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金罗斯黄金（GOLD）与美国再保险集团（RGA）财务数据对比。点击上方公司名可切换其他公司
金罗斯黄金的季度营收约是美国再保险集团的1.6倍（$10.4B vs $6.5B），美国再保险集团净利率更高（5.1% vs 0.6%，领先4.5%），金罗斯黄金同比增速更快（244.0% vs 23.5%），过去两年金罗斯黄金的营收复合增速更高（95.3% vs 15.4%）
金罗斯黄金公司是一家总部位于加拿大多伦多的金银开采企业，成立于1993年。目前公司共运营六座在产金矿，矿区分布在巴西、毛里塔尼亚与美国境内，在2019年InvestingNews评选的全球十大黄金开采企业中位列第五。
美国再保险集团（RGA）是总部位于美国密苏里州大圣路易斯地区西郊切斯特菲尔德的全球人寿与健康再保险控股集团。截至2024年12月31日，集团有效人寿再保额约3.9万亿美元，总资产达1187亿美元，是全球唯一主营人寿及健康相关再保险业务的国际企业。
GOLD vs RGA — 直观对比
营收规模更大
GOLD
是对方的1.6倍
$6.5B
营收增速更快
GOLD
高出220.5%
23.5%
净利率更高
RGA
高出4.5%
0.6%
两年增速更快
GOLD
近两年复合增速
15.4%
损益表 — Q1 FY2027 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.4B | $6.5B |
| 净利润 | $59.5M | $331.0M |
| 毛利率 | 1.7% | — |
| 营业利润率 | — | — |
| 净利率 | 0.6% | 5.1% |
| 营收同比 | 244.0% | 23.5% |
| 净利润同比 | 411.2% | 14.9% |
| 每股收益（稀释后） | $2.09 | $4.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GOLDRGA
| Q3 26 | $10.4B | — | ||
| Q2 26 | $6.5B | — | ||
| Q1 26 | — | $6.5B | ||
| Q4 25 | $148.1M | $6.6B | ||
| Q3 25 | $3.7B | $6.2B | ||
| Q2 25 | $2.5B | $5.6B | ||
| Q1 25 | $3.0B | $5.3B | ||
| Q4 24 | $2.7B | $5.2B |
净利润GOLDRGA
| Q3 26 | $59.5M | — | ||
| Q2 26 | $11.6M | — | ||
| Q1 26 | — | $331.0M | ||
| Q4 25 | $11.6M | $463.0M | ||
| Q3 25 | $-939.0K | $253.0M | ||
| Q2 25 | $10.3M | $180.0M | ||
| Q1 25 | $-8.5M | $286.0M | ||
| Q4 24 | $6.6M | $148.0M |
毛利率GOLDRGA
| Q3 26 | 1.7% | — | ||
| Q2 26 | 1.4% | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 63.0% | — | ||
| Q3 25 | 2.0% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 1.6% | — |
营业利润率GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 10.7% | 7.7% | ||
| Q3 25 | -0.0% | 5.2% | ||
| Q2 25 | 0.5% | 6.1% | ||
| Q1 25 | -0.3% | 7.0% | ||
| Q4 24 | 0.3% | 4.3% |
净利率GOLDRGA
| Q3 26 | 0.6% | — | ||
| Q2 26 | 0.2% | — | ||
| Q1 26 | — | 5.1% | ||
| Q4 25 | 7.9% | 7.0% | ||
| Q3 25 | -0.0% | 4.1% | ||
| Q2 25 | 0.4% | 3.2% | ||
| Q1 25 | -0.3% | 5.4% | ||
| Q4 24 | 0.2% | 2.8% |
每股收益（稀释后）GOLDRGA
| Q3 26 | $2.09 | — | ||
| Q2 26 | $0.46 | — | ||
| Q1 26 | — | $4.98 | ||
| Q4 25 | $0.46 | $6.91 | ||
| Q3 25 | $-0.04 | $3.81 | ||
| Q2 25 | $0.43 | $2.70 | ||
| Q1 25 | $-0.36 | $4.27 | ||
| Q4 24 | $0.27 | $2.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.3M |
| 总债务越低越好 | — | $6.1M |
| 股东权益账面价值 | — | $13.4M |
| 总资产 | $4.2B | $164.1B |
| 负债/权益比越低杠杆越低 | — | 0.46× |
8季度趋势，按日历期对齐
现金及短期投资GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $5.3M | ||
| Q4 25 | — | $4.2B | ||
| Q3 25 | — | $4.6B | ||
| Q2 25 | — | $5.4B | ||
| Q1 25 | — | $5.2B | ||
| Q4 24 | — | $3.3B |
总债务GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $6.1M | ||
| Q4 25 | — | $5.7B | ||
| Q3 25 | — | $5.7B | ||
| Q2 25 | — | $5.7B | ||
| Q1 25 | — | $5.7B | ||
| Q4 24 | — | $5.0B |
股东权益GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | $13.4M | ||
| Q4 25 | $653.8M | $13.5B | ||
| Q3 25 | $644.0M | $13.0B | ||
| Q2 25 | $649.5M | $12.1B | ||
| Q1 25 | $643.6M | $11.4B | ||
| Q4 24 | $612.7M | $10.8B |
总资产GOLDRGA
| Q3 26 | $4.2B | — | ||
| Q2 26 | $3.8B | — | ||
| Q1 26 | — | $164.1B | ||
| Q4 25 | $3.8B | $156.6B | ||
| Q3 25 | $2.6B | $152.0B | ||
| Q2 25 | $2.2B | $133.5B | ||
| Q1 25 | $2.2B | $128.2B | ||
| Q4 24 | $1.9B | $118.7B |
负债/权益比GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | 0.46× | ||
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.44× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.47× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $153.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.57× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GOLDRGA
| Q3 26 | $153.0M | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $-42.6M | $7.3B | ||
| Q3 25 | $195.4M | $-990.0M | ||
| Q2 25 | $67.0M | $-820.0M | ||
| Q1 25 | $102.8M | $-1.4B | ||
| Q4 24 | $110.1M | $17.1B |
自由现金流GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $-46.6M | — | ||
| Q3 25 | $193.4M | — | ||
| Q2 25 | $63.1M | — | ||
| Q1 25 | $100.4M | — | ||
| Q4 24 | $106.4M | — |
自由现金流率GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | -31.5% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | 3.3% | — | ||
| Q4 24 | 3.9% | — |
资本支出强度GOLDRGA
| Q3 26 | — | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.1% | — |
现金转化率GOLDRGA
| Q3 26 | 2.57× | — | ||
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | -3.66× | 15.83× | ||
| Q3 25 | — | -3.91× | ||
| Q2 25 | 6.49× | -4.56× | ||
| Q1 25 | — | -5.00× | ||
| Q4 24 | 16.78× | 115.81× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
