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HBT Financial, Inc.（HBT）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是HBT Financial, Inc.的1.1倍（$70.9M vs $67.3M），HBT Financial, Inc.净利率更高（16.6% vs -7.8%，领先24.4%），过去两年HBT Financial, Inc.的营收复合增速更高（9.0% vs -2.0%）
HBT Financial, Inc.是总部位于美国伊利诺伊州的区域性银行控股公司，主要为运营区域内的社区居民、中小微企业提供各类零售及商业银行业务，涵盖存取款服务、消费及商业信贷、财富管理咨询、按揭贷款等金融产品。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
HBT vs RICK — 直观对比
营收规模更大
RICK
是对方的1.1倍
$67.3M
净利率更高
HBT
高出24.4%
-7.8%
两年增速更快
HBT
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $67.3M | $70.9M |
| 净利润 | $11.2M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 16.6% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | -41.3% | -2354.9% |
| 每股收益（稀释后） | $0.34 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HBTRICK
| Q1 26 | $67.3M | — | ||
| Q4 25 | $60.4M | — | ||
| Q3 25 | $59.8M | $70.9M | ||
| Q2 25 | $58.8M | $71.1M | ||
| Q1 25 | $58.0M | $65.9M | ||
| Q4 24 | $59.0M | $71.5M | ||
| Q3 24 | $56.4M | $73.2M | ||
| Q2 24 | $56.6M | $76.2M |
净利润HBTRICK
| Q1 26 | $11.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $19.8M | $-5.5M | ||
| Q2 25 | $19.2M | $4.1M | ||
| Q1 25 | $19.1M | $3.2M | ||
| Q4 24 | $20.3M | $9.0M | ||
| Q3 24 | $18.2M | $244.0K | ||
| Q2 24 | $18.1M | $-5.2M |
营业利润率HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | 42.9% | — | ||
| Q3 25 | 44.7% | -0.7% | ||
| Q2 25 | 44.8% | 12.2% | ||
| Q1 25 | 44.0% | 12.4% | ||
| Q4 24 | 46.4% | 19.5% | ||
| Q3 24 | 43.4% | 4.8% | ||
| Q2 24 | 44.1% | -3.3% |
净利率HBTRICK
| Q1 26 | 16.6% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 33.0% | -7.8% | ||
| Q2 25 | 32.7% | 5.7% | ||
| Q1 25 | 32.9% | 4.9% | ||
| Q4 24 | 42.8% | 12.6% | ||
| Q3 24 | 32.2% | 0.3% | ||
| Q2 24 | 31.9% | -6.9% |
每股收益（稀释后）HBTRICK
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.60 | — | ||
| Q3 25 | $0.63 | $-0.60 | ||
| Q2 25 | $0.61 | $0.46 | ||
| Q1 25 | $0.60 | $0.36 | ||
| Q4 24 | $0.64 | $1.01 | ||
| Q3 24 | $0.57 | $0.04 | ||
| Q2 24 | $0.57 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $287.7M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $747.4M | $261.1M |
| 总资产 | $6.8B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资HBTRICK
| Q1 26 | $287.7M | — | ||
| Q4 25 | $122.3M | — | ||
| Q3 25 | $155.1M | $33.7M | ||
| Q2 25 | $195.7M | $29.3M | ||
| Q1 25 | $211.6M | $32.7M | ||
| Q4 24 | $137.7M | $34.7M | ||
| Q3 24 | $179.7M | $32.4M | ||
| Q2 24 | $195.2M | $34.9M |
总债务HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益HBTRICK
| Q1 26 | $747.4M | — | ||
| Q4 25 | $615.5M | — | ||
| Q3 25 | $599.1M | $261.1M | ||
| Q2 25 | $580.9M | $269.5M | ||
| Q1 25 | $565.1M | $268.8M | ||
| Q4 24 | $544.6M | $269.0M | ||
| Q3 24 | $537.7M | $263.4M | ||
| Q2 24 | $509.5M | $271.2M |
总资产HBTRICK
| Q1 26 | $6.8B | — | ||
| Q4 25 | $5.1B | — | ||
| Q3 25 | $5.0B | $596.9M | ||
| Q2 25 | $5.0B | $597.4M | ||
| Q1 25 | $5.1B | $589.8M | ||
| Q4 24 | $5.0B | $586.2M | ||
| Q3 24 | $5.0B | $584.4M | ||
| Q2 24 | $5.0B | $601.0M |
负债/权益比HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | $85.1M | — | ||
| Q3 25 | $17.2M | $13.7M | ||
| Q2 25 | $13.6M | $13.8M | ||
| Q1 25 | $30.4M | $8.5M | ||
| Q4 24 | $89.4M | $13.3M | ||
| Q3 24 | $25.5M | $15.7M | ||
| Q2 24 | $19.8M | $15.8M |
自由现金流HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $11.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $5.7M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $9.3M |
自由现金流率HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 14.2% | ||
| Q1 25 | — | 8.6% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 12.3% |
资本支出强度HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 8.4% |
现金转化率HBTRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.87× | — | ||
| Q2 25 | 0.70× | 3.40× | ||
| Q1 25 | 1.60× | 2.65× | ||
| Q4 24 | 4.41× | 1.48× | ||
| Q3 24 | 1.40× | 64.14× | ||
| Q2 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HBT
| Net Interest Income | $56.4M | 84% |
| Noninterest Income | $10.9M | 16% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
