vs
高盛（GS）与保德信金融（PRU）财务数据对比。点击上方公司名可切换其他公司
高盛的季度营收约是保德信金融的1.1倍（$17.2B vs $15.7B），高盛净利率更高（32.7% vs 5.8%，领先26.9%），保德信金融同比增速更快（25.3% vs 18.6%），过去两年高盛的营收复合增速更高（10.1% vs -18.3%）
高盛集团是美国跨国投资银行及金融服务提供商，创立于1869年，总部位于纽约市曼哈顿下城，在全球多个国际金融中心设有区域总部。按营收计算，高盛是全球规模最大的投资银行之一，位列美国《财富》500强总营收榜单第55位。
保德信金融是美国头部金融服务企业，旗下子公司面向美国及全球40余个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品与服务。2019年其为美国规模最大的保险提供商，总资产达8151亿美元，同时入选财富世界500强及美国财富500强榜单。
GS vs PRU — 直观对比
营收规模更大
GS
是对方的1.1倍
$15.7B
营收增速更快
PRU
高出6.7%
18.6%
净利率更高
GS
高出26.9%
5.8%
两年增速更快
GS
近两年复合增速
-18.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $17.2B | $15.7B |
| 净利润 | $5.6B | $905.0M |
| 毛利率 | — | — |
| 营业利润率 | 39.5% | 7.7% |
| 净利率 | 32.7% | 5.8% |
| 营收同比 | 18.6% | 25.3% |
| 净利润同比 | 18.8% | 1687.7% |
| 每股收益（稀释后） | — | $2.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSPRU
| Q1 26 | $17.2B | — | ||
| Q4 25 | $13.5B | $15.7B | ||
| Q3 25 | $15.2B | $17.9B | ||
| Q2 25 | $14.6B | $13.7B | ||
| Q1 25 | $15.1B | $13.5B | ||
| Q4 24 | — | $12.5B | ||
| Q3 24 | $12.7B | $19.5B | ||
| Q2 24 | $12.7B | $14.9B |
净利润GSPRU
| Q1 26 | $5.6B | — | ||
| Q4 25 | $4.6B | $905.0M | ||
| Q3 25 | $4.1B | $1.4B | ||
| Q2 25 | $3.7B | $533.0M | ||
| Q1 25 | $4.7B | $707.0M | ||
| Q4 24 | — | $-57.0M | ||
| Q3 24 | $3.0B | $448.0M | ||
| Q2 24 | $3.0B | $1.2B |
营业利润率GSPRU
| Q1 26 | 39.5% | — | ||
| Q4 25 | 43.5% | 7.7% | ||
| Q3 25 | 35.5% | 10.0% | ||
| Q2 25 | 34.0% | 5.4% | ||
| Q1 25 | 37.5% | 6.8% | ||
| Q4 24 | — | -1.2% | ||
| Q3 24 | 31.4% | 2.8% | ||
| Q2 24 | 30.8% | 9.5% |
净利率GSPRU
| Q1 26 | 32.7% | — | ||
| Q4 25 | 34.3% | 5.8% | ||
| Q3 25 | 27.0% | 8.0% | ||
| Q2 25 | 25.5% | 3.9% | ||
| Q1 25 | 31.5% | 5.2% | ||
| Q4 24 | — | -0.5% | ||
| Q3 24 | 23.5% | 2.3% | ||
| Q2 24 | 23.9% | 8.0% |
每股收益（稀释后）GSPRU
| Q1 26 | — | — | ||
| Q4 25 | $14.04 | $2.54 | ||
| Q3 25 | $12.25 | $4.01 | ||
| Q2 25 | $10.91 | $1.48 | ||
| Q1 25 | $14.12 | $1.96 | ||
| Q4 24 | — | $-0.14 | ||
| Q3 24 | $8.40 | $1.24 | ||
| Q2 24 | $8.62 | $3.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $179.0B | $19.7B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $123.0B | $32.4B |
| 总资产 | $2062.0B | $773.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GSPRU
| Q1 26 | $179.0B | — | ||
| Q4 25 | $164.3B | $19.7B | ||
| Q3 25 | $169.6B | $17.5B | ||
| Q2 25 | $153.0B | $16.6B | ||
| Q1 25 | $167.4B | $16.1B | ||
| Q4 24 | — | $18.5B | ||
| Q3 24 | $154.7B | $20.2B | ||
| Q2 24 | $206.3B | $17.1B |
股东权益GSPRU
| Q1 26 | $123.0B | — | ||
| Q4 25 | $125.0B | $32.4B | ||
| Q3 25 | $124.4B | $32.1B | ||
| Q2 25 | $124.1B | $30.6B | ||
| Q1 25 | $124.3B | $29.9B | ||
| Q4 24 | — | $27.9B | ||
| Q3 24 | $121.2B | $30.4B | ||
| Q2 24 | $119.5B | $28.0B |
总资产GSPRU
| Q1 26 | $2062.0B | — | ||
| Q4 25 | $1809.3B | $773.7B | ||
| Q3 25 | $1808.0B | $776.3B | ||
| Q2 25 | $1785.0B | $759.0B | ||
| Q1 25 | $1766.2B | $739.3B | ||
| Q4 24 | — | $735.6B | ||
| Q3 24 | $1728.1B | $760.3B | ||
| Q2 24 | $1653.3B | $715.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.3B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.67× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流GSPRU
| Q1 26 | — | — | ||
| Q4 25 | $-16.3B | $3.3B | ||
| Q3 25 | $2.7B | $4.3B | ||
| Q2 25 | $5.7B | $1.2B | ||
| Q1 25 | $-37.2B | $-2.5B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $-146.0M |
自由现金流GSPRU
| Q1 26 | — | — | ||
| Q4 25 | $-16.8B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $5.2B | — | ||
| Q1 25 | $-37.7B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率GSPRU
| Q1 26 | — | — | ||
| Q4 25 | -124.9% | — | ||
| Q3 25 | 14.0% | — | ||
| Q2 25 | 35.6% | — | ||
| Q1 25 | -250.5% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度GSPRU
| Q1 26 | — | — | ||
| Q4 25 | 3.9% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 3.3% | — | ||
| Q1 25 | 3.3% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率GSPRU
| Q1 26 | — | — | ||
| Q4 25 | -3.53× | 3.67× | ||
| Q3 25 | 0.65× | 3.00× | ||
| Q2 25 | 1.52× | 2.18× | ||
| Q1 25 | -7.86× | -3.54× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.47× | ||
| Q2 24 | — | -0.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GS
| Management and other fees | $3.1B | 18% |
| FICC intermediation | $2.9B | 17% |
| Equities intermediation | $2.7B | 16% |
| Equities financing | $2.6B | 15% |
| Advisory | $1.5B | 9% |
| FICC financing | $1.1B | 6% |
| Other | $972.0M | 6% |
| Debt underwriting | $811.0M | 5% |
| Private banking and lending | $638.0M | 4% |
| Equity underwriting | $535.0M | 3% |
| Incentive fees | $183.0M | 1% |
| Investments | $180.0M | 1% |
PRU
| Other | $8.5B | 54% |
| International Insurance Division | $4.4B | 28% |
| US Businesses Division | $1.6B | 10% |
| PGIM Division | $1.1B | 7% |
| Trading | $51.0M | 0% |
