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GRAIL, Inc.（GRAL）与RBB Bancorp（RBB）财务数据对比。点击上方公司名可切换其他公司
GRAIL, Inc.的季度营收约是RBB Bancorp的1.3倍（$43.6M vs $32.3M），RBB Bancorp净利率更高（31.5% vs -227.5%，领先259.0%），GRAIL, Inc.同比增速更快（14.0% vs 12.6%），RBB Bancorp自由现金流更多（$42.6M vs $-63.9M），过去两年GRAIL, Inc.的营收复合增速更高（27.7% vs 7.0%）
GRAIL是2015年成立的美国生物技术企业，总部位于加利福尼亚州门洛帕克，核心业务是研发面向无症状人群的癌症早期筛查检测产品。该公司最初是基因测序企业Illumina旗下的初创子公司，2021年被Illumina全资收购。
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
GRAL vs RBB — 直观对比
营收规模更大
GRAL
是对方的1.3倍
$32.3M
营收增速更快
GRAL
高出1.4%
12.6%
净利率更高
RBB
高出259.0%
-227.5%
自由现金流更多
RBB
多$106.5M
$-63.9M
两年增速更快
GRAL
近两年复合增速
7.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $43.6M | $32.3M |
| 净利润 | $-99.2M | $10.2M |
| 毛利率 | — | — |
| 营业利润率 | -285.4% | 39.5% |
| 净利率 | -227.5% | 31.5% |
| 营收同比 | 14.0% | 12.6% |
| 净利润同比 | -2.2% | 132.1% |
| 每股收益（稀释后） | $-2.37 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GRALRBB
| Q4 25 | $43.6M | $32.3M | ||
| Q3 25 | $36.2M | $32.6M | ||
| Q2 25 | $35.5M | $35.8M | ||
| Q1 25 | $31.8M | $28.5M | ||
| Q4 24 | $38.3M | $28.7M | ||
| Q3 24 | $28.7M | $30.3M | ||
| Q2 24 | $32.0M | $27.5M | ||
| Q1 24 | $26.7M | $28.2M |
净利润GRALRBB
| Q4 25 | $-99.2M | $10.2M | ||
| Q3 25 | $-89.0M | $10.1M | ||
| Q2 25 | $-114.0M | $9.3M | ||
| Q1 25 | $-106.2M | $2.3M | ||
| Q4 24 | $-97.1M | $4.4M | ||
| Q3 24 | $-125.7M | $7.0M | ||
| Q2 24 | $-1.6B | $7.2M | ||
| Q1 24 | $-218.9M | $8.0M |
营业利润率GRALRBB
| Q4 25 | -285.4% | 39.5% | ||
| Q3 25 | -346.2% | 40.7% | ||
| Q2 25 | -446.9% | 36.1% | ||
| Q1 25 | -482.5% | 11.2% | ||
| Q4 24 | -358.0% | 17.6% | ||
| Q3 24 | -640.5% | 31.6% | ||
| Q2 24 | -5133.8% | 35.6% | ||
| Q1 24 | -851.1% | 39.9% |
净利率GRALRBB
| Q4 25 | -227.5% | 31.5% | ||
| Q3 25 | -245.8% | 31.2% | ||
| Q2 25 | -320.7% | 26.1% | ||
| Q1 25 | -333.6% | 8.0% | ||
| Q4 24 | -253.8% | 15.3% | ||
| Q3 24 | -438.7% | 23.1% | ||
| Q2 24 | -4958.8% | 26.4% | ||
| Q1 24 | -819.3% | 28.4% |
每股收益（稀释后）GRALRBB
| Q4 25 | $-2.37 | $0.59 | ||
| Q3 25 | $-2.46 | $0.59 | ||
| Q2 25 | $-3.18 | $0.52 | ||
| Q1 25 | $-3.10 | $0.13 | ||
| Q4 24 | $-1.49 | $0.26 | ||
| Q3 24 | $-3.94 | $0.39 | ||
| Q2 24 | $-51.06 | $0.39 | ||
| Q1 24 | $-7.05 | $0.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $249.7M | $212.3M |
| 总债务越低越好 | — | $119.9M |
| 股东权益账面价值 | $2.6B | $523.4M |
| 总资产 | $2.9B | $4.2B |
| 负债/权益比越低杠杆越低 | — | 0.23× |
8季度趋势，按日历期对齐
现金及短期投资GRALRBB
| Q4 25 | $249.7M | $212.3M | ||
| Q3 25 | $126.9M | $234.9M | ||
| Q2 25 | $127.4M | $191.9M | ||
| Q1 25 | $133.9M | $238.8M | ||
