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HERITAGE FINANCIAL CORP（HFWA）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是HERITAGE FINANCIAL CORP的1.0倍（$66.7M vs $66.3M），牛津地产净利率更高（47.8% vs 33.5%，领先14.3%），HERITAGE FINANCIAL CORP同比增速更快（16.3% vs -13.1%），过去两年HERITAGE FINANCIAL CORP的营收复合增速更高（16.8% vs -6.0%）
总部位于美国华盛顿州的区域性金融控股公司，面向太平洋西北地区的当地社群提供服务，核心业务涵盖商业与零售银行服务，包含存款产品、中小企业贷款、住房抵押贷款、个人信贷及财富管理解决方案，核心客群为中小微企业及个人客户。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
HFWA vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.0倍
$66.3M
营收增速更快
HFWA
高出29.4%
-13.1%
净利率更高
IIPR
高出14.3%
33.5%
两年增速更快
HFWA
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $66.3M | $66.7M |
| 净利润 | $22.2M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 38.7% | 47.8% |
| 净利率 | 33.5% | 47.8% |
| 营收同比 | 16.3% | -13.1% |
| 净利润同比 | 86.4% | -20.4% |
| 每股收益（稀释后） | $0.65 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HFWAIIPR
| Q4 25 | $66.3M | $66.7M | ||
| Q3 25 | $65.7M | $64.7M | ||
| Q2 25 | $56.5M | $62.9M | ||
| Q1 25 | $57.6M | $71.7M | ||
| Q4 24 | $57.1M | $76.7M | ||
| Q3 24 | $54.8M | $76.5M | ||
| Q2 24 | $56.4M | $79.8M | ||
| Q1 24 | $48.6M | $75.5M |
净利润HFWAIIPR
| Q4 25 | $22.2M | $31.8M | ||
| Q3 25 | $19.2M | $29.3M | ||
| Q2 25 | $12.2M | $26.0M | ||
| Q1 25 | $13.9M | $31.1M | ||
| Q4 24 | $11.9M | $40.0M | ||
| Q3 24 | $11.4M | $40.2M | ||
| Q2 24 | $14.2M | $42.0M | ||
| Q1 24 | $5.7M | $39.4M |
营业利润率HFWAIIPR
| Q4 25 | 38.7% | 47.8% | ||
| Q3 25 | 34.0% | 45.5% | ||
| Q2 25 | 25.6% | 45.9% | ||
| Q1 25 | 28.1% | 47.4% | ||
| Q4 24 | 28.6% | 54.7% | ||
| Q3 24 | 23.8% | 54.8% | ||
| Q2 24 | 28.4% | 53.1% | ||
| Q1 24 | 14.1% | 55.7% |
净利率HFWAIIPR
| Q4 25 | 33.5% | 47.8% | ||
| Q3 25 | 29.2% | 45.3% | ||
| Q2 25 | 21.6% | 41.4% | ||
| Q1 25 | 24.2% | 43.3% | ||
| Q4 24 | 20.9% | 52.2% | ||
| Q3 24 | 20.8% | 52.6% | ||
| Q2 24 | 25.1% | 52.6% | ||
| Q1 24 | 11.8% | 52.3% |
每股收益（稀释后）HFWAIIPR
| Q4 25 | $0.65 | $1.07 | ||
| Q3 25 | $0.55 | $0.97 | ||
| Q2 25 | $0.36 | $0.86 | ||
| Q1 25 | $0.40 | $1.03 | ||
| Q4 24 | $0.34 | $1.35 | ||
| Q3 24 | $0.33 | $1.37 | ||
| Q2 24 | $0.41 | $1.44 | ||
| Q1 24 | $0.16 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $233.1M | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $921.5M | $1.8B |
| 总资产 | $7.0B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资HFWAIIPR
| Q4 25 | $233.1M | $47.6M | ||
| Q3 25 | $245.5M | $41.9M | ||
| Q2 25 | $254.1M | $104.9M | ||
| Q1 25 | $248.7M | $133.3M | ||
| Q4 24 | $117.1M | $151.2M | ||
| Q3 24 | $175.6M | $172.4M | ||
| Q2 24 | $113.8M | $160.9M | ||
| Q1 24 | $189.6M | $173.5M |
总债务HFWAIIPR
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HFWAIIPR
| Q4 25 | $921.5M | $1.8B | ||
| Q3 25 | $904.1M | $1.9B | ||
| Q2 25 | $888.2M | $1.9B | ||
| Q1 25 | $881.5M | $1.9B | ||
| Q4 24 | $863.5M | $1.9B | ||
| Q3 24 | $874.5M | $1.9B | ||
| Q2 24 | $850.5M | $1.9B | ||
| Q1 24 | $847.6M | $2.0B |
总资产HFWAIIPR
| Q4 25 | $7.0B | $2.4B | ||
| Q3 25 | $7.0B | $2.3B | ||
| Q2 25 | $7.1B | $2.3B | ||
| Q1 25 | $7.1B | $2.4B | ||
| Q4 24 | $7.1B | $2.4B | ||
| Q3 24 | $7.2B | $2.4B | ||
| Q2 24 | $7.1B | $2.4B | ||
| Q1 24 | $7.1B | $2.4B |
负债/权益比HFWAIIPR
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $94.8M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $85.7M | — |
| 自由现金流率自由现金流/营收 | 129.1% | — |
| 资本支出强度资本支出/营收 | 13.8% | — |
| 现金转化率经营现金流/净利润 | 4.26× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $149.0M | — |
8季度趋势，按日历期对齐
经营现金流HFWAIIPR
| Q4 25 | $94.8M | $198.2M | ||
| Q3 25 | $25.1M | $45.6M | ||
| Q2 25 | $22.5M | $48.4M | ||
| Q1 25 | $19.3M | $54.2M | ||
| Q4 24 | $64.5M | $258.4M | ||
| Q3 24 | $24.2M | $64.9M | ||
| Q2 24 | $6.8M | $64.2M | ||
| Q1 24 | $12.9M | $71.6M |
自由现金流HFWAIIPR
| Q4 25 | $85.7M | — | ||
| Q3 25 | $24.4M | — | ||
| Q2 25 | $20.9M | — | ||
| Q1 25 | $18.1M | — | ||
| Q4 24 | $61.0M | — | ||
| Q3 24 | $23.2M | — | ||
| Q2 24 | $6.0M | — | ||
| Q1 24 | $12.0M | — |
自由现金流率HFWAIIPR
| Q4 25 | 129.1% | — | ||
| Q3 25 | 37.1% | — | ||
| Q2 25 | 37.0% | — | ||
| Q1 25 | 31.4% | — | ||
| Q4 24 | 107.0% | — | ||
| Q3 24 | 42.4% | — | ||
| Q2 24 | 10.6% | — | ||
| Q1 24 | 24.7% | — |
资本支出强度HFWAIIPR
| Q4 25 | 13.8% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.5% | — | ||
| Q1 24 | 1.8% | — |
现金转化率HFWAIIPR
| Q4 25 | 4.26× | 6.22× | ||
| Q3 25 | 1.31× | 1.56× | ||
| Q2 25 | 1.84× | 1.86× | ||
| Q1 25 | 1.38× | 1.75× | ||
| Q4 24 | 5.41× | 6.46× | ||
| Q3 24 | 2.12× | 1.61× | ||
| Q2 24 | 0.48× | 1.53× | ||
| Q1 24 | 2.24× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
