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GENWORTH FINANCIAL INC（GNW）与Kellanova（K）财务数据对比。点击上方公司名可切换其他公司
Kellanova的季度营收约是GENWORTH FINANCIAL INC的1.8倍（$3.3B vs $1.8B），Kellanova净利率更高（9.5% vs 0.1%，领先9.4%），Kellanova同比增速更快（0.8% vs 0.1%），过去两年GENWORTH FINANCIAL INC的营收复合增速更高（-2.2% vs -9.0%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
Kellanova前身为知名食品企业家乐氏，是玛氏集团旗下的美国跨国食品制造公司，总部位于美国伊利诺伊州芝加哥。2023年10月2日公司正式启用现名，同步拆分北美谷物业务，独立成立WK Kellogg Co。
GNW vs K — 直观对比
营收规模更大
K
是对方的1.8倍
$1.8B
营收增速更快
K
高出0.7%
0.1%
净利率更高
K
高出9.4%
0.1%
两年增速更快
GNW
近两年复合增速
-9.0%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $3.3B |
| 净利润 | $2.0M | $309.0M |
| 毛利率 | — | 33.3% |
| 营业利润率 | 1.0% | 13.9% |
| 净利率 | 0.1% | 9.5% |
| 营收同比 | 0.1% | 0.8% |
| 净利润同比 | 300.0% | -15.8% |
| 每股收益（稀释后） | $0.01 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWK
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.9B | $3.3B | ||
| Q2 25 | $1.8B | $3.2B | ||
| Q1 25 | $1.8B | $3.1B | ||
| Q4 24 | $1.8B | $3.1B | ||
| Q3 24 | $1.9B | $3.2B | ||
| Q2 24 | $1.8B | $3.2B | ||
| Q1 24 | $1.9B | $3.2B |
净利润GNWK
| Q4 25 | $2.0M | — | ||
| Q3 25 | $116.0M | $309.0M | ||
| Q2 25 | $51.0M | $299.0M | ||
| Q1 25 | $54.0M | $304.0M | ||
| Q4 24 | $-1.0M | $365.0M | ||
| Q3 24 | $85.0M | $367.0M | ||
| Q2 24 | $76.0M | $344.0M | ||
| Q1 24 | $139.0M | $267.0M |
毛利率GNWK
| Q4 25 | — | — | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.0% | ||
| Q1 25 | — | 34.3% | ||
| Q4 24 | — | 37.7% | ||
| Q3 24 | — | 36.4% | ||
| Q2 24 | — | 36.4% | ||
| Q1 24 | — | 32.2% |
营业利润率GNWK
| Q4 25 | 1.0% | — | ||
| Q3 25 | 8.5% | 13.9% | ||
| Q2 25 | 3.8% | 13.7% | ||
| Q1 25 | 2.9% | 13.9% | ||
| Q4 24 | 3.1% | 17.0% | ||
| Q3 24 | 2.6% | 14.1% | ||
| Q2 24 | 7.1% | 15.4% | ||
| Q1 24 | 4.6% | 12.3% |
净利率GNWK
| Q4 25 | 0.1% | — | ||
| Q3 25 | 6.0% | 9.5% | ||
| Q2 25 | 2.8% | 9.3% | ||
| Q1 25 | 3.0% | 9.9% | ||
| Q4 24 | -0.1% | 11.7% | ||
| Q3 24 | 4.5% | 11.4% | ||
| Q2 24 | 4.3% | 10.8% | ||
| Q1 24 | 7.5% | 8.3% |
每股收益（稀释后）GNWK
| Q4 25 | $0.01 | — | ||
| Q3 25 | $0.28 | $0.88 | ||
| Q2 25 | $0.12 | $0.85 | ||
| Q1 25 | $0.13 | $0.87 | ||
| Q4 24 | $0.01 | $1.05 | ||
| Q3 24 | $0.19 | $1.05 | ||
| Q2 24 | $0.17 | $1.00 | ||
| Q1 24 | $0.31 | $0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $240.0M |
| 总债务越低越好 | $1.5B | $4.3B |
| 股东权益账面价值 | $8.8B | $4.2B |
| 总资产 | $88.1B | $15.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 1.02× |
8季度趋势，按日历期对齐
现金及短期投资GNWK
| Q4 25 | — | — | ||
| Q3 25 | — | $240.0M | ||
| Q2 25 | — | $354.0M | ||
| Q1 25 | — | $330.0M | ||
| Q4 24 | — | $694.0M | ||
| Q3 24 | — | $569.0M | ||
