vs
Goosehead Insurance, Inc.(GSHD)与RESOURCES CONNECTION, INC.(RGP)财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是Goosehead Insurance, Inc.的1.3倍($117.7M vs $93.1M),Goosehead Insurance, Inc.净利率更高(8.6% vs -10.8%,领先19.4%),Goosehead Insurance, Inc.同比增速更快(23.1% vs -19.2%),过去两年Goosehead Insurance, Inc.的营收复合增速更高(9.2% vs -11.8%)
Goosehead Insurance是一家总部位于美国的个人保险代理机构,提供汽车、房屋、租客、洪水等多类保险产品,与数百家保险商合作,为客户定制高性价比的保障方案,同时通过自营网点和全国特许加盟网络开展业务。
RGP原名 Resources Global Professionals,是 Resources Connection, Inc. 的核心运营主体,面向全球客户提供多领域专业咨询服务,覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
GSHD vs RGP — 直观对比
营收规模更大
RGP
是对方的1.3倍
$93.1M
营收增速更快
GSHD
高出42.3%
-19.2%
净利率更高
GSHD
高出19.4%
-10.8%
两年增速更快
GSHD
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $93.1M | $117.7M |
| 净利润 | $8.0M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 16.1% | -10.3% |
| 净利率 | 8.6% | -10.8% |
| 营收同比 | 23.1% | -19.2% |
| 净利润同比 | 204.0% | 81.6% |
| 每股收益(稀释后) | $0.19 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
GSHD
RGP
| Q1 26 | $93.1M | — | ||
| Q4 25 | $105.3M | $117.7M | ||
| Q3 25 | $90.4M | $120.2M | ||
| Q2 25 | $94.0M | $139.3M | ||
| Q1 25 | $75.6M | $129.4M | ||
| Q4 24 | $93.9M | $145.6M | ||
| Q3 24 | $78.0M | $136.9M | ||
| Q2 24 | $78.1M | $148.2M |
净利润
GSHD
RGP
| Q1 26 | $8.0M | — | ||
| Q4 25 | $12.4M | $-12.7M | ||
| Q3 25 | $7.9M | $-2.4M | ||
| Q2 25 | $5.2M | $-73.3M | ||
| Q1 25 | $2.3M | $-44.1M | ||
| Q4 24 | $14.9M | $-68.7M | ||
| Q3 24 | $7.6M | $-5.7M | ||
| Q2 24 | $6.2M | $10.5M |
毛利率
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率
GSHD
RGP
| Q1 26 | 16.1% | — | ||
| Q4 25 | 29.4% | -10.3% | ||
| Q3 25 | 23.5% | -1.7% | ||
| Q2 25 | 16.7% | -47.0% | ||
| Q1 25 | 8.8% | -38.4% | ||
| Q4 24 | 29.7% | -52.7% | ||
| Q3 24 | 21.1% | -3.5% | ||
| Q2 24 | 19.7% | 7.6% |
净利率
GSHD
RGP
| Q1 26 | 8.6% | — | ||
| Q4 25 | 11.8% | -10.8% | ||
| Q3 25 | 8.7% | -2.0% | ||
| Q2 25 | 5.5% | -52.6% | ||
| Q1 25 | 3.1% | -34.0% | ||
| Q4 24 | 15.8% | -47.2% | ||
| Q3 24 | 9.7% | -4.2% | ||
| Q2 24 | 7.9% | 7.1% |
每股收益(稀释后)
GSHD
RGP
| Q1 26 | $0.19 | — | ||
| Q4 25 | $0.48 | $-0.38 | ||
| Q3 25 | $0.29 | $-0.07 | ||
| Q2 25 | $0.18 | $-2.21 | ||
| Q1 25 | $0.09 | $-1.34 | ||
| Q4 24 | $0.58 | $-2.08 | ||
| Q3 24 | $0.29 | $-0.17 | ||
| Q2 24 | $0.24 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $25.7M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-121.3M | $194.6M |
| 总资产 | $392.8M | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
GSHD
RGP
| Q1 26 | $25.7M | — | ||
| Q4 25 | $34.4M | $89.8M | ||
| Q3 25 | $51.6M | $77.5M | ||
| Q2 25 | $92.4M | $86.1M | ||
| Q1 25 | $70.2M | $72.5M | ||
