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GREAT SOUTHERN BANCORP, INC.（GSBC）与MID PENN BANCORP INC（MPB）财务数据对比。点击上方公司名可切换其他公司
MID PENN BANCORP INC的季度营收约是GREAT SOUTHERN BANCORP, INC.的1.1倍（$62.0M vs $56.4M），MID PENN BANCORP INC净利率更高（31.4% vs 28.9%，领先2.5%），MID PENN BANCORP INC同比增速更快（30.8% vs -0.2%），MID PENN BANCORP INC自由现金流更多（$71.8M vs $70.1M），过去两年MID PENN BANCORP INC的营收复合增速更高（21.1% vs 4.5%）
该企业是美国的多元化银行金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营零售及企业银行业务、投资、抵押贷款等多元金融服务。
该资料实际介绍的是1973年成立于新泽西州切里希尔的商业银行，该银行在2007年被多伦多道明银行收购，并入其旗下的TD Banknorth，之后TD Banknorth统一更名为TD银行。
GSBC vs MPB — 直观对比
营收规模更大
MPB
是对方的1.1倍
$56.4M
营收增速更快
MPB
高出31.0%
-0.2%
净利率更高
MPB
高出2.5%
28.9%
自由现金流更多
MPB
多$1.7M
$70.1M
两年增速更快
MPB
近两年复合增速
4.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $62.0M |
| 净利润 | $16.3M | $19.4M |
| 毛利率 | — | — |
| 营业利润率 | 34.5% | 43.6% |
| 净利率 | 28.9% | 31.4% |
| 营收同比 | -0.2% | 30.8% |
| 净利润同比 | 9.1% | 47.0% |
| 每股收益（稀释后） | $1.44 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSBCMPB
| Q4 25 | $56.4M | $62.0M | ||
| Q3 25 | $57.8M | $61.8M | ||
| Q2 25 | $59.2M | $54.3M | ||
| Q1 25 | $55.9M | $47.7M | ||
| Q4 24 | $56.5M | $47.4M | ||
| Q3 24 | $55.0M | $45.3M | ||
| Q2 24 | $56.7M | $44.1M | ||
| Q1 24 | $51.6M | $42.3M |
净利润GSBCMPB
| Q4 25 | $16.3M | $19.4M | ||
| Q3 25 | $17.8M | $18.3M | ||
| Q2 25 | $19.8M | $4.8M | ||
| Q1 25 | $17.2M | $13.7M | ||
| Q4 24 | $14.9M | $13.2M | ||
| Q3 24 | $16.5M | $12.3M | ||
| Q2 24 | $17.0M | $11.8M | ||
| Q1 24 | $13.4M | $12.1M |
营业利润率GSBCMPB
| Q4 25 | 34.5% | 43.6% | ||
| Q3 25 | 38.2% | 39.3% | ||
| Q2 25 | 41.0% | 7.9% | ||
| Q1 25 | 38.4% | 35.2% | ||
| Q4 24 | 31.8% | 34.1% | ||
| Q3 24 | 36.6% | 32.8% | ||
| Q2 24 | 36.8% | 32.4% | ||
| Q1 24 | 32.1% | 34.8% |
净利率GSBCMPB
| Q4 25 | 28.9% | 31.4% | ||
| Q3 25 | 30.7% | 29.6% | ||
| Q2 25 | 33.4% | 8.8% | ||
| Q1 25 | 30.7% | 28.8% | ||
| Q4 24 | 26.4% | 27.9% | ||
| Q3 24 | 30.0% | 27.1% | ||
| Q2 24 | 30.0% | 26.7% | ||
| Q1 24 | 26.0% | 28.7% |
每股收益（稀释后）GSBCMPB
| Q4 25 | $1.44 | $0.83 | ||
| Q3 25 | $1.56 | $0.79 | ||
| Q2 25 | $1.72 | $0.22 | ||
| Q1 25 | $1.47 | $0.71 | ||
| Q4 24 | $1.27 | $0.72 | ||
| Q3 24 | $1.41 | $0.74 | ||
| Q2 24 | $1.45 | $0.71 | ||
| Q1 24 | $1.13 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $189.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $636.1M | $814.1M |
