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HANMI FINANCIAL CORP（HAFC）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是HANMI FINANCIAL CORP的1.1倍（$81.3M vs $71.2M），HANMI FINANCIAL CORP净利率更高（29.8% vs -72.8%，领先102.7%），Planet Labs PBC同比增速更快（32.6% vs 17.1%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $1.9M），过去两年Planet Labs PBC的营收复合增速更高（17.5% vs 10.4%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
HAFC vs PL — 直观对比
营收规模更大
PL
是对方的1.1倍
$71.2M
营收增速更快
PL
高出15.6%
17.1%
净利率更高
HAFC
高出102.7%
-72.8%
自由现金流更多
HAFC
多$201.8M
$1.9M
两年增速更快
PL
近两年复合增速
10.4%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $81.3M |
| 净利润 | $21.2M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 29.8% | -22.6% |
| 净利率 | 29.8% | -72.8% |
| 营收同比 | 17.1% | 32.6% |
| 净利润同比 | 20.0% | -194.7% |
| 每股收益（稀释后） | $0.70 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCPL
| Q4 25 | $71.2M | $81.3M | ||
| Q3 25 | $71.0M | $73.4M | ||
| Q2 25 | $65.2M | $66.3M | ||
| Q1 25 | $62.8M | $61.6M | ||
| Q4 24 | $60.8M | $61.3M | ||
| Q3 24 | $58.5M | $61.1M | ||
| Q2 24 | $56.7M | $60.4M | ||
| Q1 24 | $58.4M | $58.9M |
净利润HAFCPL
| Q4 25 | $21.2M | $-59.2M | ||
| Q3 25 | $22.1M | $-22.6M | ||
| Q2 25 | $15.1M | $-12.6M | ||
| Q1 25 | $17.7M | $-35.2M | ||
| Q4 24 | $17.7M | $-20.1M | ||
| Q3 24 | $14.9M | $-38.7M | ||
| Q2 24 | $14.5M | $-29.3M | ||
| Q1 24 | $15.2M | $-30.1M |
毛利率HAFCPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率HAFCPL
| Q4 25 | 29.8% | -22.6% | ||
| Q3 25 | 31.1% | -24.5% | ||
| Q2 25 | 23.2% | -34.4% | ||
| Q1 25 | 28.1% | -31.5% | ||
| Q4 24 | 29.1% | -36.9% | ||
| Q3 24 | 25.5% | -64.8% | ||
| Q2 24 | 25.5% | -57.2% | ||
| Q1 24 | 26.0% | -57.6% |
净利率HAFCPL
| Q4 25 | 29.8% | -72.8% | ||
| Q3 25 | 31.1% | -30.8% | ||
| Q2 25 | 23.2% | -19.1% | ||
| Q1 25 | 28.1% | -57.1% | ||
| Q4 24 | 29.1% | -32.8% | ||
| Q3 24 | 25.5% | -63.3% | ||
| Q2 24 | 25.5% | -48.5% | ||
| Q1 24 | 26.0% | -51.1% |
每股收益（稀释后）HAFCPL
| Q4 25 | $0.70 | $-0.19 | ||
| Q3 25 | $0.73 | $-0.07 | ||
| Q2 25 | $0.50 | $-0.04 | ||
| Q1 25 | $0.58 | $-0.12 | ||
| Q4 24 | $0.58 | $-0.07 | ||
| Q3 24 | $0.49 | $-0.13 | ||
| Q2 24 | $0.48 | $-0.10 | ||
| Q1 24 | $0.50 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $443.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $796.4M | $349.6M |
| 总资产 | $7.9B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HAFCPL
| Q4 25 | — | $443.3M | ||
| Q3 25 | — | $181.1M | ||
| Q2 25 | — | $133.5M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $139.0M | ||
| Q3 24 | — | $148.3M | ||
| Q2 24 | — | $107.4M | ||
| Q1 24 | — | $83.9M |
股东权益HAFCPL
| Q4 25 | $796.4M | $349.6M | ||
| Q3 25 | $779.5M | $435.7M | ||
| Q2 25 | $762.8M | $444.8M | ||
| Q1 25 | $751.5M | $441.3M | ||
| Q4 24 | $732.2M | $464.6M | ||
| Q3 24 | $736.7M | $473.2M | ||
| Q2 24 | $707.1M | $500.3M | ||
| Q1 24 | $703.1M | $518.0M |
总资产HAFCPL
| Q4 25 | $7.9B | $1.1B | ||
| Q3 25 | $7.9B | $696.4M | ||
| Q2 25 | $7.9B | $658.4M | ||
| Q1 25 | $7.7B | $633.8M | ||
| Q4 24 | $7.7B | $630.8M | ||
| Q3 24 | $7.7B | $658.4M | ||
| Q2 24 | $7.6B | $674.6M | ||
| Q1 24 | $7.5B | $702.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | $1.9M |
| 自由现金流率自由现金流/营收 | 286.2% | 2.3% |
| 资本支出强度资本支出/营收 | 3.2% | 32.9% |
| 现金转化率经营现金流/净利润 | 9.70× | — |
| 过去12个月自由现金流最近4个季度 | $356.1M | $40.7M |
8季度趋势，按日历期对齐
经营现金流HAFCPL
| Q4 25 | $206.0M | $28.6M | ||
| Q3 25 | $146.9M | $67.8M | ||
| Q2 25 | $-19.0M | $17.3M | ||
| Q1 25 | $25.8M | $-6.3M | ||
| Q4 24 | $52.6M | $4.1M | ||
| Q3 24 | $6.7M | $-7.9M | ||
| Q2 24 | $2.1M | $-4.3M | ||
| Q1 24 | $30.0M | $-6.8M |
自由现金流HAFCPL
| Q4 25 | $203.7M | $1.9M | ||
| Q3 25 | $146.4M | $47.5M | ||
| Q2 25 | $-19.6M | $9.2M | ||
| Q1 25 | $25.6M | $-17.9M | ||
| Q4 24 | $49.9M | $-3.6M | ||
| Q3 24 | $6.5M | $-23.0M | ||
| Q2 24 | $1.3M | $-14.2M | ||
| Q1 24 | $29.2M | $-15.7M |
自由现金流率HAFCPL
| Q4 25 | 286.2% | 2.3% | ||
| Q3 25 | 206.3% | 64.7% | ||
| Q2 25 | -30.0% | 13.9% | ||
| Q1 25 | 40.7% | -29.1% | ||
| Q4 24 | 82.1% | -5.8% | ||
| Q3 24 | 11.1% | -37.6% | ||
| Q2 24 | 2.3% | -23.6% | ||
| Q1 24 | 50.0% | -26.7% |
资本支出强度HAFCPL
| Q4 25 | 3.2% | 32.9% | ||
| Q3 25 | 0.8% | 27.6% | ||
| Q2 25 | 0.9% | 12.3% | ||
| Q1 25 | 0.4% | 18.9% | ||
| Q4 24 | 4.3% | 12.5% | ||
| Q3 24 | 0.4% | 24.8% | ||
| Q2 24 | 1.4% | 16.4% | ||
| Q1 24 | 1.4% | 15.1% |
现金转化率HAFCPL
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HAFC
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
