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HORIZON BANCORP INC（HBNC）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是HORIZON BANCORP INC的1.9倍（$117.7M vs $63.5M），HORIZON BANCORP INC净利率更高（42.4% vs -10.8%，领先53.2%），HORIZON BANCORP INC同比增速更快（19.5% vs -19.2%），HORIZON BANCORP INC自由现金流更多（$74.3M vs $15.6M），过去两年HORIZON BANCORP INC的营收复合增速更高（9.2% vs -11.8%）
第一地平线集团（原第一田纳西银行）是一家金融服务企业，1864年成立，总部位于美国田纳西州孟菲斯。集团通过旗下银行子公司第一地平线银行，在美国东南部12个州开展金融业务，是该区域第四大区域性银行。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
HBNC vs RGP — 直观对比
营收规模更大
RGP
是对方的1.9倍
$63.5M
营收增速更快
HBNC
高出38.6%
-19.2%
净利率更高
HBNC
高出53.2%
-10.8%
自由现金流更多
HBNC
多$58.7M
$15.6M
两年增速更快
HBNC
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $63.5M | $117.7M |
| 净利润 | $26.9M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 51.5% | -10.3% |
| 净利率 | 42.4% | -10.8% |
| 营收同比 | 19.5% | -19.2% |
| 净利润同比 | 347.4% | 81.6% |
| 每股收益（稀释后） | $0.44 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBNCRGP
| Q4 25 | $63.5M | $117.7M | ||
| Q3 25 | $58.4M | $120.2M | ||
| Q2 25 | $66.3M | $139.3M | ||
| Q1 25 | $68.8M | $129.4M | ||
| Q4 24 | $53.1M | $145.6M | ||
| Q3 24 | $58.4M | $136.9M | ||
| Q2 24 | $55.8M | $148.2M | ||
| Q1 24 | $53.2M | $151.3M |
净利润HBNCRGP
| Q4 25 | $26.9M | $-12.7M | ||
| Q3 25 | $-222.0M | $-2.4M | ||
| Q2 25 | $20.6M | $-73.3M | ||
| Q1 25 | $23.9M | $-44.1M | ||
| Q4 24 | $-10.9M | $-68.7M | ||
| Q3 24 | $18.2M | $-5.7M | ||
| Q2 24 | $14.1M | $10.5M | ||
| Q1 24 | $14.0M | $2.5M |
毛利率HBNCRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率HBNCRGP
| Q4 25 | 51.5% | -10.3% | ||
| Q3 25 | -490.4% | -1.7% | ||
| Q2 25 | 36.8% | -47.0% | ||
| Q1 25 | 40.8% | -38.4% | ||
| Q4 24 | -41.3% | -52.7% | ||
| Q3 24 | 31.0% | -3.5% | ||
| Q2 24 | 28.5% | 7.6% | ||
| Q1 24 | 28.8% | 2.8% |
净利率HBNCRGP
| Q4 25 | 42.4% | -10.8% | ||
| Q3 25 | -380.2% | -2.0% | ||
| Q2 25 | 31.1% | -52.6% | ||
| Q1 25 | 34.8% | -34.0% | ||
| Q4 24 | -20.5% | -47.2% | ||
| Q3 24 | 31.1% | -4.2% | ||
| Q2 24 | 25.4% | 7.1% | ||
| Q1 24 | 26.3% | 1.7% |
每股收益（稀释后）HBNCRGP
| Q4 25 | $0.44 | $-0.38 | ||
| Q3 25 | $-4.69 | $-0.07 | ||
| Q2 25 | $0.47 | $-2.21 | ||
| Q1 25 | $0.54 | $-1.34 | ||
| Q4 24 | $-0.25 | $-2.08 | ||
| Q3 24 | $0.41 | $-0.17 | ||
| Q2 24 | $0.32 | $0.31 | ||
| Q1 24 | $0.32 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $139.5M | $89.8M |
| 总债务越低越好 | $248.6M | — |
| 股东权益账面价值 | $688.3M | $194.6M |
| 总资产 | $6.4B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.36× | — |
