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金罗斯黄金（GOLD）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
金罗斯黄金的季度营收约是Repay Holdings Corp的1.9倍（$148.1M vs $78.6M），金罗斯黄金净利率更高（7.9% vs -178.3%，领先186.2%），Repay Holdings Corp同比增速更快（0.4% vs -94.6%），Repay Holdings Corp自由现金流更多（$23.2M vs $-46.6M），过去两年Repay Holdings Corp的营收复合增速更高（-1.3% vs -76.2%）
金罗斯黄金公司是一家总部位于加拿大多伦多的金银开采企业，成立于1993年。目前公司共运营六座在产金矿，矿区分布在巴西、毛里塔尼亚与美国境内，在2019年InvestingNews评选的全球十大黄金开采企业中位列第五。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
GOLD vs RPAY — 直观对比
营收规模更大
GOLD
是对方的1.9倍
$78.6M
营收增速更快
RPAY
高出95.0%
-94.6%
净利率更高
GOLD
高出186.2%
-178.3%
自由现金流更多
RPAY
多$69.8M
$-46.6M
两年增速更快
RPAY
近两年复合增速
-76.2%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $148.1M | $78.6M |
| 净利润 | $11.6M | $-140.1M |
| 毛利率 | 63.0% | 74.2% |
| 营业利润率 | 10.7% | -182.2% |
| 净利率 | 7.9% | -178.3% |
| 营收同比 | -94.6% | 0.4% |
| 净利润同比 | 77.4% | -3304.1% |
| 每股收益（稀释后） | $0.46 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GOLDRPAY
| Q4 25 | $148.1M | $78.6M | ||
| Q3 25 | $3.7B | $77.7M | ||
| Q2 25 | $2.5B | $75.6M | ||
| Q1 25 | $3.0B | $77.3M | ||
| Q4 24 | $2.7B | $78.3M | ||
| Q3 24 | $2.7B | $79.1M | ||
| Q2 24 | $2.5B | $74.9M | ||
| Q1 24 | $2.6B | $80.7M |
净利润GOLDRPAY
| Q4 25 | $11.6M | $-140.1M | ||
| Q3 25 | $-939.0K | $-6.4M | ||
| Q2 25 | $10.3M | $-102.3M | ||
| Q1 25 | $-8.5M | $-7.9M | ||
| Q4 24 | $6.6M | $-4.1M | ||
| Q3 24 | $9.0M | $3.2M | ||
| Q2 24 | $30.9M | $-4.1M | ||
| Q1 24 | $5.0M | $-5.2M |
毛利率GOLDRPAY
| Q4 25 | 63.0% | 74.2% | ||
| Q3 25 | 2.0% | 74.4% | ||
| Q2 25 | 3.3% | 75.7% | ||
| Q1 25 | 1.4% | 75.9% | ||
| Q4 24 | 1.6% | 76.3% | ||
| Q3 24 | 1.6% | 77.8% | ||
| Q2 24 | 1.7% | 78.2% | ||
| Q1 24 | 1.3% | 76.2% |
营业利润率GOLDRPAY
| Q4 25 | 10.7% | -182.2% | ||
| Q3 25 | -0.0% | -3.9% | ||
| Q2 25 | 0.5% | -138.7% | ||
| Q1 25 | -0.3% | -4.7% | ||
| Q4 24 | 0.3% | -1.5% | ||
| Q3 24 | 0.4% | -0.9% | ||
| Q2 24 | 1.3% | -4.6% | ||
| Q1 24 | 0.2% | -3.1% |
净利率GOLDRPAY
| Q4 25 | 7.9% | -178.3% | ||
| Q3 25 | -0.0% | -8.3% | ||
| Q2 25 | 0.4% | -135.2% | ||
| Q1 25 | -0.3% | -10.3% | ||
| Q4 24 | 0.2% | -5.3% | ||
| Q3 24 | 0.3% | 4.1% | ||
| Q2 24 | 1.2% | -5.4% | ||
| Q1 24 | 0.2% | -6.5% |
每股收益（稀释后）GOLDRPAY
| Q4 25 | $0.46 | $-1.68 | ||
| Q3 25 | $-0.04 | $-0.08 | ||
| Q2 25 | $0.43 | $-1.15 | ||
| Q1 25 | $-0.36 | $-0.09 | ||
| Q4 24 | $0.27 | $-0.04 | ||
| Q3 24 | $0.37 | $0.03 | ||
| Q2 24 | $1.29 | $-0.04 | ||
| Q1 24 | $0.21 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $653.8M | $484.4M |
