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HERITAGE FINANCIAL CORP（HFWA）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
HERITAGE FINANCIAL CORP的季度营收约是REGIS CORP的1.2倍（$66.3M vs $57.1M），HERITAGE FINANCIAL CORP净利率更高（33.5% vs 0.8%，领先32.7%），REGIS CORP同比增速更快（22.3% vs 16.3%），HERITAGE FINANCIAL CORP自由现金流更多（$85.7M vs $891.0K），过去两年HERITAGE FINANCIAL CORP的营收复合增速更高（16.8% vs 7.8%）
总部位于美国华盛顿州的区域性金融控股公司，面向太平洋西北地区的当地社群提供服务，核心业务涵盖商业与零售银行服务，包含存款产品、中小企业贷款、住房抵押贷款、个人信贷及财富管理解决方案，核心客群为中小微企业及个人客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
HFWA vs RGS — 直观对比
营收规模更大
HFWA
是对方的1.2倍
$57.1M
营收增速更快
RGS
高出6.0%
16.3%
净利率更高
HFWA
高出32.7%
0.8%
自由现金流更多
HFWA
多$84.8M
$891.0K
两年增速更快
HFWA
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $66.3M | $57.1M |
| 净利润 | $22.2M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 38.7% | 10.8% |
| 净利率 | 33.5% | 0.8% |
| 营收同比 | 16.3% | 22.3% |
| 净利润同比 | 86.4% | -94.0% |
| 每股收益（稀释后） | $0.65 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HFWARGS
| Q4 25 | $66.3M | $57.1M | ||
| Q3 25 | $65.7M | $59.0M | ||
| Q2 25 | $56.5M | $60.4M | ||
| Q1 25 | $57.6M | $57.0M | ||
| Q4 24 | $57.1M | $46.7M | ||
| Q3 24 | $54.8M | $46.1M | ||
| Q2 24 | $56.4M | $49.4M | ||
| Q1 24 | $48.6M | $49.2M |
净利润HFWARGS
| Q4 25 | $22.2M | $456.0K | ||
| Q3 25 | $19.2M | $1.4M | ||
| Q2 25 | $12.2M | $116.5M | ||
| Q1 25 | $13.9M | $250.0K | ||
| Q4 24 | $11.9M | $7.6M | ||
| Q3 24 | $11.4M | $-853.0K | ||
| Q2 24 | $14.2M | $91.2M | ||
| Q1 24 | $5.7M | $-2.3M |
营业利润率HFWARGS
| Q4 25 | 38.7% | 10.8% | ||
| Q3 25 | 34.0% | 10.0% | ||
| Q2 25 | 25.6% | 12.1% | ||
| Q1 25 | 28.1% | 8.8% | ||
| Q4 24 | 28.6% | 11.8% | ||
| Q3 24 | 23.8% | 4.6% | ||
| Q2 24 | 28.4% | — | ||
| Q1 24 | 14.1% | 8.3% |
净利率HFWARGS
| Q4 25 | 33.5% | 0.8% | ||
| Q3 25 | 29.2% | 2.3% | ||
| Q2 25 | 21.6% | 192.9% | ||
| Q1 25 | 24.2% | 0.4% | ||
| Q4 24 | 20.9% | 16.4% | ||
| Q3 24 | 20.8% | -1.9% | ||
| Q2 24 | 25.1% | 184.7% | ||
| Q1 24 | 11.8% | -4.7% |
每股收益（稀释后）HFWARGS
| Q4 25 | $0.65 | $0.16 | ||
| Q3 25 | $0.55 | $0.49 | ||
| Q2 25 | $0.36 | $43.67 | ||
| Q1 25 | $0.40 | $0.08 | ||
| Q4 24 | $0.34 | $2.71 | ||
| Q3 24 | $0.33 | $-0.36 | ||
| Q2 24 | $0.41 | $38.40 | ||
| Q1 24 | $0.16 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $233.1M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $921.5M | $188.7M |
| 总资产 | $7.0B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资HFWARGS
| Q4 25 | $233.1M | $18.4M | ||