| Q2 24 | — | $272.0M | ||
| Q1 24 | — | $242.0M |
总债务GNWK
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | $4.3B | ||
| Q2 25 | $1.5B | $4.3B | ||
| Q1 25 | $1.5B | $5.0B | ||
| Q4 24 | $1.5B | $5.0B | ||
| Q3 24 | $1.5B | $5.1B | ||
| Q2 24 | $1.6B | $5.0B | ||
| Q1 24 | $1.6B | $4.4B |
股东权益GNWK
| Q4 25 | $8.8B | — | ||
| Q3 25 | $8.8B | $4.2B | ||
| Q2 25 | $8.8B | $4.1B | ||
| Q1 25 | $8.7B | $3.9B | ||
| Q4 24 | $8.5B | $3.8B | ||
| Q3 24 | $8.3B | $3.6B | ||
| Q2 24 | $8.5B | $3.3B | ||
| Q1 24 | $8.0B | $3.2B |
总资产GNWK
| Q4 25 | $88.1B | — | ||
| Q3 25 | $88.5B | $15.6B | ||
| Q2 25 | $87.3B | $15.9B | ||
| Q1 25 | $87.3B | $15.5B | ||
| Q4 24 | $86.9B | $15.6B | ||
| Q3 24 | $90.8B | $15.8B | ||
| Q2 24 | $87.5B | $15.3B | ||
| Q1 24 | $89.2B | $15.3B |
负债/权益比GNWK
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | 1.02× | ||
| Q2 25 | 0.17× | 1.05× | ||
| Q1 25 | 0.17× | 1.28× | ||
| Q4 24 | 0.18× | 1.32× | ||
| Q3 24 | 0.19× | 1.40× | ||
| Q2 24 | 0.18× | 1.51× | ||
| Q1 24 | 0.20× | 1.40× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | $503.0M |
| 自由现金流经营现金流 - 资本支出 | — | $359.0M |
| 自由现金流率自由现金流/营收 | — | 11.0% |
| 资本支出强度资本支出/营收 | — | 4.4% |
| 现金转化率经营现金流/净利润 | 100.00× | 1.63× |
| 过去12个月自由现金流最近4个季度 | — | $599.0M |
8季度趋势，按日历期对齐
经营现金流GNWK
| Q4 25 | $200.0M | — | ||
| Q3 25 | $87.0M | $503.0M | ||
| Q2 25 | $6.0M | $169.0M | ||
| Q1 25 | $34.0M | $116.0M | ||
| Q4 24 | $27.0M | $467.0M | ||
| Q3 24 | $161.0M | $553.0M | ||
| Q2 24 | $7.0M | $376.0M | ||
| Q1 24 | $-107.0M | $364.0M |
自由现金流GNWK
| Q4 25 | — | — | ||
| Q3 25 | — | $359.0M | ||
| Q2 25 | — | $21.0M | ||
| Q1 25 | — | $-60.0M | ||
| Q4 24 | — | $279.0M | ||
| Q3 24 | — | $410.0M | ||
| Q2 24 | — | $234.0M | ||
| Q1 24 | — | $209.0M |
自由现金流率GNWK
| Q4 25 | — | — | ||
| Q3 25 | — | 11.0% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | -1.9% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 7.3% | ||
| Q1 24 | — | 6.5% |
资本支出强度GNWK
| Q4 25 | — | — | ||
| Q3 25 | — | 4.4% | ||
| Q2 25 | — | 4.6% | ||
| Q1 25 | — | 5.7% | ||
| Q4 24 | — | 6.0% | ||
| Q3 24 | — | 4.4% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 4.8% |
现金转化率GNWK
| Q4 25 | 100.00× | — | ||
| Q3 25 | 0.75× | 1.63× | ||
| Q2 25 | 0.12× | 0.57× | ||
| Q1 25 | 0.63× | 0.38× | ||
| Q4 24 | — | 1.28× | ||
| Q3 24 | 1.89× | 1.51× | ||
| Q2 24 | 0.09× | 1.09× | ||
| Q1 24 | -0.77× | 1.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
K
| Retail Channel Snacks | $2.0B | 62% |
| Retail Channel Cereal | $678.0M | 21% |
| Noodlesand Other | $280.0M | 9% |
| Frozen And Specialty Channels | $275.0M | 8% |
