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罗宾汉（HOOD）与UWM Holdings Corp（UWMC）财务数据对比。点击上方公司名可切换其他公司
UWM Holdings Corp的季度营收约是罗宾汉的1.0倍（$945.2M vs $927.0M），罗宾汉净利率更高（36.2% vs 2.1%，领先34.2%），UWM Holdings Corp同比增速更快（68.7% vs -27.7%），过去两年UWM Holdings Corp的营收复合增速更高（28.8% vs 16.6%）
罗宾汉市场（Robinhood Markets, Inc.）是总部位于美国加利福尼亚州门洛帕克的金融服务企业，旗下电子交易平台支持股票、ETF、期权、期货、加密货币等品类交易，还提供加密货币钱包、财富管理、信用卡等金融服务，部分银行服务与FDIC投保银行合作推出，同时运营新闻网站Sherwood.News。
UWM控股（前身为联合海岸金融服务）是总部位于美国密歇根州庞蒂亚克的批发抵押贷款机构，专门为独立贷款经纪人提供贷款承销服务，据2024年公开数据显示，该公司是目前美国规模最大的抵押贷款放贷机构。
HOOD vs UWMC — 直观对比
营收规模更大
UWMC
是对方的1.0倍
$927.0M
营收增速更快
UWMC
高出96.5%
-27.7%
净利率更高
HOOD
高出34.2%
2.1%
两年增速更快
UWMC
近两年复合增速
16.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $927.0M | $945.2M |
| 净利润 | $336.0M | $19.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 17.9% |
| 净利率 | 36.2% | 2.1% |
| 营收同比 | -27.7% | 68.7% |
| 净利润同比 | -2.9% | 117.6% |
| 每股收益（稀释后） | $336.00 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HOODUWMC
| Q1 26 | $927.0M | — | ||
| Q4 25 | $1.3B | $945.2M | ||
| Q3 25 | $1.3B | $843.3M | ||
| Q2 25 | $989.0M | $758.7M | ||
| Q1 25 | $927.0M | $613.4M | ||
| Q4 24 | $1.0B | $560.2M | ||
| Q3 24 | $637.0M | $526.4M | ||
| Q2 24 | $682.0M | $507.1M |
净利润HOODUWMC
| Q1 26 | $336.0M | — | ||
| Q4 25 | $605.0M | $19.4M | ||
| Q3 25 | $556.0M | $-1.3M | ||
| Q2 25 | $386.0M | $22.9M | ||
| Q1 25 | $336.0M | $-13.7M | ||
| Q4 24 | $916.0M | $8.9M | ||
| Q3 24 | $150.0M | $-6.3M | ||
| Q2 24 | $188.0M | $3.0M |
营业利润率HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | 51.5% | 17.9% | ||
| Q3 25 | 49.8% | 1.5% | ||
| Q2 25 | 44.7% | 43.4% | ||
| Q1 25 | 40.0% | -42.5% | ||
| Q4 24 | 55.0% | 7.6% | ||
| Q3 24 | 24.0% | 6.1% | ||
| Q2 24 | 28.0% | 15.2% |
净利率HOODUWMC
| Q1 26 | 36.2% | — | ||
| Q4 25 | 47.2% | 2.1% | ||
| Q3 25 | 43.6% | -0.1% | ||
| Q2 25 | 39.0% | 3.0% | ||
| Q1 25 | 36.2% | -2.2% | ||
| Q4 24 | 90.3% | 1.6% | ||
| Q3 24 | 23.5% | -1.2% | ||
| Q2 24 | 27.6% | 0.6% |
每股收益（稀释后）HOODUWMC
| Q1 26 | $336.00 | — | ||
| Q4 25 | $0.65 | $0.14 | ||
| Q3 25 | $0.61 | $-0.01 | ||
| Q2 25 | $0.42 | $0.11 | ||
| Q1 25 | $0.37 | $-0.12 | ||
| Q4 24 | $1.00 | $0.07 | ||
| Q3 24 | $0.17 | $-0.06 | ||
| Q2 24 | $0.21 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.3B | $503.4M |
| 总债务越低越好 | — | $3.0B |
| 股东权益账面价值 | $9.2B | $1.6B |
| 总资产 | $38.1B | $16.9B |
| 负债/权益比越低杠杆越低 | — | 1.87× |
8季度趋势，按日历期对齐
现金及短期投资HOODUWMC
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $503.4M | ||
