vs
Goosehead Insurance, Inc.（GSHD）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是Goosehead Insurance, Inc.的1.6倍（$151.1M vs $93.1M），Goosehead Insurance, Inc.同比增速更快（23.1% vs 3.6%），过去两年Goosehead Insurance, Inc.的营收复合增速更高（9.2% vs 5.1%）
Goosehead Insurance是一家总部位于美国的个人保险代理机构，提供汽车、房屋、租客、洪水等多类保险产品，与数百家保险商合作，为客户定制高性价比的保障方案，同时通过自营网点和全国特许加盟网络开展业务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
GSHD vs RGR — 直观对比
营收规模更大
RGR
是对方的1.6倍
$93.1M
营收增速更快
GSHD
高出19.5%
3.6%
两年增速更快
GSHD
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $93.1M | $151.1M |
| 净利润 | $8.0M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 16.1% | 2.3% |
| 净利率 | 8.6% | — |
| 营收同比 | 23.1% | 3.6% |
| 净利润同比 | 204.0% | — |
| 每股收益（稀释后） | $0.19 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSHDRGR
| Q1 26 | $93.1M | — | ||
| Q4 25 | $105.3M | $151.1M | ||
| Q3 25 | $90.4M | $126.8M | ||
| Q2 25 | $94.0M | $132.5M | ||
| Q1 25 | $75.6M | $135.7M | ||
| Q4 24 | $93.9M | $145.8M | ||
| Q3 24 | $78.0M | $122.3M | ||
| Q2 24 | $78.1M | $130.8M |
净利润GSHDRGR
| Q1 26 | $8.0M | — | ||
| Q4 25 | $12.4M | — | ||
| Q3 25 | $7.9M | $1.6M | ||
| Q2 25 | $5.2M | $-17.2M | ||
| Q1 25 | $2.3M | $7.8M | ||
| Q4 24 | $14.9M | — | ||
| Q3 24 | $7.6M | $4.7M | ||
| Q2 24 | $6.2M | $8.3M |
毛利率GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率GSHDRGR
| Q1 26 | 16.1% | — | ||
| Q4 25 | 29.4% | 2.3% | ||
| Q3 25 | 23.5% | -2.7% | ||
| Q2 25 | 16.7% | -15.6% | ||
| Q1 25 | 8.8% | 6.2% | ||
| Q4 24 | 29.7% | 7.8% | ||
| Q3 24 | 21.1% | 3.1% | ||
| Q2 24 | 19.7% | 6.9% |
净利率GSHDRGR
| Q1 26 | 8.6% | — | ||
| Q4 25 | 11.8% | — | ||
| Q3 25 | 8.7% | 1.2% | ||
| Q2 25 | 5.5% | -13.0% | ||
| Q1 25 | 3.1% | 5.7% | ||
| Q4 24 | 15.8% | — | ||
| Q3 24 | 9.7% | 3.9% | ||
| Q2 24 | 7.9% | 6.3% |
每股收益（稀释后）GSHDRGR
| Q1 26 | $0.19 | — | ||
| Q4 25 | $0.48 | $0.22 | ||
| Q3 25 | $0.29 | $0.10 | ||
| Q2 25 | $0.18 | $-1.05 | ||
| Q1 25 | $0.09 | $0.46 | ||
| Q4 24 | $0.58 | $0.62 | ||
| Q3 24 | $0.29 | $0.28 | ||
| Q2 24 | $0.24 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $25.7M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-121.3M | $283.8M |
| 总资产 | $392.8M | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资GSHDRGR
| Q1 26 | $25.7M | — | ||
| Q4 25 | $34.4M | $92.5M | ||
| Q3 25 | $51.6M | $80.8M | ||
| Q2 25 | $92.4M | $101.4M | ||
| Q1 25 | $70.2M | $108.3M | ||
| Q4 24 | $54.3M | $105.5M | ||
| Q3 24 | $47.5M | $96.0M | ||
| Q2 24 | $23.6M | $105.6M |
总债务GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | $289.5M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $289.8M | — | ||
| Q1 25 | $290.3M | — | ||
| Q4 24 | $82.3M | — | ||
| Q3 24 | $84.6M | — | ||
| Q2 24 | $87.0M | — |
股东权益GSHDRGR
| Q1 26 | $-121.3M | — | ||
| Q4 25 | $-95.5M | $283.8M | ||
| Q3 25 | $-105.0M | $279.6M | ||
| Q2 25 | $-78.6M | $289.3M | ||
| Q1 25 | $-88.5M | $321.5M | ||
| Q4 24 | $43.9M | $319.6M | ||
| Q3 24 | $58.3M | $314.9M | ||
| Q2 24 | $39.8M | $321.5M |
总资产GSHDRGR
| Q1 26 | $392.8M | — | ||
| Q4 25 | $414.9M | $342.0M | ||
| Q3 25 | $403.6M | $342.3M | ||
| Q2 25 | $436.6M | $349.5M | ||
| Q1 25 | $412.6M | $379.0M | ||
| Q4 24 | $397.7M | $384.0M | ||
| Q3 24 | $358.1M | $373.5M | ||
| Q2 24 | $338.2M | $376.7M |
负债/权益比GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.87× | — | ||
| Q3 24 | 1.45× | — | ||
| Q2 24 | 2.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | $91.8M | $15.5M | ||
| Q3 25 | $24.2M | $12.9M | ||
| Q2 25 | $28.9M | $14.7M | ||
| Q1 25 | $15.5M | $11.1M | ||
| Q4 24 | $71.5M | $20.0M | ||
| Q3 24 | $28.1M | $9.4M | ||
| Q2 24 | $18.9M | $18.7M |
自由现金流GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | $86.1M | $12.3M | ||
| Q3 25 | $23.7M | $7.0M | ||
| Q2 25 | $27.2M | $9.1M | ||
| Q1 25 | $14.9M | $10.0M | ||
| Q4 24 | $70.6M | $16.4M | ||
| Q3 24 | $28.0M | $2.6M | ||
| Q2 24 | $18.6M | $10.1M |
自由现金流率GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | 81.8% | 8.2% | ||
| Q3 25 | 26.2% | 5.5% | ||
| Q2 25 | 28.9% | 6.9% | ||
| Q1 25 | 19.7% | 7.4% | ||
| Q4 24 | 75.1% | 11.2% | ||
| Q3 24 | 35.9% | 2.1% | ||
| Q2 24 | 23.9% | 7.7% |
资本支出强度GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | 2.1% | ||
| Q3 25 | 0.5% | 4.6% | ||
| Q2 25 | 1.8% | 4.2% | ||
| Q1 25 | 0.8% | 0.8% | ||
| Q4 24 | 1.0% | 2.5% | ||
| Q3 24 | 0.1% | 5.5% | ||
| Q2 24 | 0.3% | 6.6% |
现金转化率GSHDRGR
| Q1 26 | — | — | ||
| Q4 25 | 7.38× | — | ||
| Q3 25 | 3.06× | 8.15× | ||
| Q2 25 | 5.61× | — | ||
| Q1 25 | 6.61× | 1.43× | ||
| Q4 24 | 4.82× | — | ||
| Q3 24 | 3.72× | 1.98× | ||
| Q2 24 | 3.05× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GSHD
| Renewal Royalty Fees (2) | $43.6M | 47% |
| Renewal Commissions (1) | $18.2M | 20% |
| Contingent Commissions (1) | $10.7M | 11% |
| New Business Royalty Fees (2) | $7.9M | 8% |
| New Business Commissions (1) | $7.5M | 8% |
| Other | $3.7M | 4% |
| Initial Franchise Fees (2) | $1.6M | 2% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