| Q3 25 | $245.5M | $16.6M | ||
| Q2 25 | $254.1M | $17.0M | ||
| Q1 25 | $248.7M | $13.3M | ||
| Q4 24 | $117.1M | $10.2M | ||
| Q3 24 | $175.6M | $6.3M | ||
| Q2 24 | $113.8M | $10.1M | ||
| Q1 24 | $189.6M | $5.9M |
总债务HFWARGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益HFWARGS
| Q4 25 | $921.5M | $188.7M | ||
| Q3 25 | $904.1M | $187.6M | ||
| Q2 25 | $888.2M | $185.6M | ||
| Q1 25 | $881.5M | $68.6M | ||
| Q4 24 | $863.5M | $66.7M | ||
| Q3 24 | $874.5M | $56.4M | ||
| Q2 24 | $850.5M | $56.8M | ||
| Q1 24 | $847.6M | $-35.8M |
总资产HFWARGS
| Q4 25 | $7.0B | $588.3M | ||
| Q3 25 | $7.0B | $592.1M | ||
| Q2 25 | $7.1B | $599.0M | ||
| Q1 25 | $7.1B | $511.2M | ||
| Q4 24 | $7.1B | $530.1M | ||
| Q3 24 | $7.2B | $508.9M | ||
| Q2 24 | $7.1B | $530.5M | ||
| Q1 24 | $7.1B | $543.7M |
负债/权益比HFWARGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $94.8M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $85.7M | $891.0K |
| 自由现金流率自由现金流/营收 | 129.1% | 1.6% |
| 资本支出强度资本支出/营收 | 13.8% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.26× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $149.0M | $14.9M |
8季度趋势，按日历期对齐
经营现金流HFWARGS
| Q4 25 | $94.8M | $1.7M | ||
| Q3 25 | $25.1M | $2.3M | ||
| Q2 25 | $22.5M | $6.8M | ||
| Q1 25 | $19.3M | $6.2M | ||
| Q4 24 | $64.5M | $2.1M | ||
| Q3 24 | $24.2M | $-1.3M | ||
| Q2 24 | $6.8M | $5.1M | ||
| Q1 24 | $12.9M | $-277.0K |
自由现金流HFWARGS
| Q4 25 | $85.7M | $891.0K | ||
| Q3 25 | $24.4M | $1.9M | ||
| Q2 25 | $20.9M | $6.2M | ||
| Q1 25 | $18.1M | $5.9M | ||
| Q4 24 | $61.0M | $1.7M | ||
| Q3 24 | $23.2M | $-1.4M | ||
| Q2 24 | $6.0M | $5.1M | ||
| Q1 24 | $12.0M | $-326.0K |
自由现金流率HFWARGS
| Q4 25 | 129.1% | 1.6% | ||
| Q3 25 | 37.1% | 3.2% | ||
| Q2 25 | 37.0% | 10.3% | ||
| Q1 25 | 31.4% | 10.3% | ||
| Q4 24 | 107.0% | 3.6% | ||
| Q3 24 | 42.4% | -3.0% | ||
| Q2 24 | 10.6% | 10.3% | ||
| Q1 24 | 24.7% | -0.7% |
资本支出强度HFWARGS
| Q4 25 | 13.8% | 1.4% | ||
| Q3 25 | 1.0% | 0.7% | ||
| Q2 25 | 2.8% | 0.9% | ||
| Q1 25 | 2.0% | 0.6% | ||
| Q4 24 | 6.1% | 0.9% | ||
| Q3 24 | 1.7% | 0.0% | ||
| Q2 24 | 1.5% | 0.0% | ||
| Q1 24 | 1.8% | 0.1% |
现金转化率HFWARGS
| Q4 25 | 4.26× | 3.65× | ||
| Q3 25 | 1.31× | 1.68× | ||
| Q2 25 | 1.84× | 0.06× | ||
| Q1 25 | 1.38× | 24.80× | ||
| Q4 24 | 5.41× | 0.28× | ||
| Q3 24 | 2.12× | — | ||
| Q2 24 | 0.48× | 0.06× | ||
| Q1 24 | 2.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HFWA
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