8季度趋势，按日历期对齐
现金及短期投资HBNCRGP
| Q4 25 | $139.5M | $89.8M | ||
| Q3 25 | $458.3M | $77.5M | ||
| Q2 25 | $137.9M | $86.1M | ||
| Q1 25 | $169.7M | $72.5M | ||
| Q4 24 | $293.4M | $78.2M | ||
| Q3 24 | $234.8M | $89.6M | ||
| Q2 24 | $146.1M | $108.9M | ||
| Q1 24 | — | $113.8M |
总债务HBNCRGP
| Q4 25 | $248.6M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HBNCRGP
| Q4 25 | $688.3M | $194.6M | ||
| Q3 25 | $660.8M | $206.4M | ||
| Q2 25 | $790.9M | $207.1M | ||
| Q1 25 | $776.1M | $277.8M | ||
| Q4 24 | $763.6M | $325.7M | ||
| Q3 24 | $754.8M | $407.2M | ||
| Q2 24 | $726.7M | $418.8M | ||
| Q1 24 | $721.3M | $414.9M |
总资产HBNCRGP
| Q4 25 | $6.4B | $289.3M | ||
| Q3 25 | $6.7B | $287.2M | ||
| Q2 25 | $7.7B | $304.7M | ||
| Q1 25 | $7.6B | $375.6M | ||
| Q4 24 | $7.8B | $424.9M | ||
| Q3 24 | $7.9B | $512.9M | ||
| Q2 24 | $7.9B | $510.9M | ||
| Q1 24 | $7.9B | $523.2M |
负债/权益比HBNCRGP
| Q4 25 | 0.36× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $79.2M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $74.3M | $15.6M |
| 自由现金流率自由现金流/营收 | 117.0% | 13.2% |
| 资本支出强度资本支出/营收 | 7.8% | 0.3% |
| 现金转化率经营现金流/净利润 | 2.94× | — |
| 过去12个月自由现金流最近4个季度 | $115.9M | $24.3M |
8季度趋势，按日历期对齐
经营现金流HBNCRGP
| Q4 25 | $79.2M | $15.9M | ||
| Q3 25 | $10.9M | $-7.8M | ||
| Q2 25 | $19.5M | $16.8M | ||
| Q1 25 | $15.2M | $659.0K | ||
| Q4 24 | $6.4M | $1.8M | ||
| Q3 24 | $32.3M | $-309.0K | ||
| Q2 24 | $15.9M | $3.2M | ||
| Q1 24 | $6.5M | $20.5M |
自由现金流HBNCRGP
| Q4 25 | $74.3M | $15.6M | ||
| Q3 25 | $9.4M | $-8.0M | ||
| Q2 25 | $18.1M | $16.5M | ||
| Q1 25 | $14.1M | $238.0K | ||
| Q4 24 | $1.3M | $61.0K | ||
| Q3 24 | $31.0M | $-575.0K | ||
| Q2 24 | $15.1M | $3.0M | ||
| Q1 24 | $5.4M | $20.4M |
自由现金流率HBNCRGP
| Q4 25 | 117.0% | 13.2% | ||
| Q3 25 | 16.1% | -6.6% | ||
| Q2 25 | 27.3% | 11.8% | ||
| Q1 25 | 20.5% | 0.2% | ||
| Q4 24 | 2.4% | 0.0% | ||
| Q3 24 | 53.1% | -0.4% | ||
| Q2 24 | 27.1% | 2.1% | ||
| Q1 24 | 10.1% | 13.5% |
资本支出强度HBNCRGP
| Q4 25 | 7.8% | 0.3% | ||
| Q3 25 | 2.6% | 0.1% | ||
| Q2 25 | 2.1% | 0.2% | ||
| Q1 25 | 1.6% | 0.3% | ||
| Q4 24 | 9.6% | 1.2% | ||
| Q3 24 | 2.2% | 0.2% | ||
| Q2 24 | 1.5% | 0.1% | ||
| Q1 24 | 2.2% | 0.1% |
现金转化率HBNCRGP
| Q4 25 | 2.94× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.94× | — | ||
| Q1 25 | 0.64× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.13× | 0.30× | ||
| Q1 24 | 0.47× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBNC
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
