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HANMI FINANCIAL CORP（HAFC）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
HANMI FINANCIAL CORP的季度营收约是PDF SOLUTIONS INC的1.1倍（$71.2M vs $62.4M），HANMI FINANCIAL CORP净利率更高（29.8% vs -0.1%，领先29.9%），PDF SOLUTIONS INC同比增速更快（24.6% vs 17.1%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $7.5M），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 10.4%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
HAFC vs PDFS — 直观对比
营收规模更大
HAFC
是对方的1.1倍
$62.4M
营收增速更快
PDFS
高出7.5%
17.1%
净利率更高
HAFC
高出29.9%
-0.1%
自由现金流更多
HAFC
多$196.2M
$7.5M
两年增速更快
PDFS
近两年复合增速
10.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $62.4M |
| 净利润 | $21.2M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | 29.8% | 5.5% |
| 净利率 | 29.8% | -0.1% |
| 营收同比 | 17.1% | 24.6% |
| 净利润同比 | 20.0% | -108.9% |
| 每股收益（稀释后） | $0.70 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCPDFS
| Q4 25 | $71.2M | $62.4M | ||
| Q3 25 | $71.0M | $57.1M | ||
| Q2 25 | $65.2M | $51.7M | ||
| Q1 25 | $62.8M | $47.8M | ||
| Q4 24 | $60.8M | $50.1M | ||
| Q3 24 | $58.5M | $46.4M | ||
| Q2 24 | $56.7M | $41.7M | ||
| Q1 24 | $58.4M | $41.3M |
净利润HAFCPDFS
| Q4 25 | $21.2M | $-48.0K | ||
| Q3 25 | $22.1M | $1.3M | ||
| Q2 25 | $15.1M | $1.1M | ||
| Q1 25 | $17.7M | $-3.0M | ||
| Q4 24 | $17.7M | $539.0K | ||
| Q3 24 | $14.9M | $2.2M | ||
| Q2 24 | $14.5M | $1.7M | ||
| Q1 24 | $15.2M | $-393.0K |
毛利率HAFCPDFS
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 67.3% |
营业利润率HAFCPDFS
| Q4 25 | 29.8% | 5.5% | ||
| Q3 25 | 31.1% | 8.5% | ||
| Q2 25 | 23.2% | 2.2% | ||
| Q1 25 | 28.1% | -7.4% | ||
| Q4 24 | 29.1% | 1.0% | ||
| Q3 24 | 25.5% | 4.6% | ||
| Q2 24 | 25.5% | 0.6% | ||
| Q1 24 | 26.0% | -4.7% |
净利率HAFCPDFS
| Q4 25 | 29.8% | -0.1% | ||
| Q3 25 | 31.1% | 2.3% | ||
| Q2 25 | 23.2% | 2.2% | ||
| Q1 25 | 28.1% | -6.3% | ||
| Q4 24 | 29.1% | 1.1% | ||
| Q3 24 | 25.5% | 4.8% | ||
| Q2 24 | 25.5% | 4.1% | ||
| Q1 24 | 26.0% | -1.0% |
每股收益（稀释后）HAFCPDFS
| Q4 25 | $0.70 | $0.00 | ||
| Q3 25 | $0.73 | $0.03 | ||
| Q2 25 | $0.50 | $0.03 | ||
| Q1 25 | $0.58 | $-0.08 | ||
| Q4 24 | $0.58 | $0.01 | ||
| Q3 24 | $0.49 | $0.06 | ||
| Q2 24 | $0.48 | $0.04 | ||
| Q1 24 | $0.50 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $42.2M |
| 总债务越低越好 | — | $67.0M |
| 股东权益账面价值 | $796.4M | $271.0M |
| 总资产 | $7.9B | $418.7M |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资HAFCPDFS
| Q4 25 | — | $42.2M | ||
