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HERITAGE FINANCIAL CORP（HFWA）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是HERITAGE FINANCIAL CORP的1.2倍（$81.3M vs $66.3M），HERITAGE FINANCIAL CORP净利率更高（33.5% vs -72.8%，领先106.4%），Planet Labs PBC同比增速更快（32.6% vs 16.3%），HERITAGE FINANCIAL CORP自由现金流更多（$85.7M vs $1.9M），过去两年Planet Labs PBC的营收复合增速更高（17.5% vs 16.8%）
总部位于美国华盛顿州的区域性金融控股公司，面向太平洋西北地区的当地社群提供服务，核心业务涵盖商业与零售银行服务，包含存款产品、中小企业贷款、住房抵押贷款、个人信贷及财富管理解决方案，核心客群为中小微企业及个人客户。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
HFWA vs PL — 直观对比
营收规模更大
PL
是对方的1.2倍
$66.3M
营收增速更快
PL
高出16.3%
16.3%
净利率更高
HFWA
高出106.4%
-72.8%
自由现金流更多
HFWA
多$83.8M
$1.9M
两年增速更快
PL
近两年复合增速
16.8%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $66.3M | $81.3M |
| 净利润 | $22.2M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 38.7% | -22.6% |
| 净利率 | 33.5% | -72.8% |
| 营收同比 | 16.3% | 32.6% |
| 净利润同比 | 86.4% | -194.7% |
| 每股收益（稀释后） | $0.65 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HFWAPL
| Q4 25 | $66.3M | $81.3M | ||
| Q3 25 | $65.7M | $73.4M | ||
| Q2 25 | $56.5M | $66.3M | ||
| Q1 25 | $57.6M | $61.6M | ||
| Q4 24 | $57.1M | $61.3M | ||
| Q3 24 | $54.8M | $61.1M | ||
| Q2 24 | $56.4M | $60.4M | ||
| Q1 24 | $48.6M | $58.9M |
净利润HFWAPL
| Q4 25 | $22.2M | $-59.2M | ||
| Q3 25 | $19.2M | $-22.6M | ||
| Q2 25 | $12.2M | $-12.6M | ||
| Q1 25 | $13.9M | $-35.2M | ||
| Q4 24 | $11.9M | $-20.1M | ||
| Q3 24 | $11.4M | $-38.7M | ||
| Q2 24 | $14.2M | $-29.3M | ||
| Q1 24 | $5.7M | $-30.1M |
毛利率HFWAPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率HFWAPL
| Q4 25 | 38.7% | -22.6% | ||
| Q3 25 | 34.0% | -24.5% | ||
| Q2 25 | 25.6% | -34.4% | ||
| Q1 25 | 28.1% | -31.5% | ||
| Q4 24 | 28.6% | -36.9% | ||
| Q3 24 | 23.8% | -64.8% | ||
| Q2 24 | 28.4% | -57.2% | ||
| Q1 24 | 14.1% | -57.6% |
净利率HFWAPL
| Q4 25 | 33.5% | -72.8% | ||
| Q3 25 | 29.2% | -30.8% | ||
| Q2 25 | 21.6% | -19.1% | ||
| Q1 25 | 24.2% | -57.1% | ||
| Q4 24 | 20.9% | -32.8% | ||
| Q3 24 | 20.8% | -63.3% | ||
| Q2 24 | 25.1% | -48.5% | ||
| Q1 24 | 11.8% | -51.1% |
每股收益（稀释后）HFWAPL
| Q4 25 | $0.65 | $-0.19 | ||
| Q3 25 | $0.55 | $-0.07 | ||
| Q2 25 | $0.36 | $-0.04 | ||
| Q1 25 | $0.40 | $-0.12 | ||
| Q4 24 | $0.34 | $-0.07 | ||
| Q3 24 | $0.33 | $-0.13 | ||
| Q2 24 | $0.41 | $-0.10 | ||
| Q1 24 | $0.16 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $233.1M | $443.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $921.5M | $349.6M |
