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HBT Financial, Inc.（HBT）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是HBT Financial, Inc.的1.7倍（$117.7M vs $67.3M），HBT Financial, Inc.净利率更高（16.6% vs -10.8%，领先27.4%），过去两年HBT Financial, Inc.的营收复合增速更高（9.0% vs -11.8%）
HBT Financial, Inc.是总部位于美国伊利诺伊州的区域性银行控股公司，主要为运营区域内的社区居民、中小微企业提供各类零售及商业银行业务，涵盖存取款服务、消费及商业信贷、财富管理咨询、按揭贷款等金融产品。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
HBT vs RGP — 直观对比
营收规模更大
RGP
是对方的1.7倍
$67.3M
净利率更高
HBT
高出27.4%
-10.8%
两年增速更快
HBT
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $67.3M | $117.7M |
| 净利润 | $11.2M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 16.6% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | -41.3% | 81.6% |
| 每股收益（稀释后） | $0.34 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBTRGP
| Q1 26 | $67.3M | — | ||
| Q4 25 | $60.4M | $117.7M | ||
| Q3 25 | $59.8M | $120.2M | ||
| Q2 25 | $58.8M | $139.3M | ||
| Q1 25 | $58.0M | $129.4M | ||
| Q4 24 | $59.0M | $145.6M | ||
| Q3 24 | $56.4M | $136.9M | ||
| Q2 24 | $56.6M | $148.2M |
净利润HBTRGP
| Q1 26 | $11.2M | — | ||
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $19.8M | $-2.4M | ||
| Q2 25 | $19.2M | $-73.3M | ||
| Q1 25 | $19.1M | $-44.1M | ||
| Q4 24 | $20.3M | $-68.7M | ||
| Q3 24 | $18.2M | $-5.7M | ||
| Q2 24 | $18.1M | $10.5M |
毛利率HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | 42.9% | -10.3% | ||
| Q3 25 | 44.7% | -1.7% | ||
| Q2 25 | 44.8% | -47.0% | ||
| Q1 25 | 44.0% | -38.4% | ||
| Q4 24 | 46.4% | -52.7% | ||
| Q3 24 | 43.4% | -3.5% | ||
| Q2 24 | 44.1% | 7.6% |
净利率HBTRGP
| Q1 26 | 16.6% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 33.0% | -2.0% | ||
| Q2 25 | 32.7% | -52.6% | ||
| Q1 25 | 32.9% | -34.0% | ||
| Q4 24 | 42.8% | -47.2% | ||
| Q3 24 | 32.2% | -4.2% | ||
| Q2 24 | 31.9% | 7.1% |
每股收益（稀释后）HBTRGP
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.60 | $-0.38 | ||
| Q3 25 | $0.63 | $-0.07 | ||
| Q2 25 | $0.61 | $-2.21 | ||
| Q1 25 | $0.60 | $-1.34 | ||
| Q4 24 | $0.64 | $-2.08 | ||
| Q3 24 | $0.57 | $-0.17 | ||
| Q2 24 | $0.57 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $287.7M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $747.4M | $194.6M |
| 总资产 | $6.8B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HBTRGP
| Q1 26 | $287.7M | — | ||
| Q4 25 | $122.3M | $89.8M | ||
| Q3 25 | $155.1M | $77.5M | ||
| Q2 25 | $195.7M | $86.1M | ||
| Q1 25 | $211.6M | $72.5M | ||
| Q4 24 | $137.7M | $78.2M | ||
| Q3 24 | $179.7M | $89.6M | ||
| Q2 24 | $195.2M | $108.9M |
股东权益HBTRGP
| Q1 26 | $747.4M | — | ||
| Q4 25 | $615.5M | $194.6M | ||
| Q3 25 | $599.1M | $206.4M | ||
| Q2 25 | $580.9M | $207.1M | ||
| Q1 25 | $565.1M | $277.8M | ||
| Q4 24 | $544.6M | $325.7M | ||
| Q3 24 | $537.7M | $407.2M | ||
| Q2 24 | $509.5M | $418.8M |
总资产HBTRGP
| Q1 26 | $6.8B | — | ||
| Q4 25 | $5.1B | $289.3M | ||
| Q3 25 | $5.0B | $287.2M | ||
| Q2 25 | $5.0B | $304.7M | ||
| Q1 25 | $5.1B | $375.6M | ||
| Q4 24 | $5.0B | $424.9M | ||
| Q3 24 | $5.0B | $512.9M | ||
| Q2 24 | $5.0B | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | $85.1M | $15.9M | ||
| Q3 25 | $17.2M | $-7.8M | ||
| Q2 25 | $13.6M | $16.8M | ||
| Q1 25 | $30.4M | $659.0K | ||
| Q4 24 | $89.4M | $1.8M | ||
| Q3 24 | $25.5M | $-309.0K | ||
| Q2 24 | $19.8M | $3.2M |
自由现金流HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M |
自由现金流率HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% |
资本支出强度HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
现金转化率HBTRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.87× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 1.60× | — | ||
| Q4 24 | 4.41× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 1.10× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBT
| Net Interest Income | $56.4M | 84% |
| Noninterest Income | $10.9M | 16% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
