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Goosehead Insurance, Inc.（GSHD）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
Goosehead Insurance, Inc.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.3倍（$93.1M vs $70.9M），Goosehead Insurance, Inc.净利率更高（8.6% vs -7.8%，领先16.4%），Goosehead Insurance, Inc.同比增速更快（23.1% vs -3.1%），过去两年Goosehead Insurance, Inc.的营收复合增速更高（9.2% vs -2.0%）
Goosehead Insurance是一家总部位于美国的个人保险代理机构，提供汽车、房屋、租客、洪水等多类保险产品，与数百家保险商合作，为客户定制高性价比的保障方案，同时通过自营网点和全国特许加盟网络开展业务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
GSHD vs RICK — 直观对比
营收规模更大
GSHD
是对方的1.3倍
$70.9M
营收增速更快
GSHD
高出26.3%
-3.1%
净利率更高
GSHD
高出16.4%
-7.8%
两年增速更快
GSHD
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $93.1M | $70.9M |
| 净利润 | $8.0M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 16.1% | -0.7% |
| 净利率 | 8.6% | -7.8% |
| 营收同比 | 23.1% | -3.1% |
| 净利润同比 | 204.0% | -2354.9% |
| 每股收益（稀释后） | $0.19 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收GSHDRICK
| Q1 26 | $93.1M | — | ||
| Q4 25 | $105.3M | — | ||
| Q3 25 | $90.4M | $70.9M | ||
| Q2 25 | $94.0M | $71.1M | ||
| Q1 25 | $75.6M | $65.9M | ||
| Q4 24 | $93.9M | $71.5M | ||
| Q3 24 | $78.0M | $73.2M | ||
| Q2 24 | $78.1M | $76.2M |
净利润GSHDRICK
| Q1 26 | $8.0M | — | ||
| Q4 25 | $12.4M | — | ||
| Q3 25 | $7.9M | $-5.5M | ||
| Q2 25 | $5.2M | $4.1M | ||
| Q1 25 | $2.3M | $3.2M | ||
| Q4 24 | $14.9M | $9.0M | ||
| Q3 24 | $7.6M | $244.0K | ||
| Q2 24 | $6.2M | $-5.2M |
营业利润率GSHDRICK
| Q1 26 | 16.1% | — | ||
| Q4 25 | 29.4% | — | ||
| Q3 25 | 23.5% | -0.7% | ||
| Q2 25 | 16.7% | 12.2% | ||
| Q1 25 | 8.8% | 12.4% | ||
| Q4 24 | 29.7% | 19.5% | ||
| Q3 24 | 21.1% | 4.8% | ||
| Q2 24 | 19.7% | -3.3% |
净利率GSHDRICK
| Q1 26 | 8.6% | — | ||
| Q4 25 | 11.8% | — | ||
| Q3 25 | 8.7% | -7.8% | ||
| Q2 25 | 5.5% | 5.7% | ||
| Q1 25 | 3.1% | 4.9% | ||
| Q4 24 | 15.8% | 12.6% | ||
| Q3 24 | 9.7% | 0.3% | ||
| Q2 24 | 7.9% | -6.9% |
每股收益（稀释后）GSHDRICK
| Q1 26 | $0.19 | — | ||
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.29 | $-0.60 | ||
| Q2 25 | $0.18 | $0.46 | ||
| Q1 25 | $0.09 | $0.36 | ||
| Q4 24 | $0.58 | $1.01 | ||
| Q3 24 | $0.29 | $0.04 | ||
| Q2 24 | $0.24 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $25.7M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $-121.3M | $261.1M |
| 总资产 | $392.8M | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资GSHDRICK
| Q1 26 | $25.7M | — | ||
| Q4 25 | $34.4M | — | ||
| Q3 25 | $51.6M | $33.7M | ||
| Q2 25 | $92.4M | $29.3M | ||
| Q1 25 | $70.2M | $32.7M | ||
| Q4 24 | $54.3M | $34.7M | ||
