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HANMI FINANCIAL CORP（HAFC）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
HANMI FINANCIAL CORP的季度营收约是RE/MAX Holdings, Inc.的1.0倍（$71.2M vs $71.1M），HANMI FINANCIAL CORP净利率更高（29.8% vs 2.0%，领先27.8%），HANMI FINANCIAL CORP同比增速更快（17.1% vs -1.8%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $33.5M），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs -4.7%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
HAFC vs RMAX — 直观对比
营收规模更大
HAFC
是对方的1.0倍
$71.1M
营收增速更快
HAFC
高出18.9%
-1.8%
净利率更高
HAFC
高出27.8%
2.0%
自由现金流更多
HAFC
多$170.2M
$33.5M
两年增速更快
HAFC
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $71.1M |
| 净利润 | $21.2M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 29.8% | 13.1% |
| 净利率 | 29.8% | 2.0% |
| 营收同比 | 17.1% | -1.8% |
| 净利润同比 | 20.0% | -75.2% |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCRMAX
| Q4 25 | $71.2M | $71.1M | ||
| Q3 25 | $71.0M | $73.2M | ||
| Q2 25 | $65.2M | $72.8M | ||
| Q1 25 | $62.8M | $74.5M | ||
| Q4 24 | $60.8M | $72.5M | ||
| Q3 24 | $58.5M | $78.5M | ||
| Q2 24 | $56.7M | $78.5M | ||
| Q1 24 | $58.4M | $78.3M |
净利润HAFCRMAX
| Q4 25 | $21.2M | $1.4M | ||
| Q3 25 | $22.1M | $4.0M | ||
| Q2 25 | $15.1M | $4.7M | ||
| Q1 25 | $17.7M | $-2.0M | ||
| Q4 24 | $17.7M | $5.8M | ||
| Q3 24 | $14.9M | $966.0K | ||
| Q2 24 | $14.5M | $3.7M | ||
| Q1 24 | $15.2M | $-3.4M |
营业利润率HAFCRMAX
| Q4 25 | 29.8% | 13.1% | ||
| Q3 25 | 31.1% | 25.0% | ||
| Q2 25 | 23.2% | 19.3% | ||
| Q1 25 | 28.1% | 7.2% | ||
| Q4 24 | 29.1% | 5.9% | ||
| Q3 24 | 25.5% | 19.4% | ||
| Q2 24 | 25.5% | 20.6% | ||
| Q1 24 | 26.0% | 5.8% |
净利率HAFCRMAX
| Q4 25 | 29.8% | 2.0% | ||
| Q3 25 | 31.1% | 5.4% | ||
| Q2 25 | 23.2% | 6.4% | ||
| Q1 25 | 28.1% | -2.6% | ||
| Q4 24 | 29.1% | 8.0% | ||
| Q3 24 | 25.5% | 1.2% | ||
| Q2 24 | 25.5% | 4.7% | ||
| Q1 24 | 26.0% | -4.3% |
每股收益（稀释后）HAFCRMAX
| Q4 25 | $0.70 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.58 | — | ||
| Q4 24 | $0.58 | — | ||
| Q3 24 | $0.49 | — | ||
| Q2 24 | $0.48 | — | ||
| Q1 24 | $0.50 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $796.4M | $452.4M |
| 总资产 | $7.9B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资HAFCRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务HAFCRMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益HAFCRMAX
| Q4 25 | $796.4M | $452.4M | ||
| Q3 25 | $779.5M | $448.1M | ||
| Q2 25 | $762.8M | $442.4M | ||
| Q1 25 | $751.5M | $433.5M | ||
| Q4 24 | $732.2M | $429.5M | ||
| Q3 24 | $736.7M | $423.1M | ||
| Q2 24 | $707.1M | $418.4M | ||
| Q1 24 | $703.1M | $412.0M |
总资产HAFCRMAX
| Q4 25 | $7.9B | $582.5M | ||
| Q3 25 | $7.9B | $582.2M | ||
| Q2 25 | $7.9B | $574.8M | ||
| Q1 25 | $7.7B | $571.4M | ||
| Q4 24 | $7.7B | $581.6M | ||
| Q3 24 | $7.7B | $578.6M | ||
| Q2 24 | $7.6B | $571.4M | ||
| Q1 24 | $7.5B | $566.7M |
负债/权益比HAFCRMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | $33.5M |
| 自由现金流率自由现金流/营收 | 286.2% | 47.1% |
| 资本支出强度资本支出/营收 | 3.2% | 10.4% |
| 现金转化率经营现金流/净利润 | 9.70× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $356.1M | $56.8M |
8季度趋势，按日历期对齐
经营现金流HAFCRMAX
| Q4 25 | $206.0M | $40.9M | ||
| Q3 25 | $146.9M | $17.7M | ||
| Q2 25 | $-19.0M | $4.6M | ||
| Q1 25 | $25.8M | $5.7M | ||
| Q4 24 | $52.6M | $59.7M | ||
| Q3 24 | $6.7M | $17.6M | ||
| Q2 24 | $2.1M | $15.9M | ||
| Q1 24 | $30.0M | $9.4M |
自由现金流HAFCRMAX
| Q4 25 | $203.7M | $33.5M | ||
| Q3 25 | $146.4M | $16.4M | ||
| Q2 25 | $-19.6M | $2.9M | ||
| Q1 25 | $25.6M | $4.0M | ||
| Q4 24 | $49.9M | $53.0M | ||
| Q3 24 | $6.5M | $16.3M | ||
| Q2 24 | $1.3M | $14.0M | ||
| Q1 24 | $29.2M | $6.8M |
自由现金流率HAFCRMAX
| Q4 25 | 286.2% | 47.1% | ||
| Q3 25 | 206.3% | 22.4% | ||
| Q2 25 | -30.0% | 4.0% | ||
| Q1 25 | 40.7% | 5.3% | ||
| Q4 24 | 82.1% | 73.2% | ||
| Q3 24 | 11.1% | 20.8% | ||
| Q2 24 | 2.3% | 17.8% | ||
| Q1 24 | 50.0% | 8.6% |
资本支出强度HAFCRMAX
| Q4 25 | 3.2% | 10.4% | ||
| Q3 25 | 0.8% | 1.8% | ||
| Q2 25 | 0.9% | 2.2% | ||
| Q1 25 | 0.4% | 2.3% | ||
| Q4 24 | 4.3% | 9.1% | ||
| Q3 24 | 0.4% | 1.7% | ||
| Q2 24 | 1.4% | 2.4% | ||
| Q1 24 | 1.4% | 3.3% |
现金转化率HAFCRMAX
| Q4 25 | 9.70× | 28.39× | ||
| Q3 25 | 6.66× | 4.45× | ||
| Q2 25 | -1.26× | 0.97× | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | 10.28× | ||
| Q3 24 | 0.45× | 18.22× | ||
| Q2 24 | 0.14× | 4.29× | ||
| Q1 24 | 1.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HAFC
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