| 总资产 | $7.0B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HFWAPL
| Q4 25 | $233.1M | $443.3M | ||
| Q3 25 | $245.5M | $181.1M | ||
| Q2 25 | $254.1M | $133.5M | ||
| Q1 25 | $248.7M | $118.0M | ||
| Q4 24 | $117.1M | $139.0M | ||
| Q3 24 | $175.6M | $148.3M | ||
| Q2 24 | $113.8M | $107.4M | ||
| Q1 24 | $189.6M | $83.9M |
股东权益HFWAPL
| Q4 25 | $921.5M | $349.6M | ||
| Q3 25 | $904.1M | $435.7M | ||
| Q2 25 | $888.2M | $444.8M | ||
| Q1 25 | $881.5M | $441.3M | ||
| Q4 24 | $863.5M | $464.6M | ||
| Q3 24 | $874.5M | $473.2M | ||
| Q2 24 | $850.5M | $500.3M | ||
| Q1 24 | $847.6M | $518.0M |
总资产HFWAPL
| Q4 25 | $7.0B | $1.1B | ||
| Q3 25 | $7.0B | $696.4M | ||
| Q2 25 | $7.1B | $658.4M | ||
| Q1 25 | $7.1B | $633.8M | ||
| Q4 24 | $7.1B | $630.8M | ||
| Q3 24 | $7.2B | $658.4M | ||
| Q2 24 | $7.1B | $674.6M | ||
| Q1 24 | $7.1B | $702.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $94.8M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $85.7M | $1.9M |
| 自由现金流率自由现金流/营收 | 129.1% | 2.3% |
| 资本支出强度资本支出/营收 | 13.8% | 32.9% |
| 现金转化率经营现金流/净利润 | 4.26× | — |
| 过去12个月自由现金流最近4个季度 | $149.0M | $40.7M |
8季度趋势，按日历期对齐
经营现金流HFWAPL
| Q4 25 | $94.8M | $28.6M | ||
| Q3 25 | $25.1M | $67.8M | ||
| Q2 25 | $22.5M | $17.3M | ||
| Q1 25 | $19.3M | $-6.3M | ||
| Q4 24 | $64.5M | $4.1M | ||
| Q3 24 | $24.2M | $-7.9M | ||
| Q2 24 | $6.8M | $-4.3M | ||
| Q1 24 | $12.9M | $-6.8M |
自由现金流HFWAPL
| Q4 25 | $85.7M | $1.9M | ||
| Q3 25 | $24.4M | $47.5M | ||
| Q2 25 | $20.9M | $9.2M | ||
| Q1 25 | $18.1M | $-17.9M | ||
| Q4 24 | $61.0M | $-3.6M | ||
| Q3 24 | $23.2M | $-23.0M | ||
| Q2 24 | $6.0M | $-14.2M | ||
| Q1 24 | $12.0M | $-15.7M |
自由现金流率HFWAPL
| Q4 25 | 129.1% | 2.3% | ||
| Q3 25 | 37.1% | 64.7% | ||
| Q2 25 | 37.0% | 13.9% | ||
| Q1 25 | 31.4% | -29.1% | ||
| Q4 24 | 107.0% | -5.8% | ||
| Q3 24 | 42.4% | -37.6% | ||
| Q2 24 | 10.6% | -23.6% | ||
| Q1 24 | 24.7% | -26.7% |
资本支出强度HFWAPL
| Q4 25 | 13.8% | 32.9% | ||
| Q3 25 | 1.0% | 27.6% | ||
| Q2 25 | 2.8% | 12.3% | ||
| Q1 25 | 2.0% | 18.9% | ||
| Q4 24 | 6.1% | 12.5% | ||
| Q3 24 | 1.7% | 24.8% | ||
| Q2 24 | 1.5% | 16.4% | ||
| Q1 24 | 1.8% | 15.1% |
现金转化率HFWAPL
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 1.84× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 5.41× | — | ||
| Q3 24 | 2.12× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | 2.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HFWA
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
