B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资GLSWKS
| Q1 26 | $183.8M | $1.6B | ||
| Q4 25 | $314.7M | $1.4B | ||
| Q3 25 | $62.8M | — | ||
| Q2 25 | $116.7M | $1.3B | ||
| Q1 25 | $134.1M | $1.5B | ||
| Q4 24 | $85.0M | $1.7B | ||
| Q3 24 | $100.5M | $1.6B | ||
| Q2 24 | $100.6M | $1.3B |
总债务GLSWKS
| Q1 26 | — | $496.6M | ||
| Q4 25 | — | $496.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $496.2M | ||
| Q1 25 | — | $995.1M | ||
| Q4 24 | — | $994.7M | ||
| Q3 24 | — | $994.3M | ||
| Q2 24 | — | $994.0M |
股东权益GLSWKS
| Q1 26 | $6.1B | $5.8B | ||
| Q4 25 | $6.0B | $5.8B | ||
| Q3 25 | $5.7B | — | ||
| Q2 25 | $5.4B | $5.7B | ||
| Q1 25 | $5.4B | $5.9B | ||
| Q4 24 | $5.3B | $6.4B | ||
| Q3 24 | $4.6B | $6.3B | ||
| Q2 24 | $5.2B | $6.3B |
总资产GLSWKS
| Q1 26 | — | $7.9B | ||
| Q4 25 | $30.8B | $7.9B | ||
| Q3 25 | $30.5B | — | ||
| Q2 25 | $29.8B | $7.7B | ||
| Q1 25 | $29.7B | $7.9B | ||
| Q4 24 | $29.1B | $8.3B | ||
| Q3 24 | $29.6B | $8.3B | ||
| Q2 24 | $28.3B | $8.2B |
负债/权益比GLSWKS
| Q1 26 | — | 0.09× | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.09× | ||
| Q1 25 | — | 0.17× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $395.5M |
| 自由现金流经营现金流 - 资本支出 | — | $339.0M |
| 自由现金流率自由现金流/营收 | — | 32.7% |
| 资本支出强度资本支出/营收 | — | 5.5% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | — | $1.1B |
8季度趋势，按日历期对齐
经营现金流GLSWKS
| Q1 26 | — | $395.5M | ||
| Q4 25 | $350.6M | $200.0M | ||
| Q3 25 | $306.0M | — | ||
| Q2 25 | $307.9M | $314.2M | ||
| Q1 25 | $431.9M | $409.4M | ||
| Q4 24 | $336.9M | $377.2M | ||
| Q3 24 | $340.6M | $476.1M | ||
| Q2 24 | $374.1M | $273.4M |
自由现金流GLSWKS
| Q1 26 | — | $339.0M | ||
| Q4 25 | $330.1M | $144.0M | ||
| Q3 25 | $208.7M | — | ||
| Q2 25 | $295.0M | $252.7M | ||
| Q1 25 | $420.1M | $370.9M | ||
| Q4 24 | $321.9M | $338.2M | ||
| Q3 24 | $311.3M | $393.3M | ||
| Q2 24 | $356.5M | $249.0M |
自由现金流率GLSWKS
| Q1 26 | — | 32.7% | ||
| Q4 25 | 21.7% | 13.1% | ||
| Q3 25 | 13.8% | — | ||
| Q2 25 | 19.9% | 26.2% | ||
| Q1 25 | 28.4% | 38.9% | ||
| Q4 24 | 22.0% | 31.7% | ||
| Q3 24 | 21.4% | 38.4% | ||
| Q2 24 | 24.8% | 27.5% |
资本支出强度GLSWKS
| Q1 26 | — | 5.5% | ||
| Q4 25 | 1.3% | 5.1% | ||
| Q3 25 | 6.4% | — | ||
| Q2 25 | 0.9% | 6.4% | ||
| Q1 25 | 0.8% | 4.0% | ||
| Q4 24 | 1.0% | 3.6% | ||
| Q3 24 | 2.0% | 8.1% | ||
| Q2 24 | 1.2% | 2.7% |
现金转化率GLSWKS
| Q1 26 | — | 4.99× | ||
| Q4 25 | 1.32× | 1.41× | ||
| Q3 25 | 0.79× | — | ||
| Q2 25 | 1.22× | 2.99× | ||
| Q1 25 | 1.70× | 5.96× | ||
| Q4 24 | 1.32× | 2.33× | ||
| Q3 24 | 1.12× | 7.87× | ||
| Q2 24 | 1.45× | 2.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
SWKS
| Sales Channel Through Intermediary | $915.6M | 88% |
| Sales Channel Directly To Consumer | $119.8M | 12% |