| Q4 24 | $214.2M | $257.7M | ||
| Q3 24 | $853.6M | $349.4M | ||
| Q2 24 | $958.8M | $252.8M | ||
| Q1 24 | $199.7M | — |
总债务GRALRBB
| Q4 25 | — | $119.9M | ||
| Q3 25 | — | $119.8M | ||
| Q2 25 | — | $119.7M | ||
| Q1 25 | — | $119.6M | ||
| Q4 24 | — | $119.5M | ||
| Q3 24 | — | $119.4M | ||
| Q2 24 | — | $119.3M | ||
| Q1 24 | — | $119.2M |
股东权益GRALRBB
| Q4 25 | $2.6B | $523.4M | ||
| Q3 25 | $2.2B | $514.3M | ||
| Q2 25 | $2.3B | $517.7M | ||
| Q1 25 | $2.4B | $510.3M | ||
| Q4 24 | $2.5B | $507.9M | ||
| Q3 24 | $2.6B | $509.7M | ||
| Q2 24 | $2.7B | $511.3M | ||
| Q1 24 | — | $514.0M |
总资产GRALRBB
| Q4 25 | $2.9B | $4.2B | ||
| Q3 25 | $2.6B | $4.2B | ||
| Q2 25 | $2.7B | $4.1B | ||
| Q1 25 | $2.8B | $4.0B | ||
| Q4 24 | $3.0B | $4.0B | ||
| Q3 24 | $3.1B | $4.0B | ||
| Q2 24 | $3.3B | $3.9B | ||
| Q1 24 | — | $3.9B |
负债/权益比GRALRBB
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 0.23× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-63.8M | $43.4M |
| 自由现金流经营现金流 - 资本支出 | $-63.9M | $42.6M |
| 自由现金流率自由现金流/营收 | -146.5% | 131.8% |
| 资本支出强度资本支出/营收 | 0.2% | 2.5% |
| 现金转化率经营现金流/净利润 | — | 4.26× |
| 过去12个月自由现金流最近4个季度 | $-299.9M | $73.5M |
8季度趋势，按日历期对齐
经营现金流GRALRBB
| Q4 25 | $-63.8M | $43.4M | ||
| Q3 25 | $-63.2M | $2.1M | ||
| Q2 25 | $-77.0M | $21.7M | ||
| Q1 25 | $-95.0M | $7.8M | ||
| Q4 24 | — | $58.5M | ||
| Q3 24 | $-104.6M | $24.5M | ||
| Q2 24 | $-171.8M | $11.7M | ||
| Q1 24 | $-207.3M | $4.8M |
自由现金流GRALRBB
| Q4 25 | $-63.9M | $42.6M | ||
| Q3 25 | $-63.6M | $1.8M | ||
| Q2 25 | $-77.3M | $21.6M | ||
| Q1 25 | $-95.1M | $7.6M | ||
| Q4 24 | — | $57.7M | ||
| Q3 24 | $-105.6M | $24.2M | ||
| Q2 24 | $-173.2M | $11.5M | ||
| Q1 24 | $-209.8M | $4.7M |
自由现金流率GRALRBB
| Q4 25 | -146.5% | 131.8% | ||
| Q3 25 | -175.8% | 5.4% | ||
| Q2 25 | -217.6% | 60.2% | ||
| Q1 25 | -298.6% | 26.7% | ||
| Q4 24 | — | 201.0% | ||
| Q3 24 | -368.4% | 80.0% | ||
| Q2 24 | -541.7% | 42.0% | ||
| Q1 24 | -785.3% | 16.6% |
资本支出强度GRALRBB
| Q4 25 | 0.2% | 2.5% | ||
| Q3 25 | 1.1% | 1.1% | ||
| Q2 25 | 1.0% | 0.3% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | 3.4% | 0.8% | ||
| Q2 24 | 4.3% | 0.5% | ||
| Q1 24 | 9.5% | 0.5% |
现金转化率GRALRBB
| Q4 25 | — | 4.26× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 2.32× | ||
| Q1 25 | — | 3.39× | ||
| Q4 24 | — | 13.34× | ||
| Q3 24 | — | 3.50× | ||
| Q2 24 | — | 1.61× | ||
| Q1 24 | — | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GRAL
| Screening Revenue | $42.3M | 97% |
| Developmental Services Revenue | $1.3M | 3% |
RBB
暂无分部数据
