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HORACE MANN EDUCATORS CORP（HMN）与Slide Insurance Holdings, Inc.（SLDE）财务数据对比。点击上方公司名可切换其他公司
HORACE MANN EDUCATORS CORP的季度营收约是Slide Insurance Holdings, Inc.的1.1倍（$434.8M vs $389.3M），Slide Insurance Holdings, Inc.同比增速更快（38.2% vs 6.3%）
贺拉斯曼是一家总部位于美国伊利诺伊州的金融服务企业，主营汽车保险、财产保险、补充保险与人寿保险业务，同时提供退休年金、共同基金等金融产品，核心服务群体为教育工作者及其家庭。
Slide Insurance Holdings是美国的财产及意外伤害保险公司，总部位于佛罗里达州，在多个沿海州提供商业、住宅、屋主及洪水保险相关产品，服务覆盖不同客户的财产风险保障需求。
HMN vs SLDE — 直观对比
营收规模更大
HMN
是对方的1.1倍
$389.3M
营收增速更快
SLDE
高出31.9%
6.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $434.8M | $389.3M |
| 净利润 | — | $139.5M |
| 毛利率 | — | — |
| 营业利润率 | 10.5% | — |
| 净利率 | — | 35.8% |
| 营收同比 | 6.3% | 38.2% |
| 净利润同比 | — | 50.8% |
| 每股收益（稀释后） | $0.87 | $1.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HMNSLDE
| Q1 26 | — | $389.3M | ||
| Q4 25 | $434.8M | $347.0M | ||
| Q3 25 | $438.5M | $265.7M | ||
| Q2 25 | $411.7M | $261.6M | ||
| Q1 25 | $416.4M | — | ||
| Q4 24 | $409.0M | — | ||
| Q3 24 | $412.1M | — | ||
| Q2 24 | $388.1M | — |
净利润HMNSLDE
| Q1 26 | — | $139.5M | ||
| Q4 25 | — | $170.4M | ||
| Q3 25 | $58.3M | $111.0M | ||
| Q2 25 | $29.4M | $70.1M | ||
| Q1 25 | $38.2M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $34.3M | — | ||
| Q2 24 | $3.8M | — |
营业利润率HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | 10.5% | — | ||
| Q3 25 | 16.3% | 55.3% | ||
| Q2 25 | 8.9% | 36.8% | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 11.8% | — | ||
| Q3 24 | 10.4% | — | ||
| Q2 24 | 1.2% | — |
净利率HMNSLDE
| Q1 26 | — | 35.8% | ||
| Q4 25 | — | 49.1% | ||
| Q3 25 | 13.3% | 41.8% | ||
| Q2 25 | 7.1% | 26.8% | ||
| Q1 25 | 9.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 1.0% | — |
每股收益（稀释后）HMNSLDE
| Q1 26 | — | $1.02 | ||
| Q4 25 | $0.87 | $1.23 | ||
| Q3 25 | $1.40 | $0.79 | ||
| Q2 25 | $0.71 | $0.56 | ||
| Q1 25 | $0.92 | — | ||
| Q4 24 | $0.92 | — | ||
| Q3 24 | $0.83 | — | ||
| Q2 24 | $0.09 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $27.5M | $1.2B |
| 总债务越低越好 | $593.4M | — |
| 股东权益账面价值 | $1.5B | $1.1B |
| 总资产 | $15.3B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.40× | — |
8季度趋势，按日历期对齐
现金及短期投资HMNSLDE
| Q1 26 | — | $1.2B | ||
| Q4 25 | $27.5M | $1.2B | ||
| Q3 25 | $46.7M | $861.6M | ||
| Q2 25 | — | $936.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | $38.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | $593.4M | — | ||
| Q3 25 | $842.9M | $35.0M | ||
| Q2 25 | $547.5M | $36.3M | ||
| Q1 25 | $547.2M | — | ||
| Q4 24 | $547.0M | — | ||
| Q3 24 | $546.7M | — | ||
| Q2 24 | $546.5M | — |
股东权益HMNSLDE
| Q1 26 | — | $1.1B | ||
| Q4 25 | $1.5B | $1.1B | ||
| Q3 25 | $1.4B | $964.2M | ||
| Q2 25 | $1.4B | $868.1M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — |
总资产HMNSLDE
| Q1 26 | — | $2.9B | ||
| Q4 25 | $15.3B | $2.9B | ||
| Q3 25 | $15.5B | $2.7B | ||
| Q2 25 | $14.7B | $2.8B | ||
| Q1 25 | $14.4B | — | ||
| Q4 24 | $14.5B | — | ||
| Q3 24 | $14.7B | — | ||
| Q2 24 | $14.3B | — |
负债/权益比HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | 0.40× | — | ||
| Q3 25 | 0.58× | 0.04× | ||
| Q2 25 | 0.40× | 0.04× | ||
| Q1 25 | 0.41× | — | ||
| Q4 24 | 0.42× | — | ||
| Q3 24 | 0.42× | — | ||
| Q2 24 | 0.45× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $553.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | $553.2M | — | ||
| Q3 25 | $151.2M | $25.3M | ||
| Q2 25 | $131.3M | $350.4M | ||
| Q1 25 | $140.8M | — | ||
| Q4 24 | $452.1M | — | ||
| Q3 24 | $143.9M | — | ||
| Q2 24 | $40.2M | — |
自由现金流HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $24.5M | ||
| Q2 25 | — | $348.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 9.2% | ||
| Q2 25 | — | 133.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率HMNSLDE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.59× | 0.23× | ||
| Q2 25 | 4.47× | 5.00× | ||
| Q1 25 | 3.69× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.20× | — | ||
| Q2 24 | 10.58× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HMN
| Property And Casualty | $224.3M | 52% |
| Life And Retirement | $139.6M | 32% |
| Supplemental And Group Benefits | $77.0M | 18% |
SLDE
暂无分部数据