| Q3 24 | $47.5M | $32.4M | ||
| Q2 24 | $23.6M | $34.9M |
总债务GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | $289.5M | — | ||
| Q3 25 | $290.0M | $238.2M | ||
| Q2 25 | $289.8M | $243.8M | ||
| Q1 25 | $290.3M | $244.1M | ||
| Q4 24 | $82.3M | — | ||
| Q3 24 | $84.6M | $241.1M | ||
| Q2 24 | $87.0M | — |
股东权益GSHDRICK
| Q1 26 | $-121.3M | — | ||
| Q4 25 | $-95.5M | — | ||
| Q3 25 | $-105.0M | $261.1M | ||
| Q2 25 | $-78.6M | $269.5M | ||
| Q1 25 | $-88.5M | $268.8M | ||
| Q4 24 | $43.9M | $269.0M | ||
| Q3 24 | $58.3M | $263.4M | ||
| Q2 24 | $39.8M | $271.2M |
总资产GSHDRICK
| Q1 26 | $392.8M | — | ||
| Q4 25 | $414.9M | — | ||
| Q3 25 | $403.6M | $596.9M | ||
| Q2 25 | $436.6M | $597.4M | ||
| Q1 25 | $412.6M | $589.8M | ||
| Q4 24 | $397.7M | $586.2M | ||
| Q3 24 | $358.1M | $584.4M | ||
| Q2 24 | $338.2M | $601.0M |
负债/权益比GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 1.87× | — | ||
| Q3 24 | 1.45× | 0.92× | ||
| Q2 24 | 2.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | $91.8M | — | ||
| Q3 25 | $24.2M | $13.7M | ||
| Q2 25 | $28.9M | $13.8M | ||
| Q1 25 | $15.5M | $8.5M | ||
| Q4 24 | $71.5M | $13.3M | ||
| Q3 24 | $28.1M | $15.7M | ||
| Q2 24 | $18.9M | $15.8M |
自由现金流GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | $86.1M | — | ||
| Q3 25 | $23.7M | $11.5M | ||
| Q2 25 | $27.2M | $10.1M | ||
| Q1 25 | $14.9M | $5.7M | ||
| Q4 24 | $70.6M | $7.6M | ||
| Q3 24 | $28.0M | $10.3M | ||
| Q2 24 | $18.6M | $9.3M |
自由现金流率GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | 81.8% | — | ||
| Q3 25 | 26.2% | 16.2% | ||
| Q2 25 | 28.9% | 14.2% | ||
| Q1 25 | 19.7% | 8.6% | ||
| Q4 24 | 75.1% | 10.6% | ||
| Q3 24 | 35.9% | 14.0% | ||
| Q2 24 | 23.9% | 12.3% |
资本支出强度GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | 5.4% | — | ||
| Q3 25 | 0.5% | 3.2% | ||
| Q2 25 | 1.8% | 5.2% | ||
| Q1 25 | 0.8% | 4.3% | ||
| Q4 24 | 1.0% | 8.0% | ||
| Q3 24 | 0.1% | 7.3% | ||
| Q2 24 | 0.3% | 8.4% |
现金转化率GSHDRICK
| Q1 26 | — | — | ||
| Q4 25 | 7.38× | — | ||
| Q3 25 | 3.06× | — | ||
| Q2 25 | 5.61× | 3.40× | ||
| Q1 25 | 6.61× | 2.65× | ||
| Q4 24 | 4.82× | 1.48× | ||
| Q3 24 | 3.72× | 64.14× | ||
| Q2 24 | 3.05× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
GSHD
| Renewal Royalty Fees (2) | $43.6M | 47% |
| Renewal Commissions (1) | $18.2M | 20% |
| Contingent Commissions (1) | $10.7M | 11% |
| New Business Royalty Fees (2) | $7.9M | 8% |
| New Business Commissions (1) | $7.5M | 8% |
| Other | $3.7M | 4% |
| Initial Franchise Fees (2) | $1.6M | 2% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