| 总资产 | $5.6B | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GSBCMPB
| Q4 25 | $189.6M | — | ||
| Q3 25 | $196.2M | — | ||
| Q2 25 | $245.9M | — | ||
| Q1 25 | $217.2M | — | ||
| Q4 24 | $195.8M | — | ||
| Q3 24 | $208.4M | — | ||
| Q2 24 | $186.5M | — | ||
| Q1 24 | $171.4M | — |
股东权益GSBCMPB
| Q4 25 | $636.1M | $814.1M | ||
| Q3 25 | $632.9M | $796.3M | ||
| Q2 25 | $622.4M | $775.7M | ||
| Q1 25 | $613.3M | $667.9M | ||
| Q4 24 | $599.6M | $655.0M | ||
| Q3 24 | $612.1M | $573.1M | ||
| Q2 24 | $568.8M | $559.7M | ||
| Q1 24 | $565.2M | $551.0M |
总资产GSBCMPB
| Q4 25 | $5.6B | $6.1B | ||
| Q3 25 | $5.7B | $6.3B | ||
| Q2 25 | $5.9B | $6.4B | ||
| Q1 25 | $6.0B | $5.5B | ||
| Q4 24 | $6.0B | $5.5B | ||
| Q3 24 | $6.0B | $5.5B | ||
| Q2 24 | $6.0B | $5.4B | ||
| Q1 24 | $5.8B | $5.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $81.5M | $80.0M |
| 自由现金流经营现金流 - 资本支出 | $70.1M | $71.8M |
| 自由现金流率自由现金流/营收 | 124.3% | 115.8% |
| 资本支出强度资本支出/营收 | 20.3% | 13.3% |
| 现金转化率经营现金流/净利润 | 5.01× | 4.12× |
| 过去12个月自由现金流最近4个季度 | $121.9M | $132.1M |
8季度趋势，按日历期对齐
经营现金流GSBCMPB
| Q4 25 | $81.5M | $80.0M | ||
| Q3 25 | $5.6M | $26.3M | ||
| Q2 25 | $39.3M | $29.0M | ||
| Q1 25 | $15.0M | $11.5M | ||
| Q4 24 | $44.1M | $51.4M | ||
| Q3 24 | $17.7M | $16.9M | ||
| Q2 24 | $43.5M | $18.0M | ||
| Q1 24 | $-26.9M | $12.4M |
自由现金流GSBCMPB
| Q4 25 | $70.1M | $71.8M | ||
| Q3 25 | $3.9M | $24.3M | ||
| Q2 25 | $34.9M | $27.2M | ||
| Q1 25 | $13.1M | $8.8M | ||
| Q4 24 | $39.1M | $44.5M | ||
| Q3 24 | $16.5M | $16.8M | ||
| Q2 24 | $42.0M | $17.7M | ||
| Q1 24 | $-27.7M | $12.1M |
自由现金流率GSBCMPB
| Q4 25 | 124.3% | 115.8% | ||
| Q3 25 | 6.7% | 39.4% | ||
| Q2 25 | 59.0% | 50.1% | ||
| Q1 25 | 23.4% | 18.4% | ||
| Q4 24 | 69.3% | 93.8% | ||
| Q3 24 | 30.1% | 37.1% | ||
| Q2 24 | 74.1% | 40.2% | ||
| Q1 24 | -53.7% | 28.5% |
资本支出强度GSBCMPB
| Q4 25 | 20.3% | 13.3% | ||
| Q3 25 | 3.0% | 3.1% | ||
| Q2 25 | 7.4% | 3.2% | ||
| Q1 25 | 3.5% | 5.7% | ||
| Q4 24 | 8.7% | 14.6% | ||
| Q3 24 | 2.1% | 0.0% | ||
| Q2 24 | 2.7% | 0.7% | ||
| Q1 24 | 1.6% | 0.8% |
现金转化率GSBCMPB
| Q4 25 | 5.01× | 4.12× | ||
| Q3 25 | 0.31× | 1.44× | ||
| Q2 25 | 1.99× | 6.08× | ||
| Q1 25 | 0.87× | 0.84× | ||
| Q4 24 | 2.95× | 3.88× | ||
| Q3 24 | 1.07× | 1.37× | ||
| Q2 24 | 2.56× | 1.53× | ||
| Q1 24 | -2.01× | 1.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
