vs
HORIZON BANCORP INC（HBNC）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
HORIZON BANCORP INC的季度营收约是READING INTERNATIONAL INC的1.3倍（$63.5M vs $50.3M），HORIZON BANCORP INC净利率更高（42.4% vs -5.1%，领先47.5%），HORIZON BANCORP INC同比增速更快（19.5% vs -14.2%），HORIZON BANCORP INC自由现金流更多（$74.3M vs $4.1M），过去两年HORIZON BANCORP INC的营收复合增速更高（9.2% vs 5.6%）
第一地平线集团（原第一田纳西银行）是一家金融服务企业，1864年成立，总部位于美国田纳西州孟菲斯。集团通过旗下银行子公司第一地平线银行，在美国东南部12个州开展金融业务，是该区域第四大区域性银行。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
HBNC vs RDI — 直观对比
营收规模更大
HBNC
是对方的1.3倍
$50.3M
营收增速更快
HBNC
高出33.7%
-14.2%
净利率更高
HBNC
高出47.5%
-5.1%
自由现金流更多
HBNC
多$70.2M
$4.1M
两年增速更快
HBNC
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.5M | $50.3M |
| 净利润 | $26.9M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 51.5% | -1.9% |
| 净利率 | 42.4% | -5.1% |
| 营收同比 | 19.5% | -14.2% |
| 净利润同比 | 347.4% | -14.5% |
| 每股收益（稀释后） | $0.44 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBNCRDI
| Q4 25 | $63.5M | $50.3M | ||
| Q3 25 | $58.4M | $52.2M | ||
| Q2 25 | $66.3M | $60.4M | ||
| Q1 25 | $68.8M | $40.2M | ||
| Q4 24 | $53.1M | $58.6M | ||
| Q3 24 | $58.4M | $60.1M | ||
| Q2 24 | $55.8M | $46.8M | ||
| Q1 24 | $53.2M | $45.1M |
净利润HBNCRDI
| Q4 25 | $26.9M | $-2.6M | ||
| Q3 25 | $-222.0M | $-4.2M | ||
| Q2 25 | $20.6M | $-2.7M | ||
| Q1 25 | $23.9M | $-4.8M | ||
| Q4 24 | $-10.9M | $-2.2M | ||
| Q3 24 | $18.2M | $-7.0M | ||
| Q2 24 | $14.1M | $-12.8M | ||
| Q1 24 | $14.0M | $-13.2M |
营业利润率HBNCRDI
| Q4 25 | 51.5% | -1.9% | ||
| Q3 25 | -490.4% | -0.6% | ||
| Q2 25 | 36.8% | 4.8% | ||
| Q1 25 | 40.8% | -17.2% | ||
| Q4 24 | -41.3% | 2.6% | ||
| Q3 24 | 31.0% | -0.6% | ||
| Q2 24 | 28.5% | -16.4% | ||
| Q1 24 | 28.8% | -16.7% |
净利率HBNCRDI
| Q4 25 | 42.4% | -5.1% | ||
| Q3 25 | -380.2% | -8.0% | ||
| Q2 25 | 31.1% | -4.4% | ||
| Q1 25 | 34.8% | -11.8% | ||
| Q4 24 | -20.5% | -3.8% | ||
| Q3 24 | 31.1% | -11.7% | ||
| Q2 24 | 25.4% | -27.4% | ||
| Q1 24 | 26.3% | -29.4% |
每股收益（稀释后）HBNCRDI
| Q4 25 | $0.44 | $-0.11 | ||
| Q3 25 | $-4.69 | $-0.18 | ||
| Q2 25 | $0.47 | $-0.12 | ||
| Q1 25 | $0.54 | $-0.21 | ||
| Q4 24 | $-0.25 | $-0.11 | ||
| Q3 24 | $0.41 | $-0.31 | ||
| Q2 24 | $0.32 | $-0.57 | ||
| Q1 24 | $0.32 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $139.5M | $10.5M |
| 总债务越低越好 | $248.6M | $185.1M |
| 股东权益账面价值 | $688.3M | $-18.2M |
| 总资产 | $6.4B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.36× | — |
8季度趋势，按日历期对齐
现金及短期投资HBNCRDI
| Q4 25 | $139.5M | $10.5M | ||
