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Gloo Holdings, Inc.（GLOO）与ISABELLA BANK CORP（ISBA）财务数据对比。点击上方公司名可切换其他公司
Gloo Holdings, Inc.的季度营收约是ISABELLA BANK CORP的1.5倍（$32.6M vs $21.2M），ISABELLA BANK CORP净利率更高（22.2% vs -116.9%，领先139.0%），ISABELLA BANK CORP自由现金流更多（$23.3M vs $-63.4M）
菲律宾群岛银行是菲律宾的全能型银行，同时也是菲律宾乃至整个东南亚历史最悠久的银行。按资产规模计算，它是菲律宾第四大银行；按市值计算则位列第二，是菲律宾盈利能力最强的银行之一。
GLOO vs ISBA — 直观对比
营收规模更大
GLOO
是对方的1.5倍
$21.2M
净利率更高
ISBA
高出139.0%
-116.9%
自由现金流更多
ISBA
多$86.7M
$-63.4M
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $32.6M | $21.2M |
| 净利润 | $-38.0M | $4.7M |
| 毛利率 | — | — |
| 营业利润率 | -82.0% | 32.2% |
| 净利率 | -116.9% | 22.2% |
| 营收同比 | — | 14.3% |
| 净利润同比 | 12.2% | 17.4% |
| 每股收益（稀释后） | $-6.08 | $0.64 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GLOOISBA
| Q4 25 | $32.6M | $21.2M | ||
| Q3 25 | — | $20.5M | ||
| Q2 25 | — | $18.8M | ||
| Q1 25 | — | $18.1M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $18.0M | ||
| Q2 24 | — | $17.2M | ||
| Q1 24 | — | $16.7M |
净利润GLOOISBA
| Q4 25 | $-38.0M | $4.7M | ||
| Q3 25 | — | $5.2M | ||
| Q2 25 | — | $5.0M | ||
| Q1 25 | — | $3.9M | ||
| Q4 24 | — | $4.0M | ||
| Q3 24 | — | $3.3M | ||
| Q2 24 | — | $3.5M | ||
| Q1 24 | — | $3.1M |
营业利润率GLOOISBA
| Q4 25 | -82.0% | 32.2% | ||
| Q3 25 | — | 30.7% | ||
| Q2 25 | — | 32.8% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 21.3% | ||
| Q2 24 | — | 23.9% | ||
| Q1 24 | — | 21.8% |
净利率GLOOISBA
| Q4 25 | -116.9% | 22.2% | ||
| Q3 25 | — | 25.6% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 21.9% | ||
| Q4 24 | — | 21.6% | ||
| Q3 24 | — | 18.2% | ||
| Q2 24 | — | 20.3% | ||
| Q1 24 | — | 18.7% |
每股收益（稀释后）GLOOISBA
| Q4 25 | $-6.08 | $0.64 | ||
| Q3 25 | — | $0.71 | ||
| Q2 25 | — | $0.68 | ||
| Q1 25 | — | $0.53 | ||
| Q4 24 | — | $0.54 | ||
| Q3 24 | — | $0.44 | ||
| Q2 24 | — | $0.46 | ||
| Q1 24 | — | $0.42 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $15.1M | $26.0M |
| 总债务越低越好 | $176.5M | — |
| 股东权益账面价值 | $-444.4M | $231.4M |
| 总资产 | $206.7M | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GLOOISBA
| Q4 25 | $15.1M | $26.0M | ||
| Q3 25 | — | $161.3M | ||
| Q2 25 | — | $108.6M | ||
| Q1 25 | — | $69.2M | ||
| Q4 24 | — | $24.5M | ||
| Q3 24 | — | $27.4M | ||
| Q2 24 | — | $23.6M | ||
| Q1 24 | — | $25.2M |
总债务GLOOISBA
| Q4 25 | $176.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益GLOOISBA
| Q4 25 | $-444.4M | $231.4M | ||
| Q3 25 | — | $227.4M | ||
| Q2 25 | — | $220.5M | ||
| Q1 25 | — | $215.6M | ||
| Q4 24 | — | $210.3M | ||
| Q3 24 | — | $213.0M | ||
| Q2 24 | — | $202.2M | ||
| Q1 24 | — | $200.7M |
总资产GLOOISBA
| Q4 25 | $206.7M | $2.2B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.1B | ||
| Q1 24 | — | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-63.0M | $26.8M |
| 自由现金流经营现金流 - 资本支出 | $-63.4M | $23.3M |
| 自由现金流率自由现金流/营收 | -194.8% | 110.2% |
| 资本支出强度资本支出/营收 | 1.4% | 16.4% |
| 现金转化率经营现金流/净利润 | — | 5.72× |
| 过去12个月自由现金流最近4个季度 | — | $36.0M |
8季度趋势，按日历期对齐
经营现金流GLOOISBA
| Q4 25 | $-63.0M | $26.8M | ||
| Q3 25 | — | $2.7M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $4.7M | ||
| Q4 24 | — | $19.6M | ||
| Q3 24 | — | $3.6M | ||
| Q2 24 | — | $5.5M | ||
| Q1 24 | — | $3.4M |
自由现金流GLOOISBA
| Q4 25 | $-63.4M | $23.3M | ||
| Q3 25 | — | $1.7M | ||
| Q2 25 | — | $7.2M | ||
| Q1 25 | — | $3.7M | ||
| Q4 24 | — | $17.5M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $5.1M | ||
| Q1 24 | — | $2.6M |
自由现金流率GLOOISBA
| Q4 25 | -194.8% | 110.2% | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | — | 38.5% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | 94.6% | ||
| Q3 24 | — | 17.7% | ||
| Q2 24 | — | 29.8% | ||
| Q1 24 | — | 15.7% |
资本支出强度GLOOISBA
| Q4 25 | 1.4% | 16.4% | ||
| Q3 25 | — | 5.0% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 4.9% |
现金转化率GLOOISBA
| Q4 25 | — | 5.72× | ||
| Q3 25 | — | 0.52× | ||
| Q2 25 | — | 1.56× | ||
| Q1 25 | — | 1.19× | ||
| Q4 24 | — | 4.91× | ||
| Q3 24 | — | 1.08× | ||
| Q2 24 | — | 1.59× | ||
| Q1 24 | — | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GLOO
| Platform Solutions | $12.7M | 39% |
| Advertising | $11.1M | 34% |
| Marketplace | $3.9M | 12% |
| Midwestern Acquisition | $2.7M | 8% |
| Servant Acquisition | $1.8M | 6% |
ISBA
暂无分部数据
