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HEALTHEQUITY, INC.（HQY）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
HEALTHEQUITY, INC.的季度营收约是ROGERS CORP的1.6倍（$322.2M vs $200.5M），HEALTHEQUITY, INC.净利率更高（16.0% vs 2.2%，领先13.8%），HEALTHEQUITY, INC.同比增速更快（7.2% vs 5.2%），HEALTHEQUITY, INC.自由现金流更多（$137.8M vs $1.1M），过去两年HEALTHEQUITY, INC.的营收复合增速更高（10.8% vs -3.3%）
HealthEquity, Inc.是美国一家金融科技及商业服务企业，拥有美国国税局授予的非银行类健康储蓄受托人资质，无论用户资金存入哪家金融机构，该公司均可作为对应健康储蓄账户的托管方，提供专业账户管理服务。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
HQY vs ROG — 直观对比
营收规模更大
HQY
是对方的1.6倍
$200.5M
营收增速更快
HQY
高出2.0%
5.2%
净利率更高
HQY
高出13.8%
2.2%
自由现金流更多
HQY
多$136.7M
$1.1M
两年增速更快
HQY
近两年复合增速
-3.3%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $322.2M | $200.5M |
| 净利润 | $51.7M | $4.5M |
| 毛利率 | 70.8% | 32.2% |
| 营业利润率 | 24.4% | — |
| 净利率 | 16.0% | 2.2% |
| 营收同比 | 7.2% | 5.2% |
| 净利润同比 | 806.4% | 421.4% |
| 每股收益（稀释后） | $0.59 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HQYROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $322.2M | $201.5M | ||
| Q3 25 | $325.8M | $216.0M | ||
| Q2 25 | $330.8M | $202.8M | ||
| Q1 25 | $311.8M | $190.5M | ||
| Q4 24 | $300.4M | $192.2M | ||
| Q3 24 | $299.9M | $210.3M | ||
| Q2 24 | $287.6M | $214.2M |
净利润HQYROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $51.7M | $4.6M | ||
| Q3 25 | $59.9M | $8.6M | ||
| Q2 25 | $53.9M | $-73.6M | ||
| Q1 25 | $26.4M | $-1.4M | ||
| Q4 24 | $5.7M | $-500.0K | ||
| Q3 24 | $35.8M | $10.7M | ||
| Q2 24 | $28.8M | $8.1M |
毛利率HQYROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | 70.8% | 31.5% | ||
| Q3 25 | 71.4% | 33.5% | ||
| Q2 25 | 67.8% | 31.6% | ||
| Q1 25 | 60.6% | 29.9% | ||
| Q4 24 | 65.6% | 32.1% | ||
| Q3 24 | 68.0% | 35.2% | ||
| Q2 24 | 65.1% | 34.1% |
营业利润率HQYROG
| Q1 26 | — | — | ||
| Q4 25 | 24.4% | 3.5% | ||
| Q3 25 | 27.5% | 7.3% | ||
| Q2 25 | 25.1% | -33.3% | ||
| Q1 25 | 13.5% | -0.2% | ||
| Q4 24 | 6.5% | -6.6% | ||
| Q3 24 | 19.6% | 6.9% | ||
| Q2 24 | 14.5% | 5.3% |
净利率HQYROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 16.0% | 2.3% | ||
| Q3 25 | 18.4% | 4.0% | ||
| Q2 25 | 16.3% | -36.3% | ||
| Q1 25 | 8.5% | -0.7% | ||
| Q4 24 | 1.9% | -0.3% | ||
| Q3 24 | 11.9% | 5.1% | ||
| Q2 24 | 10.0% | 3.8% |
每股收益（稀释后）HQYROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $0.59 | $0.20 | ||
| Q3 25 | $0.68 | $0.48 | ||
| Q2 25 | $0.61 | $-4.00 | ||
| Q1 25 | $0.30 | $-0.08 | ||
| Q4 24 | $0.06 | $-0.04 | ||
| Q3 24 | $0.40 | $0.58 | ||
| Q2 24 | $0.33 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $309.3M | $195.8M |
| 总债务越低越好 | $982.1M | — |
| 股东权益账面价值 | $2.1B | $1.2B |
| 总资产 | $3.4B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.46× | — |
8季度趋势，按日历期对齐
