vs
GENWORTH FINANCIAL INC（GNW）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Roper Technologies的季度营收约是GENWORTH FINANCIAL INC的1.2倍（$2.1B vs $1.8B），Roper Technologies净利率更高（15.8% vs 0.1%，领先15.7%），Roper Technologies同比增速更快（11.3% vs 0.1%），过去两年Roper Technologies的营收复合增速更高（10.5% vs -2.2%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
GNW vs ROP — 直观对比
营收规模更大
ROP
是对方的1.2倍
$1.8B
营收增速更快
ROP
高出11.2%
0.1%
净利率更高
ROP
高出15.7%
0.1%
两年增速更快
ROP
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.1B |
| 净利润 | $2.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | 1.0% | 27.2% |
| 净利率 | 0.1% | 15.8% |
| 营收同比 | 0.1% | 11.3% |
| 净利润同比 | 300.0% | 842.6% |
| 每股收益（稀释后） | $0.01 | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWROP
| Q1 26 | — | $2.1B | ||
| Q4 25 | $1.8B | $2.1B | ||
| Q3 25 | $1.9B | $2.0B | ||
| Q2 25 | $1.8B | $1.9B | ||
| Q1 25 | $1.8B | $1.9B | ||
| Q4 24 | $1.8B | $1.9B | ||
| Q3 24 | $1.9B | $1.8B | ||
| Q2 24 | $1.8B | $1.7B |
净利润GNWROP
| Q1 26 | — | $331.0M | ||
| Q4 25 | $2.0M | $428.4M | ||
| Q3 25 | $116.0M | $398.5M | ||
| Q2 25 | $51.0M | $378.3M | ||
| Q1 25 | $54.0M | $331.1M | ||
| Q4 24 | $-1.0M | $462.3M | ||
| Q3 24 | $85.0M | $367.9M | ||
| Q2 24 | $76.0M | $337.1M |
毛利率GNWROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率GNWROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 1.0% | 28.6% | ||
| Q3 25 | 8.5% | 28.4% | ||
| Q2 25 | 3.8% | 28.2% | ||
| Q1 25 | 2.9% | 27.9% | ||
| Q4 24 | 3.1% | 28.0% | ||
| Q3 24 | 2.6% | 28.1% | ||
| Q2 24 | 7.1% | 28.8% |
净利率GNWROP
| Q1 26 | — | 15.8% | ||
| Q4 25 | 0.1% | 20.8% | ||
| Q3 25 | 6.0% | 19.8% | ||
| Q2 25 | 2.8% | 19.5% | ||
| Q1 25 | 3.0% | 17.6% | ||
| Q4 24 | -0.1% | 24.6% | ||
| Q3 24 | 4.5% | 20.8% | ||
| Q2 24 | 4.3% | 19.6% |
每股收益（稀释后）GNWROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $0.01 | $3.97 | ||
| Q3 25 | $0.28 | $3.68 | ||
| Q2 25 | $0.12 | $3.49 | ||
| Q1 25 | $0.13 | $3.06 | ||
| Q4 24 | $0.01 | $4.29 | ||
| Q3 24 | $0.19 | $3.40 | ||
| Q2 24 | $0.17 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $382.9M |
| 总债务越低越好 | $1.5B | $9.7B |
| 股东权益账面价值 | $8.8B | $18.8B |
| 总资产 | $88.1B | $34.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资GNWROP
| Q1 26 | — | $382.9M | ||
| Q4 25 | — | $297.4M | ||
| Q3 25 | — | $320.0M | ||
| Q2 25 | — | $242.4M | ||
| Q1 25 | — | $372.8M | ||
| Q4 24 | — | $188.2M | ||
| Q3 24 | — | $269.6M | ||
| Q2 24 | — | $251.5M |
总债务GNWROP
| Q1 26 | — | $9.7B | ||
| Q4 25 | $1.5B | $9.3B | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $7.6B | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — |
股东权益GNWROP
| Q1 26 | — | $18.8B | ||
| Q4 25 | $8.8B | $19.9B | ||
| Q3 25 | $8.8B | $20.0B | ||
| Q2 25 | $8.8B | $19.6B | ||
| Q1 25 | $8.7B | $19.2B | ||
| Q4 24 | $8.5B | $18.9B | ||
| Q3 24 | $8.3B | $18.5B | ||
| Q2 24 | $8.5B | $18.1B |
总资产GNWROP
| Q1 26 | — | $34.6B | ||
| Q4 25 | $88.1B | $34.6B | ||
| Q3 25 | $88.5B | $34.6B | ||
| Q2 25 | $87.3B | $33.2B | ||
| Q1 25 | $87.3B | $31.4B | ||
| Q4 24 | $86.9B | $31.3B | ||
| Q3 24 | $90.8B | $31.6B | ||
| Q2 24 | $87.5B | $29.8B |
负债/权益比GNWROP
| Q1 26 | — | 0.52× | ||
| Q4 25 | 0.17× | 0.47× | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.17× | — | ||
| Q4 24 | 0.18× | 0.40× | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.18× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | 100.00× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GNWROP
| Q1 26 | — | — | ||
| Q4 25 | $200.0M | $738.0M | ||
| Q3 25 | $87.0M | $869.5M | ||
| Q2 25 | $6.0M | $404.1M | ||
| Q1 25 | $34.0M | $528.7M | ||
| Q4 24 | $27.0M | $722.2M | ||
| Q3 24 | $161.0M | $755.4M | ||
| Q2 24 | $7.0M | $384.1M |
自由现金流GNWROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率GNWROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度GNWROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率GNWROP
| Q1 26 | — | — | ||
| Q4 25 | 100.00× | 1.72× | ||
| Q3 25 | 0.75× | 2.18× | ||
| Q2 25 | 0.12× | 1.07× | ||
| Q1 25 | 0.63× | 1.60× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | 1.89× | 2.05× | ||
| Q2 24 | 0.09× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
ROP
暂无分部数据