| Q4 24 | $54.3M | $78.2M | ||
| Q3 24 | $47.5M | $89.6M | ||
| Q2 24 | $23.6M | $108.9M |
总债务
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | $289.5M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $289.8M | — | ||
| Q1 25 | $290.3M | — | ||
| Q4 24 | $82.3M | — | ||
| Q3 24 | $84.6M | — | ||
| Q2 24 | $87.0M | — |
股东权益
GSHD
RGP
| Q1 26 | $-121.3M | — | ||
| Q4 25 | $-95.5M | $194.6M | ||
| Q3 25 | $-105.0M | $206.4M | ||
| Q2 25 | $-78.6M | $207.1M | ||
| Q1 25 | $-88.5M | $277.8M | ||
| Q4 24 | $43.9M | $325.7M | ||
| Q3 24 | $58.3M | $407.2M | ||
| Q2 24 | $39.8M | $418.8M |
总资产
GSHD
RGP
| Q1 26 | $392.8M | — | ||
| Q4 25 | $414.9M | $289.3M | ||
| Q3 25 | $403.6M | $287.2M | ||
| Q2 25 | $436.6M | $304.7M | ||
| Q1 25 | $412.6M | $375.6M | ||
| Q4 24 | $397.7M | $424.9M | ||
| Q3 24 | $358.1M | $512.9M | ||
| Q2 24 | $338.2M | $510.9M |
负债/权益比
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.87× | — | ||
| Q3 24 | 1.45× | — | ||
| Q2 24 | 2.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势,按日历期对齐
经营现金流
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | $91.8M | $15.9M | ||
| Q3 25 | $24.2M | $-7.8M | ||
| Q2 25 | $28.9M | $16.8M | ||
| Q1 25 | $15.5M | $659.0K | ||
| Q4 24 | $71.5M | $1.8M | ||
| Q3 24 | $28.1M | $-309.0K | ||
| Q2 24 | $18.9M | $3.2M |
自由现金流
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | $86.1M | $15.6M | ||
| Q3 25 | $23.7M | $-8.0M | ||
| Q2 25 | $27.2M | $16.5M | ||
| Q1 25 | $14.9M | $238.0K | ||
| Q4 24 | $70.6M | $61.0K | ||
| Q3 24 | $28.0M | $-575.0K | ||
| Q2 24 | $18.6M | $3.0M |
自由现金流率
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | 81.8% | 13.2% | ||
| Q3 25 | 26.2% | -6.6% | ||
| Q2 25 | 28.9% | 11.8% | ||
| Q1 25 | 19.7% | 0.2% | ||
| Q4 24 | 75.1% | 0.0% | ||
| Q3 24 | 35.9% | -0.4% | ||
| Q2 24 | 23.9% | 2.1% |
资本支出强度
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 0.3% | ||
| Q3 25 | 0.5% | 0.1% | ||
| Q2 25 | 1.8% | 0.2% | ||
| Q1 25 | 0.8% | 0.3% | ||
| Q4 24 | 1.0% | 1.2% | ||
| Q3 24 | 0.1% | 0.2% | ||
| Q2 24 | 0.3% | 0.1% |
现金转化率
GSHD
RGP
| Q1 26 | — | — | ||
| Q4 25 | 7.38× | — | ||
| Q3 25 | 3.06× | — | ||
| Q2 25 | 5.61× | — | ||
| Q1 25 | 6.61× | — | ||
| Q4 24 | 4.82× | — | ||
| Q3 24 | 3.72× | — | ||
| Q2 24 | 3.05× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GSHD
| Renewal Royalty Fees (2) | $43.6M | 47% |
| Renewal Commissions (1) | $18.2M | 20% |
| Contingent Commissions (1) | $10.7M | 11% |
| New Business Royalty Fees (2) | $7.9M | 8% |
| New Business Commissions (1) | $7.5M | 8% |
| Other | $3.7M | 4% |
| Initial Franchise Fees (2) | $1.6M | 2% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |