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HOME BANCSHARES INC（HOMB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
HOME BANCSHARES INC的季度营收约是LiveRamp Holdings, Inc.的1.3倍（$282.1M vs $212.2M），HOME BANCSHARES INC净利率更高（41.9% vs 18.8%，领先23.1%），HOME BANCSHARES INC同比增速更快（9.2% vs 8.6%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 7.0%）
Home BancShares Inc是以Centennial Bank为运营品牌的银行控股企业，总部位于美国阿肯色州康威市，属于美国大型银行机构，目前在阿肯色、阿拉巴马、佛罗里达、得克萨斯四州及纽约市共设有222家营业网点。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
HOMB vs RAMP — 直观对比
营收规模更大
HOMB
是对方的1.3倍
$212.2M
营收增速更快
HOMB
高出0.6%
8.6%
净利率更高
HOMB
高出23.1%
18.8%
两年增速更快
RAMP
近两年复合增速
7.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $282.1M | $212.2M |
| 净利润 | $118.2M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | 54.4% | 18.6% |
| 净利率 | 41.9% | 18.8% |
| 营收同比 | 9.2% | 8.6% |
| 净利润同比 | 17.6% | 255.7% |
| 每股收益（稀释后） | $0.60 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HOMBRAMP
| Q4 25 | $282.1M | $212.2M | ||
| Q3 25 | $277.7M | $199.8M | ||
| Q2 25 | $271.0M | $194.8M | ||
| Q1 25 | $260.1M | $188.7M | ||
| Q4 24 | $258.4M | $195.4M | ||
| Q3 24 | $258.0M | $185.5M | ||
| Q2 24 | $254.6M | $176.0M | ||
| Q1 24 | $246.4M | $171.9M |
净利润HOMBRAMP
| Q4 25 | $118.2M | $39.9M | ||
| Q3 25 | $123.6M | $27.4M | ||
| Q2 25 | $118.4M | $7.7M | ||
| Q1 25 | $115.2M | $-6.3M | ||
| Q4 24 | $100.6M | $11.2M | ||
| Q3 24 | $100.0M | $1.7M | ||
| Q2 24 | $101.5M | $-7.5M | ||
| Q1 24 | $100.1M | $-5.4M |
毛利率HOMBRAMP
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
营业利润率HOMBRAMP
| Q4 25 | 54.4% | 18.6% | ||
| Q3 25 | 57.4% | 10.7% | ||
| Q2 25 | 56.1% | 3.7% | ||
| Q1 25 | 56.6% | -6.1% | ||
| Q4 24 | 50.1% | 7.5% | ||
| Q3 24 | 50.0% | 4.0% | ||
| Q2 24 | 52.4% | -3.0% | ||
| Q1 24 | 52.9% | -8.3% |
净利率HOMBRAMP
| Q4 25 | 41.9% | 18.8% | ||
| Q3 25 | 44.5% | 13.7% | ||
| Q2 25 | 43.7% | 4.0% | ||
| Q1 25 | 44.3% | -3.3% | ||
| Q4 24 | 38.9% | 5.7% | ||
| Q3 24 | 38.8% | 0.9% | ||
| Q2 24 | 39.9% | -4.3% | ||
| Q1 24 | 40.6% | -3.1% |
每股收益（稀释后）HOMBRAMP
| Q4 25 | $0.60 | $0.62 | ||
| Q3 25 | $0.63 | $0.42 | ||
| Q2 25 | $0.60 | $0.12 | ||
| Q1 25 | $0.58 | $-0.10 | ||
| Q4 24 | $0.50 | $0.17 | ||
| Q3 24 | $0.50 | $0.03 | ||
| Q2 24 | $0.51 | $-0.11 | ||
| Q1 24 | $0.50 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $667.3M | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $962.3M |