| Q3 25 | $458.3M | $8.1M | ||
| Q2 25 | $137.9M | $9.1M | ||
| Q1 25 | $169.7M | $5.9M | ||
| Q4 24 | $293.4M | $12.4M | ||
| Q3 24 | $234.8M | $10.1M | ||
| Q2 24 | $146.1M | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务HBNCRDI
| Q4 25 | $248.6M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.2B | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HBNCRDI
| Q4 25 | $688.3M | $-18.2M | ||
| Q3 25 | $660.8M | $-12.1M | ||
| Q2 25 | $790.9M | $-7.7M | ||
| Q1 25 | $776.1M | $-8.1M | ||
| Q4 24 | $763.6M | $-4.4M | ||
| Q3 24 | $754.8M | $1.6M | ||
| Q2 24 | $726.7M | $6.5M | ||
| Q1 24 | $721.3M | $18.0M |
总资产HBNCRDI
| Q4 25 | $6.4B | $434.9M | ||
| Q3 25 | $6.7B | $435.2M | ||
| Q2 25 | $7.7B | $438.1M | ||
| Q1 25 | $7.6B | $441.0M | ||
| Q4 24 | $7.8B | $471.0M | ||
| Q3 24 | $7.9B | $495.7M | ||
| Q2 24 | $7.9B | $494.9M | ||
| Q1 24 | $7.9B | $494.9M |
负债/权益比HBNCRDI
| Q4 25 | 0.36× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $79.2M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $74.3M | $4.1M |
| 自由现金流率自由现金流/营收 | 117.0% | 8.2% |
| 资本支出强度资本支出/营收 | 7.8% | 0.3% |
| 现金转化率经营现金流/净利润 | 2.94× | — |
| 过去12个月自由现金流最近4个季度 | $115.9M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流HBNCRDI
| Q4 25 | $79.2M | $4.3M | ||
| Q3 25 | $10.9M | $295.0K | ||
| Q2 25 | $19.5M | $1.6M | ||
| Q1 25 | $15.2M | $-7.7M | ||
| Q4 24 | $6.4M | $8.0M | ||
| Q3 24 | $32.3M | $1.3M | ||
| Q2 24 | $15.9M | $-10.4M | ||
| Q1 24 | $6.5M | $-2.8M |
自由现金流HBNCRDI
| Q4 25 | $74.3M | $4.1M | ||
| Q3 25 | $9.4M | $-246.0K | ||
| Q2 25 | $18.1M | $1.2M | ||
| Q1 25 | $14.1M | $-8.0M | ||
| Q4 24 | $1.3M | $7.0M | ||
| Q3 24 | $31.0M | $-1.1M | ||
| Q2 24 | $15.1M | $-10.6M | ||
| Q1 24 | $5.4M | $-4.7M |
自由现金流率HBNCRDI
| Q4 25 | 117.0% | 8.2% | ||
| Q3 25 | 16.1% | -0.5% | ||
| Q2 25 | 27.3% | 1.9% | ||
| Q1 25 | 20.5% | -19.8% | ||
| Q4 24 | 2.4% | 12.0% | ||
| Q3 24 | 53.1% | -1.8% | ||
| Q2 24 | 27.1% | -22.7% | ||
| Q1 24 | 10.1% | -10.4% |
资本支出强度HBNCRDI
| Q4 25 | 7.8% | 0.3% | ||
| Q3 25 | 2.6% | 1.0% | ||
| Q2 25 | 2.1% | 0.6% | ||
| Q1 25 | 1.6% | 0.6% | ||
| Q4 24 | 9.6% | 1.7% | ||
| Q3 24 | 2.2% | 4.0% | ||
| Q2 24 | 1.5% | 0.5% | ||
| Q1 24 | 2.2% | 4.3% |
现金转化率HBNCRDI
| Q4 25 | 2.94× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.94× | — | ||
| Q1 25 | 0.64× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 0.47× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBNC
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
