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GENWORTH FINANCIAL INC（GNW）与Sunrun Inc.（RUN）财务数据对比。点击上方公司名可切换其他公司
GENWORTH FINANCIAL INC的季度营收约是Sunrun Inc.的1.5倍（$1.8B vs $1.2B），Sunrun Inc.净利率更高（8.9% vs 0.1%，领先8.8%），Sunrun Inc.同比增速更快（123.5% vs 0.1%），过去两年Sunrun Inc.的营收复合增速更高（59.0% vs -2.2%）
Genworth Financial是总部位于美国弗吉尼亚州里士满的金融服务企业，核心业务涵盖人寿保险、长期护理保险、按揭保险以及年金产品，为客户提供多元风险管理与财富保障解决方案。
Sunrun Inc.是美国知名的光伏系统及电池储能产品供应商，业务以服务住宅客户为主，2007年成立，总部位于加利福尼亚州旧金山，致力于为家庭用户提供高效的清洁能源解决方案。
GNW vs RUN — 直观对比
营收规模更大
GNW
是对方的1.5倍
$1.2B
营收增速更快
RUN
高出123.4%
0.1%
净利率更高
RUN
高出8.8%
0.1%
两年增速更快
RUN
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.2B |
| 净利润 | $2.0M | $103.6M |
| 毛利率 | — | — |
| 营业利润率 | 1.0% | 8.4% |
| 净利率 | 0.1% | 8.9% |
| 营收同比 | 0.1% | 123.5% |
| 净利润同比 | 300.0% | 103.7% |
| 每股收益（稀释后） | $0.01 | $0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GNWRUN
| Q4 25 | $1.8B | $1.2B | ||
| Q3 25 | $1.9B | $724.6M | ||
| Q2 25 | $1.8B | $569.3M | ||
| Q1 25 | $1.8B | $504.3M | ||
| Q4 24 | $1.8B | $518.5M | ||
| Q3 24 | $1.9B | $537.2M | ||
| Q2 24 | $1.8B | $523.9M | ||
| Q1 24 | $1.9B | $458.2M |
净利润GNWRUN
| Q4 25 | $2.0M | $103.6M | ||
| Q3 25 | $116.0M | $16.6M | ||
| Q2 25 | $51.0M | $279.8M | ||
| Q1 25 | $54.0M | $50.0M | ||
| Q4 24 | $-1.0M | $-2.8B | ||
| Q3 24 | $85.0M | $-83.8M | ||
| Q2 24 | $76.0M | $139.1M | ||
| Q1 24 | $139.0M | $-87.8M |
营业利润率GNWRUN
| Q4 25 | 1.0% | 8.4% | ||
| Q3 25 | 8.5% | 0.5% | ||
| Q2 25 | 3.8% | -19.7% | ||
| Q1 25 | 2.9% | -22.8% | ||
| Q4 24 | 3.1% | -628.0% | ||
| Q3 24 | 2.6% | -23.8% | ||
| Q2 24 | 7.1% | -24.4% | ||
| Q1 24 | 4.6% | -40.0% |
净利率GNWRUN
| Q4 25 | 0.1% | 8.9% | ||
| Q3 25 | 6.0% | 2.3% | ||
| Q2 25 | 2.8% | 49.1% | ||
| Q1 25 | 3.0% | 9.9% | ||
| Q4 24 | -0.1% | -542.7% | ||
| Q3 24 | 4.5% | -15.6% | ||
| Q2 24 | 4.3% | 26.5% | ||
| Q1 24 | 7.5% | -19.2% |
每股收益（稀释后）GNWRUN
| Q4 25 | $0.01 | $0.38 | ||
| Q3 25 | $0.28 | $0.06 | ||
| Q2 25 | $0.12 | $1.07 | ||
| Q1 25 | $0.13 | $0.20 | ||
| Q4 24 | $0.01 | $-12.59 | ||
| Q3 24 | $0.19 | $-0.37 | ||
| Q2 24 | $0.17 | $0.55 | ||
| Q1 24 | $0.31 | $-0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $1.5B | $14.7B |
| 股东权益账面价值 | $8.8B | $3.1B |
| 总资产 | $88.1B | $22.6B |
| 负债/权益比越低杠杆越低 | 0.17× | 4.69× |
8季度趋势，按日历期对齐
总债务GNWRUN
| Q4 25 | $1.5B | $14.7B | ||
| Q3 25 | $1.5B | $14.6B | ||
| Q2 25 | $1.5B | $14.0B | ||
| Q1 25 | $1.5B | $13.6B | ||
| Q4 24 | $1.5B | $12.9B | ||
| Q3 24 | $1.5B | $12.5B | ||
| Q2 24 | $1.6B | $12.0B | ||
| Q1 24 | $1.6B | $11.1B |
股东权益GNWRUN
| Q4 25 | $8.8B | $3.1B | ||
| Q3 25 | $8.8B | $3.0B | ||
| Q2 25 | $8.8B | $2.9B | ||
| Q1 25 | $8.7B | $2.6B | ||
| Q4 24 | $8.5B | $2.6B | ||
| Q3 24 | $8.3B | $5.3B | ||
| Q2 24 | $8.5B | $5.4B | ||
| Q1 24 | $8.0B | $5.2B |
总资产GNWRUN
| Q4 25 | $88.1B | $22.6B | ||
| Q3 25 | $88.5B | $22.2B | ||
| Q2 25 | $87.3B | $21.2B | ||
| Q1 25 | $87.3B | $20.4B | ||
| Q4 24 | $86.9B | $19.9B | ||
| Q3 24 | $90.8B | $22.1B | ||
| Q2 24 | $87.5B | $21.4B | ||
| Q1 24 | $89.2B | $20.8B |
负债/权益比GNWRUN
| Q4 25 | 0.17× | 4.69× | ||
| Q3 25 | 0.17× | 4.90× | ||
| Q2 25 | 0.17× | 4.80× | ||
| Q1 25 | 0.17× | 5.19× | ||
| Q4 24 | 0.18× | 5.05× | ||
| Q3 24 | 0.19× | 2.36× | ||
| Q2 24 | 0.18× | 2.23× | ||
| Q1 24 | 0.20× | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $200.0M | $96.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 100.00× | 0.94× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GNWRUN
| Q4 25 | $200.0M | $96.9M | ||
| Q3 25 | $87.0M | $-121.5M | ||
| Q2 25 | $6.0M | $-292.7M | ||
| Q1 25 | $34.0M | $-104.2M | ||
| Q4 24 | $27.0M | $-258.4M | ||
| Q3 24 | $161.0M | $-156.2M | ||
| Q2 24 | $7.0M | $-208.5M | ||
| Q1 24 | $-107.0M | $-143.1M |
自由现金流GNWRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-156.4M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率GNWRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -29.1% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度GNWRUN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率GNWRUN
| Q4 25 | 100.00× | 0.94× | ||
| Q3 25 | 0.75× | -7.33× | ||
| Q2 25 | 0.12× | -1.05× | ||
| Q1 25 | 0.63× | -2.08× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.89× | — | ||
| Q2 24 | 0.09× | -1.50× | ||
| Q1 24 | -0.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GNW
| Enact Segment | $1.3B | 70% |
| Other | $386.0M | 22% |
| Annuities | $106.0M | 6% |
| Utilities | $20.0M | 1% |
| Consumer Cyclical | $17.0M | 1% |
| Energy | $4.0M | 0% |
RUN
| Products | $692.3M | 60% |
| Customer Agreements | $435.2M | 38% |
| Manufactured Product Other | $56.7M | 5% |
| Incentives | $31.3M | 3% |