| 总资产 | $22.9B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HOMBRAMP
| Q4 25 | $667.3M | $403.4M | ||
| Q3 25 | $800.9M | $376.9M | ||
| Q2 25 | $1.1B | $371.1M | ||
| Q1 25 | $1.3B | $420.8M | ||
| Q4 24 | $910.3M | $384.3M | ||
| Q3 24 | $1.0B | $348.4M | ||
| Q2 24 | $1.1B | $342.7M | ||
| Q1 24 | $1.2B | $368.9M |
股东权益HOMBRAMP
| Q4 25 | $4.3B | $962.3M | ||
| Q3 25 | $4.2B | $943.8M | ||
| Q2 25 | $4.1B | $947.8M | ||
| Q1 25 | $4.0B | $948.9M | ||
| Q4 24 | $4.0B | $957.7M | ||
| Q3 24 | $4.0B | $932.1M | ||
| Q2 24 | $3.9B | $951.9M | ||
| Q1 24 | $3.8B | $949.1M |
总资产HOMBRAMP
| Q4 25 | $22.9B | $1.3B | ||
| Q3 25 | $22.7B | $1.2B | ||
| Q2 25 | $22.9B | $1.2B | ||
| Q1 25 | $23.0B | $1.3B | ||
| Q4 24 | $22.5B | $1.3B | ||
| Q3 24 | $22.8B | $1.2B | ||
| Q2 24 | $22.9B | $1.2B | ||
| Q1 24 | $22.8B | $1.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $399.3M | — |
| 自由现金流经营现金流 - 资本支出 | $377.0M | — |
| 自由现金流率自由现金流/营收 | 133.7% | — |
| 资本支出强度资本支出/营收 | 7.9% | 0.1% |
| 现金转化率经营现金流/净利润 | 3.38× | — |
| 过去12个月自由现金流最近4个季度 | $669.8M | — |
8季度趋势，按日历期对齐
经营现金流HOMBRAMP
| Q4 25 | $399.3M | — | ||
| Q3 25 | $115.2M | $57.4M | ||
| Q2 25 | $78.4M | $-15.8M | ||
| Q1 25 | $117.0M | — | ||
| Q4 24 | $460.6M | $45.1M | ||
| Q3 24 | $128.6M | $55.6M | ||
| Q2 24 | $109.4M | $-9.3M | ||
| Q1 24 | $147.5M | — |
自由现金流HOMBRAMP
| Q4 25 | $377.0M | — | ||
| Q3 25 | $112.2M | $56.8M | ||
| Q2 25 | $70.4M | $-16.2M | ||
| Q1 25 | $110.1M | — | ||
| Q4 24 | $422.1M | $44.8M | ||
| Q3 24 | $116.2M | $55.4M | ||
| Q2 24 | $99.2M | $-9.6M | ||
| Q1 24 | $145.9M | — |
自由现金流率HOMBRAMP
| Q4 25 | 133.7% | — | ||
| Q3 25 | 40.4% | 28.4% | ||
| Q2 25 | 26.0% | -8.3% | ||
| Q1 25 | 42.3% | — | ||
| Q4 24 | 163.4% | 22.9% | ||
| Q3 24 | 45.1% | 29.8% | ||
| Q2 24 | 38.9% | -5.4% | ||
| Q1 24 | 59.2% | — |
资本支出强度HOMBRAMP
| Q4 25 | 7.9% | 0.1% | ||
| Q3 25 | 1.0% | 0.3% | ||
| Q2 25 | 3.0% | 0.2% | ||
| Q1 25 | 2.6% | 0.2% | ||
| Q4 24 | 14.9% | 0.1% | ||
| Q3 24 | 4.8% | 0.1% | ||
| Q2 24 | 4.0% | 0.1% | ||
| Q1 24 | 0.7% | 1.0% |
现金转化率HOMBRAMP
| Q4 25 | 3.38× | — | ||
| Q3 25 | 0.93× | 2.09× | ||
| Q2 25 | 0.66× | -2.04× | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | 4.58× | 4.02× | ||
| Q3 24 | 1.29× | 32.10× | ||
| Q2 24 | 1.08× | — | ||
| Q1 24 | 1.47× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
