vs
HORIZON BANCORP INC（HBNC）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是HORIZON BANCORP INC的1.1倍（$70.9M vs $63.5M），HORIZON BANCORP INC净利率更高（42.4% vs -7.8%，领先50.2%），HORIZON BANCORP INC同比增速更快（19.5% vs -3.1%），HORIZON BANCORP INC自由现金流更多（$74.3M vs $11.5M），过去两年HORIZON BANCORP INC的营收复合增速更高（9.2% vs -2.0%）
第一地平线集团（原第一田纳西银行）是一家金融服务企业，1864年成立，总部位于美国田纳西州孟菲斯。集团通过旗下银行子公司第一地平线银行，在美国东南部12个州开展金融业务，是该区域第四大区域性银行。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
HBNC vs RICK — 直观对比
营收规模更大
RICK
是对方的1.1倍
$63.5M
营收增速更快
HBNC
高出22.6%
-3.1%
净利率更高
HBNC
高出50.2%
-7.8%
自由现金流更多
HBNC
多$62.8M
$11.5M
两年增速更快
HBNC
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.5M | $70.9M |
| 净利润 | $26.9M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | 51.5% | -0.7% |
| 净利率 | 42.4% | -7.8% |
| 营收同比 | 19.5% | -3.1% |
| 净利润同比 | 347.4% | -2354.9% |
| 每股收益（稀释后） | $0.44 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBNCRICK
| Q4 25 | $63.5M | — | ||
| Q3 25 | $58.4M | $70.9M | ||
| Q2 25 | $66.3M | $71.1M | ||
| Q1 25 | $68.8M | $65.9M | ||
| Q4 24 | $53.1M | $71.5M | ||
| Q3 24 | $58.4M | $73.2M | ||
| Q2 24 | $55.8M | $76.2M | ||
| Q1 24 | $53.2M | $72.3M |
净利润HBNCRICK
| Q4 25 | $26.9M | — | ||
| Q3 25 | $-222.0M | $-5.5M | ||
| Q2 25 | $20.6M | $4.1M | ||
| Q1 25 | $23.9M | $3.2M | ||
| Q4 24 | $-10.9M | $9.0M | ||
| Q3 24 | $18.2M | $244.0K | ||
| Q2 24 | $14.1M | $-5.2M | ||
| Q1 24 | $14.0M | $774.0K |
营业利润率HBNCRICK
| Q4 25 | 51.5% | — | ||
| Q3 25 | -490.4% | -0.7% | ||
| Q2 25 | 36.8% | 12.2% | ||
| Q1 25 | 40.8% | 12.4% | ||
| Q4 24 | -41.3% | 19.5% | ||
| Q3 24 | 31.0% | 4.8% | ||
| Q2 24 | 28.5% | -3.3% | ||
| Q1 24 | 28.8% | 6.4% |
净利率HBNCRICK
| Q4 25 | 42.4% | — | ||
| Q3 25 | -380.2% | -7.8% | ||
| Q2 25 | 31.1% | 5.7% | ||
| Q1 25 | 34.8% | 4.9% | ||
| Q4 24 | -20.5% | 12.6% | ||
| Q3 24 | 31.1% | 0.3% | ||
| Q2 24 | 25.4% | -6.9% | ||
| Q1 24 | 26.3% | 1.1% |
每股收益（稀释后）HBNCRICK
| Q4 25 | $0.44 | — | ||
| Q3 25 | $-4.69 | $-0.60 | ||
| Q2 25 | $0.47 | $0.46 | ||
| Q1 25 | $0.54 | $0.36 | ||
| Q4 24 | $-0.25 | $1.01 | ||
| Q3 24 | $0.41 | $0.04 | ||
| Q2 24 | $0.32 | $-0.56 | ||
| Q1 24 | $0.32 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $139.5M | $33.7M |
| 总债务越低越好 | $248.6M | $238.2M |
| 股东权益账面价值 | $688.3M | $261.1M |
| 总资产 | $6.4B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.36× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资HBNCRICK
| Q4 25 | $139.5M | — | ||
| Q3 25 | $458.3M | $33.7M | ||
