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Globe Life（GL）与Ubiquiti Inc.（UI）财务数据对比。点击上方公司名可切换其他公司
Globe Life的季度营收约是Ubiquiti Inc.的1.9倍（$1.6B vs $814.9M），Ubiquiti Inc.净利率更高（28.7% vs 17.3%，领先11.3%），Ubiquiti Inc.同比增速更快（35.8% vs 5.3%），过去两年Ubiquiti Inc.的营收复合增速更高（28.6% vs 4.1%）
Globe Life Inc.（股票代码：GL）是总部位于美国得克萨斯州麦金尼的金融服务控股公司，在纽约证券交易所上市，通过旗下全资子公司开展业务，主营人寿保险、年金产品及补充健康保险产品。
Ubiquiti Inc.是一家美国科技企业，2003年于加利福尼亚州圣何塞成立，目前总部位于纽约。公司旗下拥有多个品牌，主营面向企业及家庭用户的有线、无线数据通信产品的研发、生产与销售。
GL vs UI — 直观对比
营收规模更大
GL
是对方的1.9倍
$814.9M
营收增速更快
UI
高出30.5%
5.3%
净利率更高
UI
高出11.3%
17.3%
两年增速更快
UI
近两年复合增速
4.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.6B | $814.9M |
| 净利润 | $270.5M | $233.6M |
| 毛利率 | — | 45.9% |
| 营业利润率 | — | 35.9% |
| 净利率 | 17.3% | 28.7% |
| 营收同比 | 5.3% | 35.8% |
| 净利润同比 | — | 70.8% |
| 每股收益（稀释后） | $3.39 | $3.86 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLUI
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.5B | $814.9M | ||
| Q3 25 | $1.5B | $733.8M | ||
| Q2 25 | $1.5B | $759.2M | ||
| Q1 25 | $1.5B | $664.2M | ||
| Q4 24 | $1.5B | $599.9M | ||
| Q3 24 | $1.5B | $550.3M | ||
| Q2 24 | $1.4B | $507.5M |
净利润GLUI
| Q1 26 | $270.5M | — | ||
| Q4 25 | $266.1M | $233.6M | ||
| Q3 25 | $387.8M | $207.9M | ||
| Q2 25 | $252.7M | $266.7M | ||
| Q1 25 | $254.6M | $180.4M | ||
| Q4 24 | $255.2M | $136.8M | ||
| Q3 24 | $303.0M | $128.0M | ||
| Q2 24 | $258.4M | $103.8M |
毛利率GLUI
| Q1 26 | — | — | ||
| Q4 25 | — | 45.9% | ||
| Q3 25 | — | 46.0% | ||
| Q2 25 | — | 45.1% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | 26.1% | 42.1% | ||
| Q2 24 | 23.3% | 40.2% |
营业利润率GLUI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 35.9% | ||
| Q3 25 | 31.5% | 35.7% | ||
| Q2 25 | 21.2% | 34.4% | ||
| Q1 25 | 21.4% | 34.2% | ||
| Q4 24 | 21.3% | 29.8% | ||
| Q3 24 | 26.3% | 30.7% | ||
| Q2 24 | 23.5% | 27.3% |
净利率GLUI
| Q1 26 | 17.3% | — | ||
| Q4 25 | 17.5% | 28.7% | ||
| Q3 25 | 25.6% | 28.3% | ||
| Q2 25 | 17.1% | 35.1% | ||
| Q1 25 | 17.2% | 27.2% | ||
| Q4 24 | 17.4% | 22.8% | ||
| Q3 24 | 20.8% | 23.3% | ||
| Q2 24 | 17.9% | 20.5% |
每股收益（稀释后）GLUI
| Q1 26 | $3.39 | — | ||
| Q4 25 | $3.28 | $3.86 | ||
| Q3 25 | $4.73 | $3.43 | ||
| Q2 25 | $3.05 | $4.40 | ||
| Q1 25 | $3.01 | $2.98 | ||
| Q4 24 | $3.00 | $2.26 | ||
| Q3 24 | $3.44 | $2.12 | ||
| Q2 24 | $2.83 | $1.72 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $183.8M | $302.8M |
| 总债务越低越好 | — | $47.5M |
| 股东权益账面价值 | $6.1B | $1.0B |
| 总资产 | — | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资GLUI
| Q1 26 | $183.8M | — | ||
| Q4 25 | $314.7M | $302.8M | ||
| Q3 25 | $62.8M | $177.2M | ||
| Q2 25 | $116.7M | $149.7M | ||
| Q1 25 | $134.1M | $151.0M | ||