| Q3 25 | — | $35.9M | ||
| Q2 25 | — | $40.4M | ||
| Q1 25 | — | $54.1M | ||
| Q4 24 | — | $114.9M | ||
| Q3 24 | — | $120.2M | ||
| Q2 24 | — | $117.9M | ||
| Q1 24 | — | $122.9M |
总债务HAFCPDFS
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HAFCPDFS
| Q4 25 | $796.4M | $271.0M | ||
| Q3 25 | $779.5M | $264.4M | ||
| Q2 25 | $762.8M | $257.5M | ||
| Q1 25 | $751.5M | $249.0M | ||
| Q4 24 | $732.2M | $246.0M | ||
| Q3 24 | $736.7M | $240.5M | ||
| Q2 24 | $707.1M | $232.2M | ||
| Q1 24 | $703.1M | $225.4M |
总资产HAFCPDFS
| Q4 25 | $7.9B | $418.7M | ||
| Q3 25 | $7.9B | $406.4M | ||
| Q2 25 | $7.9B | $391.1M | ||
| Q1 25 | $7.7B | $390.0M | ||
| Q4 24 | $7.7B | $315.3M | ||
| Q3 24 | $7.7B | $307.4M | ||
| Q2 24 | $7.6B | $298.0M | ||
| Q1 24 | $7.5B | $286.8M |
负债/权益比HAFCPDFS
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $17.3M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | $7.5M |
| 自由现金流率自由现金流/营收 | 286.2% | 12.1% |
| 资本支出强度资本支出/营收 | 3.2% | 15.7% |
| 现金转化率经营现金流/净利润 | 9.70× | — |
| 过去12个月自由现金流最近4个季度 | $356.1M | $-8.6M |
8季度趋势，按日历期对齐
经营现金流HAFCPDFS
| Q4 25 | $206.0M | $17.3M | ||
| Q3 25 | $146.9M | $3.3M | ||
| Q2 25 | $-19.0M | $-5.2M | ||
| Q1 25 | $25.8M | $8.6M | ||
| Q4 24 | $52.6M | $1.6M | ||
| Q3 24 | $6.7M | $9.3M | ||
| Q2 24 | $2.1M | $684.0K | ||
| Q1 24 | $30.0M | $-1.9M |
自由现金流HAFCPDFS
| Q4 25 | $203.7M | $7.5M | ||
| Q3 25 | $146.4M | $-2.9M | ||
| Q2 25 | $-19.6M | $-13.8M | ||
| Q1 25 | $25.6M | $535.0K | ||
| Q4 24 | $49.9M | $-4.0M | ||
| Q3 24 | $6.5M | $5.1M | ||
| Q2 24 | $1.3M | $-4.6M | ||
| Q1 24 | $29.2M | $-3.9M |
自由现金流率HAFCPDFS
| Q4 25 | 286.2% | 12.1% | ||
| Q3 25 | 206.3% | -5.1% | ||
| Q2 25 | -30.0% | -26.6% | ||
| Q1 25 | 40.7% | 1.1% | ||
| Q4 24 | 82.1% | -8.0% | ||
| Q3 24 | 11.1% | 11.0% | ||
| Q2 24 | 2.3% | -11.1% | ||
| Q1 24 | 50.0% | -9.4% |
资本支出强度HAFCPDFS
| Q4 25 | 3.2% | 15.7% | ||
| Q3 25 | 0.8% | 10.8% | ||
| Q2 25 | 0.9% | 16.5% | ||
| Q1 25 | 0.4% | 17.0% | ||
| Q4 24 | 4.3% | 11.3% | ||
| Q3 24 | 0.4% | 9.0% | ||
| Q2 24 | 1.4% | 12.8% | ||
| Q1 24 | 1.4% | 4.9% |
现金转化率HAFCPDFS
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | 2.54× | ||
| Q2 25 | -1.26× | -4.55× | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | 2.98× | ||
| Q3 24 | 0.45× | 4.20× | ||
| Q2 24 | 0.14× | 0.40× | ||
| Q1 24 | 1.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HAFC
暂无分部数据
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