现金及短期投资HQYROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $309.3M | $197.0M | ||
| Q3 25 | $304.5M | $167.8M | ||
| Q2 25 | $287.9M | $157.2M | ||
| Q1 25 | $295.9M | $175.6M | ||
| Q4 24 | $322.2M | $159.8M | ||
| Q3 24 | $326.9M | $146.4M | ||
| Q2 24 | $251.2M | $119.9M |
总债务HQYROG
| Q1 26 | — | — | ||
| Q4 25 | $982.1M | — | ||
| Q3 25 | $1.0B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $925.7M | — |
股东权益HQYROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $2.1B | $1.2B | ||
| Q3 25 | $2.1B | $1.2B | ||
| Q2 25 | $2.1B | $1.2B | ||
| Q1 25 | $2.1B | $1.3B | ||
| Q4 24 | $2.1B | $1.3B | ||
| Q3 24 | $2.2B | $1.3B | ||
| Q2 24 | $2.1B | $1.3B |
总资产HQYROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $3.4B | $1.4B | ||
| Q3 25 | $3.4B | $1.4B | ||
| Q2 25 | $3.4B | $1.5B | ||
| Q1 25 | $3.4B | $1.5B | ||
| Q4 24 | $3.5B | $1.5B | ||
| Q3 24 | $3.5B | $1.5B | ||
| Q2 24 | $3.2B | $1.5B |
负债/权益比HQYROG
| Q1 26 | — | — | ||
| Q4 25 | 0.46× | — | ||
| Q3 25 | 0.47× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $138.6M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $137.8M | $1.1M |
| 自由现金流率自由现金流/营收 | 42.8% | 0.5% |
| 资本支出强度资本支出/营收 | 0.2% | 2.3% |
| 现金转化率经营现金流/净利润 | 2.68× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $413.0M | $70.1M |
8季度趋势，按日历期对齐
经营现金流HQYROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $138.6M | $46.9M | ||
| Q3 25 | $135.9M | $28.9M | ||
| Q2 25 | $64.7M | $13.7M | ||
| Q1 25 | $75.7M | $11.7M | ||
| Q4 24 | $90.5M | $33.7M | ||
| Q3 24 | $108.1M | $42.4M | ||
| Q2 24 | $65.4M | $22.9M |
自由现金流HQYROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $137.8M | $42.2M | ||
| Q3 25 | $135.1M | $21.2M | ||
| Q2 25 | $64.7M | $5.6M | ||
| Q1 25 | $75.4M | $2.1M | ||
| Q4 24 | $90.3M | $18.3M | ||
| Q3 24 | $107.4M | $25.2M | ||
| Q2 24 | $64.7M | $8.8M |
自由现金流率HQYROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 42.8% | 20.9% | ||
| Q3 25 | 41.5% | 9.8% | ||
| Q2 25 | 19.5% | 2.8% | ||
| Q1 25 | 24.2% | 1.1% | ||
| Q4 24 | 30.0% | 9.5% | ||
| Q3 24 | 35.8% | 12.0% | ||
| Q2 24 | 22.5% | 4.1% |
资本支出强度HQYROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 0.2% | 2.3% | ||
| Q3 25 | 0.2% | 3.6% | ||
| Q2 25 | 0.0% | 4.0% | ||
| Q1 25 | 0.1% | 5.0% | ||
| Q4 24 | 0.1% | 8.0% | ||
| Q3 24 | 0.2% | 8.2% | ||
| Q2 24 | 0.3% | 6.6% |
现金转化率HQYROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 2.68× | 10.20× | ||
| Q3 25 | 2.27× | 3.36× | ||
| Q2 25 | 1.20× | — | ||
| Q1 25 | 2.87× | — | ||
| Q4 24 | 15.88× | — | ||
| Q3 24 | 3.02× | 3.96× | ||
| Q2 24 | 2.27× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HQY
| Financial Service Other | $159.1M | 49% |
| Services | $120.3M | 37% |
| Credit And Debit Card | $42.8M | 13% |
ROG
暂无分部数据