| Q3 25 | $4.3B | $870.7M | ||
| Q2 25 | $4.2B | $490.0M | ||
| Q1 25 | $4.4B | $485.0M | ||
| Q4 24 | $4.3B | $507.3M | ||
| Q3 24 | $4.6B | $636.3M | ||
| Q2 24 | $4.5B | $680.2M |
总债务HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | — | $3.0B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B |
股东权益HOODUWMC
| Q1 26 | $9.2B | — | ||
| Q4 25 | $9.2B | $1.6B | ||
| Q3 25 | $8.6B | $1.6B | ||
| Q2 25 | $8.1B | $1.7B | ||
| Q1 25 | $8.0B | $1.6B | ||
| Q4 24 | $8.0B | $2.1B | ||
| Q3 24 | $7.2B | $2.2B | ||
| Q2 24 | $7.1B | $2.3B |
总资产HOODUWMC
| Q1 26 | $38.1B | — | ||
| Q4 25 | $38.1B | $16.9B | ||
| Q3 25 | $41.5B | $17.0B | ||
| Q2 25 | $35.3B | $13.9B | ||
| Q1 25 | $27.5B | $14.0B | ||
| Q4 24 | $26.2B | $15.7B | ||
| Q3 24 | $43.2B | $15.1B | ||
| Q2 24 | $41.3B | $12.9B |
负债/权益比HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.87× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | — | 1.59× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.36× | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $642.0M | $103.8M |
| 自由现金流经营现金流 - 资本支出 | — | $82.0M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 2.3% |
| 现金转化率经营现金流/净利润 | 1.91× | 5.34× |
| 过去12个月自由现金流最近4个季度 | — | $-2.7B |
8季度趋势，按日历期对齐
经营现金流HOODUWMC
| Q1 26 | $642.0M | — | ||
| Q4 25 | $-937.0M | $103.8M | ||
| Q3 25 | $-1.6B | $-3.1B | ||
| Q2 25 | $3.5B | $-265.9M | ||
| Q1 25 | $642.0M | $593.9M | ||
| Q4 24 | $-1.4B | $-543.3M | ||
| Q3 24 | $1.8B | $-2.2B | ||
| Q2 24 | $54.0M | $-1.3B |
自由现金流HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | — | $82.0M | ||
| Q3 25 | — | $-3.1B | ||
| Q2 25 | — | $-290.1M | ||
| Q1 25 | — | $576.1M | ||
| Q4 24 | — | $-551.6M | ||
| Q3 24 | — | $-2.2B | ||
| Q2 24 | — | $-1.3B |
自由现金流率HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | — | 8.7% | ||
| Q3 25 | — | -366.4% | ||
| Q2 25 | — | -38.2% | ||
| Q1 25 | — | 93.9% | ||
| Q4 24 | — | -98.5% | ||
| Q3 24 | — | -416.1% | ||
| Q2 24 | — | -262.1% |
资本支出强度HOODUWMC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.4% |
现金转化率HOODUWMC
| Q1 26 | 1.91× | — | ||
| Q4 25 | -1.55× | 5.34× | ||
| Q3 25 | -2.83× | — | ||
| Q2 25 | 9.09× | -11.61× | ||
| Q1 25 | 1.91× | — | ||
| Q4 24 | -1.53× | -60.91× | ||
| Q3 24 | 12.08× | — | ||
| Q2 24 | 0.29× | -431.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HOOD
| Transaction-based revenues | $583.0M | 63% |
| Other | $290.0M | 31% |
| Other revenues | $54.0M | 6% |
UWMC
暂无分部数据
