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GENWORTH FINANCIAL INC（GNW）与罗布乐思（RBLX）财务数据对比。点击上方公司名可切换其他公司
GENWORTH FINANCIAL INC的季度营收约是罗布乐思的1.3倍（$1.8B vs $1.4B），GENWORTH FINANCIAL INC净利率更高（0.1% vs -22.3%，领先22.4%），罗布乐思同比增速更快（43.2% vs 0.1%），过去两年罗布乐思的营收复合增速更高（32.9% vs -2.2%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
罗布乐思（Roblox Corporation）是总部位于美国加利福尼亚州圣马特奥的游戏企业，由大卫·巴斯祖奇与埃里克·卡塞尔于2004年共同创立。公司核心产品为同名线上游戏创作平台Roblox，于2006年正式上线，截至2024年12月底全球员工规模已超2400人。
GNW vs RBLX — 直观对比
营收规模更大
GNW
是对方的1.3倍
$1.4B
营收增速更快
RBLX
高出43.1%
0.1%
净利率更高
GNW
高出22.4%
-22.3%
两年增速更快
RBLX
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.4B |
| 净利润 | $2.0M | $-316.0M |
| 毛利率 | — | 77.7% |
| 营业利润率 | 1.0% | -25.3% |
| 净利率 | 0.1% | -22.3% |
| 营收同比 | 0.1% | 43.2% |
| 净利润同比 | 300.0% | -43.9% |
| 每股收益（稀释后） | $0.01 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWRBLX
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.9B | $1.4B | ||
| Q2 25 | $1.8B | $1.1B | ||
| Q1 25 | $1.8B | $1.0B | ||
| Q4 24 | $1.8B | $988.2M | ||
| Q3 24 | $1.9B | $919.0M | ||
| Q2 24 | $1.8B | $893.5M | ||
| Q1 24 | $1.9B | $801.3M |
净利润GNWRBLX
| Q4 25 | $2.0M | $-316.0M | ||
| Q3 25 | $116.0M | $-255.6M | ||
| Q2 25 | $51.0M | $-278.4M | ||
| Q1 25 | $54.0M | $-215.1M | ||
| Q4 24 | $-1.0M | $-219.6M | ||
| Q3 24 | $85.0M | $-239.3M | ||
| Q2 24 | $76.0M | $-205.9M | ||
| Q1 24 | $139.0M | $-270.6M |
毛利率GNWRBLX
| Q4 25 | — | 77.7% | ||
| Q3 25 | — | 78.2% | ||
| Q2 25 | — | 78.2% | ||
| Q1 25 | — | 78.3% | ||
| Q4 24 | — | 77.9% | ||
| Q3 24 | — | 77.7% | ||
| Q2 24 | — | 77.8% | ||
| Q1 24 | — | 77.7% |
营业利润率GNWRBLX
| Q4 25 | 1.0% | -25.3% | ||
| Q3 25 | 8.5% | -21.8% | ||
| Q2 25 | 3.8% | -29.8% | ||
| Q1 25 | 2.9% | -24.6% | ||
| Q4 24 | 3.1% | -24.7% | ||
| Q3 24 | 2.6% | -30.4% | ||
| Q2 24 | 7.1% | -26.6% | ||
| Q1 24 | 4.6% | -37.7% |
净利率GNWRBLX
| Q4 25 | 0.1% | -22.3% | ||
| Q3 25 | 6.0% | -18.8% | ||
| Q2 25 | 2.8% | -25.8% | ||
| Q1 25 | 3.0% | -20.8% | ||
| Q4 24 | -0.1% | -22.2% | ||
| Q3 24 | 4.5% | -26.0% | ||
| Q2 24 | 4.3% | -23.0% | ||
| Q1 24 | 7.5% | -33.8% |
每股收益（稀释后）GNWRBLX
| Q4 25 | $0.01 | $-0.44 | ||
| Q3 25 | $0.28 | $-0.37 | ||
| Q2 25 | $0.12 | $-0.41 | ||
| Q1 25 | $0.13 | $-0.32 | ||
| Q4 24 | $0.01 | $-0.32 | ||
| Q3 24 | $0.19 | $-0.37 | ||
| Q2 24 | $0.17 | $-0.32 | ||
| Q1 24 | $0.31 | $-0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1B |
| 总债务越低越好 | $1.5B | $1.2B |
| 股东权益账面价值 | $8.8B | $394.5M |
| 总资产 | $88.1B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 2.98× |
8季度趋势，按日历期对齐
现金及短期投资GNWRBLX
| Q4 25 | — | $3.1B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | — | $2.7B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.3B | ||
| Q2 24 | — | $2.4B | ||
| Q1 24 | — | $2.4B |
总债务GNWRBLX
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $1.2B | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.6B | — |
股东权益GNWRBLX
| Q4 25 | $8.8B | $394.5M | ||
| Q3 25 | $8.8B | $407.6M | ||
| Q2 25 | $8.8B | $353.2M | ||
| Q1 25 | $8.7B | $310.7M | ||
| Q4 24 | $8.5B | $221.4M | ||
| Q3 24 | $8.3B | $189.9M | ||
| Q2 24 | $8.5B | $121.5M | ||
| Q1 24 | $8.0B | $71.6M |
总资产GNWRBLX
| Q4 25 | $88.1B | $9.6B | ||
| Q3 25 | $88.5B | $8.6B | ||
| Q2 25 | $87.3B | $7.8B | ||
| Q1 25 | $87.3B | $7.5B | ||
| Q4 24 | $86.9B | $7.2B | ||
| Q3 24 | $90.8B | $6.7B | ||
| Q2 24 | $87.5B | $6.5B | ||
| Q1 24 | $89.2B | $6.3B |
负债/权益比GNWRBLX
| Q4 25 | 0.17× | 2.98× | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.17× | — | ||
| Q4 24 | 0.18× | 5.48× | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.18× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | $607.0M |
| 自由现金流经营现金流 - 资本支出 | — | $308.6M |
| 自由现金流率自由现金流/营收 | — | 21.8% |
| 资本支出强度资本支出/营收 | — | 21.1% |
| 现金转化率经营现金流/净利润 | 100.00× | — |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
经营现金流GNWRBLX
| Q4 25 | $200.0M | $607.0M | ||
| Q3 25 | $87.0M | $546.2M | ||
| Q2 25 | $6.0M | $199.3M | ||
| Q1 25 | $34.0M | $443.9M | ||
| Q4 24 | $27.0M | $184.5M | ||
| Q3 24 | $161.0M | $247.4M | ||
| Q2 24 | $7.0M | $151.4M | ||
| Q1 24 | $-107.0M | $238.9M |
自由现金流GNWRBLX
| Q4 25 | — | $308.6M | ||
| Q3 25 | — | $443.6M | ||
| Q2 25 | — | $176.7M | ||
| Q1 25 | — | $426.5M | ||
| Q4 24 | — | $120.6M | ||
| Q3 24 | — | $218.0M | ||
| Q2 24 | — | $111.7M | ||
| Q1 24 | — | $192.3M |
自由现金流率GNWRBLX
| Q4 25 | — | 21.8% | ||
| Q3 25 | — | 32.6% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 23.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 24.0% |
资本支出强度GNWRBLX
| Q4 25 | — | 21.1% | ||
| Q3 25 | — | 7.5% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | 5.8% |
现金转化率GNWRBLX
| Q4 25 | 100.00× | — | ||
| Q3 25 | 0.75× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 0.09× | — | ||
| Q1 24 | -0.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
RBLX
暂无分部数据