| 总资产 | $3.8B | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资GOLDRPAY
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $95.7M | ||
| Q2 25 | — | $162.6M | ||
| Q1 25 | — | $165.5M | ||
| Q4 24 | — | $189.5M | ||
| Q3 24 | — | $168.7M | ||
| Q2 24 | — | $147.1M | ||
| Q1 24 | — | $128.3M |
总债务GOLDRPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益GOLDRPAY
| Q4 25 | $653.8M | $484.4M | ||
| Q3 25 | $644.0M | $616.9M | ||
| Q2 25 | $649.5M | $633.7M | ||
| Q1 25 | $643.6M | $755.7M | ||
| Q4 24 | $612.7M | $761.3M | ||
| Q3 24 | $611.1M | $754.7M | ||
| Q2 24 | $607.6M | $815.4M | ||
| Q1 24 | $583.2M | $813.8M |
总资产GOLDRPAY
| Q4 25 | $3.8B | $1.2B | ||
| Q3 25 | $2.6B | $1.3B | ||
| Q2 25 | $2.2B | $1.4B | ||
| Q1 25 | $2.2B | $1.5B | ||
| Q4 24 | $1.9B | $1.6B | ||
| Q3 24 | $2.0B | $1.6B | ||
| Q2 24 | $1.8B | $1.5B | ||
| Q1 24 | $1.7B | $1.5B |
负债/权益比GOLDRPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-42.6M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $-46.6M | $23.2M |
| 自由现金流率自由现金流/营收 | -31.5% | 29.6% |
| 资本支出强度资本支出/营收 | 2.7% | 0.1% |
| 现金转化率经营现金流/净利润 | -3.66× | — |
| 过去12个月自由现金流最近4个季度 | $310.3M | $90.7M |
8季度趋势，按日历期对齐
经营现金流GOLDRPAY
| Q4 25 | $-42.6M | $23.3M | ||
| Q3 25 | $195.4M | $32.2M | ||
| Q2 25 | $67.0M | $33.1M | ||
| Q1 25 | $102.8M | $2.5M | ||
| Q4 24 | $110.1M | $34.3M | ||
| Q3 24 | $-127.5M | $60.1M | ||
| Q2 24 | $82.8M | $31.0M | ||
| Q1 24 | $79.8M | $24.8M |
自由现金流GOLDRPAY
| Q4 25 | $-46.6M | $23.2M | ||
| Q3 25 | $193.4M | $32.1M | ||
| Q2 25 | $63.1M | $33.0M | ||
| Q1 25 | $100.4M | $2.4M | ||
| Q4 24 | $106.4M | $34.0M | ||
| Q3 24 | $-128.1M | $59.8M | ||
| Q2 24 | $80.1M | $30.5M | ||
| Q1 24 | $79.1M | $24.7M |
自由现金流率GOLDRPAY
| Q4 25 | -31.5% | 29.6% | ||
| Q3 25 | 5.3% | 41.3% | ||
| Q2 25 | 2.5% | 43.6% | ||
| Q1 25 | 3.3% | 3.0% | ||
| Q4 24 | 3.9% | 43.5% | ||
| Q3 24 | -4.7% | 75.6% | ||
| Q2 24 | 3.2% | 40.7% | ||
| Q1 24 | 3.0% | 30.6% |
资本支出强度GOLDRPAY
| Q4 25 | 2.7% | 0.1% | ||
| Q3 25 | 0.1% | 0.2% | ||
| Q2 25 | 0.2% | 0.1% | ||
| Q1 25 | 0.1% | 0.2% | ||
| Q4 24 | 0.1% | 0.3% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.1% | 0.6% | ||
| Q1 24 | 0.0% | 0.1% |
现金转化率GOLDRPAY
| Q4 25 | -3.66× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 6.49× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 16.78× | — | ||
| Q3 24 | -14.20× | 18.52× | ||
| Q2 24 | 2.68× | — | ||
| Q1 24 | 15.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GOLD
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
