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HANMI FINANCIAL CORP（HAFC）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是HANMI FINANCIAL CORP的1.4倍（$100.0M vs $71.2M），HANMI FINANCIAL CORP净利率更高（29.8% vs -7.0%，领先36.9%），HANMI FINANCIAL CORP同比增速更快（17.1% vs 14.5%），HANMI FINANCIAL CORP自由现金流更多（$203.7M vs $14.1M），过去两年HANMI FINANCIAL CORP的营收复合增速更高（10.4% vs -4.9%）
韩美金融（HANMI FINANCIAL CORP）旗下韩美银行是一家总部位于美国加利福尼亚州洛杉矶的社区银行，目前在加州、得州、伊利诺伊州、纽约州、新泽西州和弗吉尼亚州共设有35家分行与8个贷款业务办事处。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
HAFC vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.4倍
$71.2M
营收增速更快
HAFC
高出2.5%
14.5%
净利率更高
HAFC
高出36.9%
-7.0%
自由现金流更多
HAFC
多$189.6M
$14.1M
两年增速更快
HAFC
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.2M | $100.0M |
| 净利润 | $21.2M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 29.8% | -10.7% |
| 净利率 | 29.8% | -7.0% |
| 营收同比 | 17.1% | 14.5% |
| 净利润同比 | 20.0% | 76.0% |
| 每股收益（稀释后） | $0.70 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HAFCSWIM
| Q4 25 | $71.2M | $100.0M | ||
| Q3 25 | $71.0M | $161.9M | ||
| Q2 25 | $65.2M | $172.6M | ||
| Q1 25 | $62.8M | $111.4M | ||
| Q4 24 | $60.8M | $87.3M | ||
| Q3 24 | $58.5M | $150.5M | ||
| Q2 24 | $56.7M | $160.1M | ||
| Q1 24 | $58.4M | $110.6M |
净利润HAFCSWIM
| Q4 25 | $21.2M | $-7.0M | ||
| Q3 25 | $22.1M | $8.1M | ||
| Q2 25 | $15.1M | $16.0M | ||
| Q1 25 | $17.7M | $-6.0M | ||
| Q4 24 | $17.7M | $-29.2M | ||
| Q3 24 | $14.9M | $5.9M | ||
| Q2 24 | $14.5M | $13.3M | ||
| Q1 24 | $15.2M | $-7.9M |
毛利率HAFCSWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率HAFCSWIM
| Q4 25 | 29.8% | -10.7% | ||
| Q3 25 | 31.1% | 13.3% | ||
| Q2 25 | 23.2% | 14.3% | ||
| Q1 25 | 28.1% | -4.4% | ||
| Q4 24 | 29.1% | -14.9% | ||
| Q3 24 | 25.5% | 8.9% | ||
| Q2 24 | 25.5% | 12.5% | ||
| Q1 24 | 26.0% | -1.9% |
净利率HAFCSWIM
| Q4 25 | 29.8% | -7.0% | ||
| Q3 25 | 31.1% | 5.0% | ||
| Q2 25 | 23.2% | 9.3% | ||
| Q1 25 | 28.1% | -5.4% | ||
| Q4 24 | 29.1% | -33.4% | ||
| Q3 24 | 25.5% | 3.9% | ||
| Q2 24 | 25.5% | 8.3% | ||
| Q1 24 | 26.0% | -7.1% |
每股收益（稀释后）HAFCSWIM
| Q4 25 | $0.70 | $-0.06 | ||
| Q3 25 | $0.73 | $0.07 | ||
| Q2 25 | $0.50 | $0.13 | ||
| Q1 25 | $0.58 | $-0.05 | ||
| Q4 24 | $0.58 | $-0.24 | ||
| Q3 24 | $0.49 | $0.05 | ||
| Q2 24 | $0.48 | $0.11 | ||
| Q1 24 | $0.50 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $279.8M |
| 股东权益账面价值 | $796.4M | $405.9M |
| 总资产 | $7.9B | $823.2M |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
总债务HAFCSWIM
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M | ||
| Q1 24 | — | $282.8M |
股东权益HAFCSWIM
| Q4 25 | $796.4M | $405.9M | ||
| Q3 25 | $779.5M | $408.4M | ||
| Q2 25 | $762.8M | $398.4M | ||
| Q1 25 | $751.5M | $381.1M | ||
| Q4 24 | $732.2M | $387.2M | ||
| Q3 24 | $736.7M | $416.6M | ||
| Q2 24 | $707.1M | $408.1M | ||
| Q1 24 | $703.1M | $391.8M |
总资产HAFCSWIM
| Q4 25 | $7.9B | $823.2M | ||
| Q3 25 | $7.9B | $844.4M | ||
| Q2 25 | $7.9B | $822.1M | ||
| Q1 25 | $7.7B | $824.6M | ||
| Q4 24 | $7.7B | $794.2M | ||
| Q3 24 | $7.7B | $853.4M | ||
| Q2 24 | $7.6B | $830.0M | ||
| Q1 24 | $7.5B | $808.6M |
负债/权益比HAFCSWIM
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.0M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $203.7M | $14.1M |
| 自由现金流率自由现金流/营收 | 286.2% | 14.1% |
| 资本支出强度资本支出/营收 | 3.2% | 9.2% |
| 现金转化率经营现金流/净利润 | 9.70× | — |
| 过去12个月自由现金流最近4个季度 | $356.1M | $38.0M |
8季度趋势，按日历期对齐
经营现金流HAFCSWIM
| Q4 25 | $206.0M | $23.3M | ||
| Q3 25 | $146.9M | $51.0M | ||
| Q2 25 | $-19.0M | $36.0M | ||
| Q1 25 | $25.8M | $-46.9M | ||
| Q4 24 | $52.6M | $6.2M | ||
| Q3 24 | $6.7M | $37.2M | ||
| Q2 24 | $2.1M | $52.4M | ||
| Q1 24 | $30.0M | $-34.5M |
自由现金流HAFCSWIM
| Q4 25 | $203.7M | $14.1M | ||
| Q3 25 | $146.4M | $45.2M | ||
| Q2 25 | $-19.6M | $29.1M | ||
| Q1 25 | $25.6M | $-50.3M | ||
| Q4 24 | $49.9M | $-98.0K | ||
| Q3 24 | $6.5M | $33.2M | ||
| Q2 24 | $1.3M | $47.9M | ||
| Q1 24 | $29.2M | $-39.9M |
自由现金流率HAFCSWIM
| Q4 25 | 286.2% | 14.1% | ||
| Q3 25 | 206.3% | 27.9% | ||
| Q2 25 | -30.0% | 16.8% | ||
| Q1 25 | 40.7% | -45.2% | ||
| Q4 24 | 82.1% | -0.1% | ||
| Q3 24 | 11.1% | 22.1% | ||
| Q2 24 | 2.3% | 29.9% | ||
| Q1 24 | 50.0% | -36.0% |
资本支出强度HAFCSWIM
| Q4 25 | 3.2% | 9.2% | ||
| Q3 25 | 0.8% | 3.6% | ||
| Q2 25 | 0.9% | 4.0% | ||
| Q1 25 | 0.4% | 3.1% | ||
| Q4 24 | 4.3% | 7.2% | ||
| Q3 24 | 0.4% | 2.7% | ||
| Q2 24 | 1.4% | 2.8% | ||
| Q1 24 | 1.4% | 4.8% |
现金转化率HAFCSWIM
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | 6.29× | ||
| Q2 25 | -1.26× | 2.25× | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | 6.32× | ||
| Q2 24 | 0.14× | 3.95× | ||
| Q1 24 | 1.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HAFC
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
