vs
HANMI FINANCIAL CORP（HAFC）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
HANMI FINANCIAL CORP的季度营收约是READING INTERNATIONAL INC的1.4倍（$71.2M vs $50.3M），HANMI FINANCIAL CORP净利率更高（29.8% vs -5.1%，领先34.9%），HANMI FINANCIAL CORP同比增速更快（17.1% vs -14.2%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $4.1M），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs 5.6%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
HAFC vs RDI — 直观对比
营收规模更大
HAFC
是对方的1.4倍
$50.3M
营收增速更快
HAFC
高出31.2%
-14.2%
净利率更高
HAFC
高出34.9%
-5.1%
自由现金流更多
HAFC
多$199.6M
$4.1M
两年增速更快
HAFC
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $50.3M |
| 净利润 | $21.2M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 29.8% | -1.9% |
| 净利率 | 29.8% | -5.1% |
| 营收同比 | 17.1% | -14.2% |
| 净利润同比 | 20.0% | -14.5% |
| 每股收益（稀释后） | $0.70 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCRDI
| Q4 25 | $71.2M | $50.3M | ||
| Q3 25 | $71.0M | $52.2M | ||
| Q2 25 | $65.2M | $60.4M | ||
| Q1 25 | $62.8M | $40.2M | ||
| Q4 24 | $60.8M | $58.6M | ||
| Q3 24 | $58.5M | $60.1M | ||
| Q2 24 | $56.7M | $46.8M | ||
| Q1 24 | $58.4M | $45.1M |
净利润HAFCRDI
| Q4 25 | $21.2M | $-2.6M | ||
| Q3 25 | $22.1M | $-4.2M | ||
| Q2 25 | $15.1M | $-2.7M | ||
| Q1 25 | $17.7M | $-4.8M | ||
| Q4 24 | $17.7M | $-2.2M | ||
| Q3 24 | $14.9M | $-7.0M | ||
| Q2 24 | $14.5M | $-12.8M | ||
| Q1 24 | $15.2M | $-13.2M |
营业利润率HAFCRDI
| Q4 25 | 29.8% | -1.9% | ||
| Q3 25 | 31.1% | -0.6% | ||
| Q2 25 | 23.2% | 4.8% | ||
| Q1 25 | 28.1% | -17.2% | ||
| Q4 24 | 29.1% | 2.6% | ||
| Q3 24 | 25.5% | -0.6% | ||
| Q2 24 | 25.5% | -16.4% | ||
| Q1 24 | 26.0% | -16.7% |
净利率HAFCRDI
| Q4 25 | 29.8% | -5.1% | ||
| Q3 25 | 31.1% | -8.0% | ||
| Q2 25 | 23.2% | -4.4% | ||
| Q1 25 | 28.1% | -11.8% | ||
| Q4 24 | 29.1% | -3.8% | ||
| Q3 24 | 25.5% | -11.7% | ||
| Q2 24 | 25.5% | -27.4% | ||
| Q1 24 | 26.0% | -29.4% |
每股收益（稀释后）HAFCRDI
| Q4 25 | $0.70 | $-0.11 | ||
| Q3 25 | $0.73 | $-0.18 | ||
| Q2 25 | $0.50 | $-0.12 | ||
| Q1 25 | $0.58 | $-0.21 | ||
| Q4 24 | $0.58 | $-0.11 | ||
| Q3 24 | $0.49 | $-0.31 | ||
| Q2 24 | $0.48 | $-0.57 | ||
| Q1 24 | $0.50 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $796.4M | $-18.2M |
| 总资产 | $7.9B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HAFCRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务HAFCRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HAFCRDI
| Q4 25 | $796.4M | $-18.2M | ||
| Q3 25 | $779.5M | $-12.1M | ||
| Q2 25 | $762.8M | $-7.7M | ||
| Q1 25 | $751.5M | $-8.1M | ||
| Q4 24 | $732.2M | $-4.4M | ||
| Q3 24 | $736.7M | $1.6M | ||
| Q2 24 | $707.1M | $6.5M | ||
| Q1 24 | $703.1M | $18.0M |
总资产HAFCRDI
| Q4 25 | $7.9B | $434.9M | ||
| Q3 25 | $7.9B | $435.2M | ||
| Q2 25 | $7.9B | $438.1M | ||
| Q1 25 | $7.7B | $441.0M | ||
| Q4 24 | $7.7B | $471.0M | ||
| Q3 24 | $7.7B | $495.7M | ||
| Q2 24 | $7.6B | $494.9M | ||
| Q1 24 | $7.5B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | $4.1M |
| 自由现金流率自由现金流/营收 | 286.2% | 8.2% |
| 资本支出强度资本支出/营收 | 3.2% | 0.3% |
| 现金转化率经营现金流/净利润 | 9.70× | — |
| 过去12个月自由现金流最近4个季度 | $356.1M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流HAFCRDI
| Q4 25 | $206.0M | $4.3M | ||
| Q3 25 | $146.9M | $295.0K | ||
| Q2 25 | $-19.0M | $1.6M | ||
| Q1 25 | $25.8M | $-7.7M | ||
| Q4 24 | $52.6M | $8.0M | ||
| Q3 24 | $6.7M | $1.3M | ||
| Q2 24 | $2.1M | $-10.4M | ||
| Q1 24 | $30.0M | $-2.8M |
自由现金流HAFCRDI
| Q4 25 | $203.7M | $4.1M | ||
| Q3 25 | $146.4M | $-246.0K | ||
| Q2 25 | $-19.6M | $1.2M | ||
| Q1 25 | $25.6M | $-8.0M | ||
| Q4 24 | $49.9M | $7.0M | ||
| Q3 24 | $6.5M | $-1.1M | ||
| Q2 24 | $1.3M | $-10.6M | ||
| Q1 24 | $29.2M | $-4.7M |
自由现金流率HAFCRDI
| Q4 25 | 286.2% | 8.2% | ||
| Q3 25 | 206.3% | -0.5% | ||
| Q2 25 | -30.0% | 1.9% | ||
| Q1 25 | 40.7% | -19.8% | ||
| Q4 24 | 82.1% | 12.0% | ||
| Q3 24 | 11.1% | -1.8% | ||
| Q2 24 | 2.3% | -22.7% | ||
| Q1 24 | 50.0% | -10.4% |
资本支出强度HAFCRDI
| Q4 25 | 3.2% | 0.3% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 0.9% | 0.6% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 4.3% | 1.7% | ||
| Q3 24 | 0.4% | 4.0% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 1.4% | 4.3% |
现金转化率HAFCRDI
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HAFC
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