| Q4 24 | $85.0M | $133.1M | ||
| Q3 24 | $100.5M | $165.2M | ||
| Q2 24 | $100.6M | $126.3M |
总债务GLUI
| Q1 26 | — | — | ||
| Q4 25 | — | $47.5M | ||
| Q3 25 | — | $133.8M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $340.0M | ||
| Q4 24 | — | $406.3M | ||
| Q3 24 | — | $552.5M | ||
| Q2 24 | — | $708.1M |
股东权益GLUI
| Q1 26 | $6.1B | — | ||
| Q4 25 | $6.0B | $1.0B | ||
| Q3 25 | $5.7B | $828.4M | ||
| Q2 25 | $5.4B | $668.3M | ||
| Q1 25 | $5.4B | $436.1M | ||
| Q4 24 | $5.3B | $290.4M | ||
| Q3 24 | $4.6B | $188.1M | ||
| Q2 24 | $5.2B | $95.1M |
总资产GLUI
| Q1 26 | — | — | ||
| Q4 25 | $30.8B | $1.6B | ||
| Q3 25 | $30.5B | $1.5B | ||
| Q2 25 | $29.8B | $1.5B | ||
| Q1 25 | $29.7B | $1.3B | ||
| Q4 24 | $29.1B | $1.2B | ||
| Q3 24 | $29.6B | $1.2B | ||
| Q2 24 | $28.3B | $1.2B |
负债/权益比GLUI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.37× | ||
| Q1 25 | — | 0.78× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | — | 2.94× | ||
| Q2 24 | — | 7.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $263.9M |
| 自由现金流经营现金流 - 资本支出 | — | $260.3M |
| 自由现金流率自由现金流/营收 | — | 31.9% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.13× |
| 过去12个月自由现金流最近4个季度 | — | $699.5M |
8季度趋势，按日历期对齐
经营现金流GLUI
| Q1 26 | — | — | ||
| Q4 25 | $350.6M | $263.9M | ||
| Q3 25 | $306.0M | $198.5M | ||
| Q2 25 | $307.9M | $130.4M | ||
| Q1 25 | $431.9M | $123.6M | ||
| Q4 24 | $336.9M | $152.4M | ||
| Q3 24 | $340.6M | $233.7M | ||
| Q2 24 | $374.1M | $231.4M |
自由现金流GLUI
| Q1 26 | — | — | ||
| Q4 25 | $330.1M | $260.3M | ||
| Q3 25 | $208.7M | $193.3M | ||
| Q2 25 | $295.0M | $125.2M | ||
| Q1 25 | $420.1M | $120.7M | ||
| Q4 24 | $321.9M | $150.4M | ||
| Q3 24 | $311.3M | $231.1M | ||
| Q2 24 | $356.5M | $229.5M |
自由现金流率GLUI
| Q1 26 | — | — | ||
| Q4 25 | 21.7% | 31.9% | ||
| Q3 25 | 13.8% | 26.3% | ||
| Q2 25 | 19.9% | 16.5% | ||
| Q1 25 | 28.4% | 18.2% | ||
| Q4 24 | 22.0% | 25.1% | ||
| Q3 24 | 21.4% | 42.0% | ||
| Q2 24 | 24.8% | 45.2% |
资本支出强度GLUI
| Q1 26 | — | — | ||
| Q4 25 | 1.3% | 0.4% | ||
| Q3 25 | 6.4% | 0.7% | ||
| Q2 25 | 0.9% | 0.7% | ||
| Q1 25 | 0.8% | 0.4% | ||
| Q4 24 | 1.0% | 0.3% | ||
| Q3 24 | 2.0% | 0.5% | ||
| Q2 24 | 1.2% | 0.4% |
现金转化率GLUI
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | 1.13× | ||
| Q3 25 | 0.79× | 0.95× | ||
| Q2 25 | 1.22× | 0.49× | ||
| Q1 25 | 1.70× | 0.68× | ||
| Q4 24 | 1.32× | 1.11× | ||
| Q3 24 | 1.12× | 1.83× | ||
| Q2 24 | 1.45× | 2.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GL
| Life premium | $853.2M | 55% |
| Health premium | $416.9M | 27% |
| Other | $289.5M | 19% |
UI
| Enterprise Technology | $729.0M | 89% |
| Service Provider Technology | $85.9M | 11% |