| Q2 25 | $137.9M | $29.3M | ||
| Q1 25 | $169.7M | $32.7M | ||
| Q4 24 | $293.4M | $34.7M | ||
| Q3 24 | $234.8M | $32.4M | ||
| Q2 24 | $146.1M | $34.9M | ||
| Q1 24 | — | $20.0M |
总债务HBNCRICK
| Q4 25 | $248.6M | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HBNCRICK
| Q4 25 | $688.3M | — | ||
| Q3 25 | $660.8M | $261.1M | ||
| Q2 25 | $790.9M | $269.5M | ||
| Q1 25 | $776.1M | $268.8M | ||
| Q4 24 | $763.6M | $269.0M | ||
| Q3 24 | $754.8M | $263.4M | ||
| Q2 24 | $726.7M | $271.2M | ||
| Q1 24 | $721.3M | $285.8M |
总资产HBNCRICK
| Q4 25 | $6.4B | — | ||
| Q3 25 | $6.7B | $596.9M | ||
| Q2 25 | $7.7B | $597.4M | ||
| Q1 25 | $7.6B | $589.8M | ||
| Q4 24 | $7.8B | $586.2M | ||
| Q3 24 | $7.9B | $584.4M | ||
| Q2 24 | $7.9B | $601.0M | ||
| Q1 24 | $7.9B | $609.9M |
负债/权益比HBNCRICK
| Q4 25 | 0.36× | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 1.61× | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $79.2M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $74.3M | $11.5M |
| 自由现金流率自由现金流/营收 | 117.0% | 16.2% |
| 资本支出强度资本支出/营收 | 7.8% | 3.2% |
| 现金转化率经营现金流/净利润 | 2.94× | — |
| 过去12个月自由现金流最近4个季度 | $115.9M | $34.9M |
8季度趋势，按日历期对齐
经营现金流HBNCRICK
| Q4 25 | $79.2M | — | ||
| Q3 25 | $10.9M | $13.7M | ||
| Q2 25 | $19.5M | $13.8M | ||
| Q1 25 | $15.2M | $8.5M | ||
| Q4 24 | $6.4M | $13.3M | ||
| Q3 24 | $32.3M | $15.7M | ||
| Q2 24 | $15.9M | $15.8M | ||
| Q1 24 | $6.5M | $10.8M |
自由现金流HBNCRICK
| Q4 25 | $74.3M | — | ||
| Q3 25 | $9.4M | $11.5M | ||
| Q2 25 | $18.1M | $10.1M | ||
| Q1 25 | $14.1M | $5.7M | ||
| Q4 24 | $1.3M | $7.6M | ||
| Q3 24 | $31.0M | $10.3M | ||
| Q2 24 | $15.1M | $9.3M | ||
| Q1 24 | $5.4M | $3.2M |
自由现金流率HBNCRICK
| Q4 25 | 117.0% | — | ||
| Q3 25 | 16.1% | 16.2% | ||
| Q2 25 | 27.3% | 14.2% | ||
| Q1 25 | 20.5% | 8.6% | ||
| Q4 24 | 2.4% | 10.6% | ||
| Q3 24 | 53.1% | 14.0% | ||
| Q2 24 | 27.1% | 12.3% | ||
| Q1 24 | 10.1% | 4.4% |
资本支出强度HBNCRICK
| Q4 25 | 7.8% | — | ||
| Q3 25 | 2.6% | 3.2% | ||
| Q2 25 | 2.1% | 5.2% | ||
| Q1 25 | 1.6% | 4.3% | ||
| Q4 24 | 9.6% | 8.0% | ||
| Q3 24 | 2.2% | 7.3% | ||
| Q2 24 | 1.5% | 8.4% | ||
| Q1 24 | 2.2% | 10.6% |
现金转化率HBNCRICK
| Q4 25 | 2.94× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.94× | 3.40× | ||
| Q1 25 | 0.64× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | 1.78× | 64.14× | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 0.47× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBNC
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
