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Heritage Insurance Holdings, Inc.（HRTG）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是Heritage Insurance Holdings, Inc.的1.8倍（$382.2M vs $215.3M），Heritage Insurance Holdings, Inc.净利率更高（31.0% vs 3.1%，领先27.9%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 2.4%），Heritage Insurance Holdings, Inc.自由现金流更多（$174.2M vs $46.6M），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs 6.1%）
该公司是一家位于美国佛罗里达州的财产意外保险公司，在美国多个沿海州开展业务，主要为客户提供商业保险、住宅保险、房主保险以及洪水保险等各类财产意外保障产品。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
HRTG vs LFST — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $215.3M | $382.2M |
| 净利润 | $66.7M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 41.6% | 4.7% |
| 净利率 | 31.0% | 3.1% |
| 营收同比 | 2.4% | 17.4% |
| 净利润同比 | 228.6% | 264.1% |
| 每股收益（稀释后） | $2.15 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $215.3M | $382.2M | ||
| Q3 25 | $212.5M | $363.8M | ||
| Q2 25 | $208.0M | $345.3M | ||
| Q1 25 | $211.5M | $333.0M | ||
| Q4 24 | $210.3M | $325.5M | ||
| Q3 24 | $211.8M | $312.7M | ||
| Q2 24 | $203.6M | $312.3M | ||
| Q1 24 | $191.3M | $300.4M |
| Q4 25 | $66.7M | $11.7M | ||
| Q3 25 | $50.4M | $1.1M | ||
| Q2 25 | $48.0M | $-3.8M | ||
| Q1 25 | $30.5M | $709.0K | ||
| Q4 24 | $20.3M | $-7.1M | ||
| Q3 24 | $8.2M | $-6.0M | ||
| Q2 24 | $18.9M | $-23.3M | ||
| Q1 24 | $14.2M | $-21.1M |
| Q4 25 | 41.6% | 4.7% | ||
| Q3 25 | 33.0% | 2.0% | ||
| Q2 25 | 31.2% | -0.9% | ||
| Q1 25 | 20.1% | 0.5% | ||
| Q4 24 | 15.0% | 0.3% | ||
| Q3 24 | 5.5% | 0.0% | ||
| Q2 24 | 13.6% | -5.1% | ||
| Q1 24 | 11.9% | -5.6% |
| Q4 25 | 31.0% | 3.1% | ||
| Q3 25 | 23.7% | 0.3% | ||
| Q2 25 | 23.1% | -1.1% | ||
| Q1 25 | 14.4% | 0.2% | ||
| Q4 24 | 9.7% | -2.2% | ||
| Q3 24 | 3.8% | -1.9% | ||
| Q2 24 | 9.3% | -7.5% | ||
| Q1 24 | 7.4% | -7.0% |
| Q4 25 | $2.15 | — | ||
| Q3 25 | $1.63 | — | ||
| Q2 25 | $1.55 | — | ||
| Q1 25 | $0.99 | — | ||
| Q4 24 | $0.66 | — | ||
| Q3 24 | $0.27 | — | ||
| Q2 24 | $0.61 | — | ||
| Q1 24 | $0.47 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $559.3M | $248.6M |
| 总债务越低越好 | $78.4M | $282.8M |
| 股东权益账面价值 | $505.3M | $1.5B |
| 总资产 | $2.2B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.16× | 0.19× |
8季度趋势，按日历期对齐
| Q4 25 | $559.3M | $248.6M | ||
| Q3 25 | $560.4M | $203.9M | ||
| Q2 25 | $473.5M | $188.9M | ||
| Q1 25 | $425.9M | $134.3M | ||
| Q4 24 | $452.7M | $154.6M | ||
| Q3 24 | $509.9M | $102.6M | ||
| Q2 24 | $480.9M | $87.0M | ||
| Q1 24 | $386.1M | $49.5M |
| Q4 25 | $78.4M | $282.8M | ||
| Q3 25 | $79.3M | $284.6M | ||
| Q2 25 | $92.4M | $286.4M | ||
| Q1 25 | $94.8M | $288.2M | ||
| Q4 24 | $116.3M | $290.0M | ||
| Q3 24 | $118.6M | $287.3M | ||
| Q2 24 | $120.8M | $288.0M | ||
| Q1 24 | $123.0M | $288.8M |
| Q4 25 | $505.3M | $1.5B | ||
| Q3 25 | $437.3M | $1.5B | ||
| Q2 25 | $383.3M | $1.5B | ||
| Q1 25 | $329.0M | $1.5B | ||
| Q4 24 | $290.8M | $1.4B | ||
| Q3 24 | $279.3M | $1.4B | ||
| Q2 24 | $255.3M | $1.4B | ||
| Q1 24 | $234.9M | $1.4B |
| Q4 25 | $2.2B | $2.2B | ||
| Q3 25 | $2.4B | $2.1B | ||
| Q2 25 | $2.5B | $2.1B | ||
| Q1 25 | $2.2B | $2.1B | ||
| Q4 24 | $2.5B | $2.1B | ||
| Q3 24 | $2.4B | $2.1B | ||
| Q2 24 | $2.6B | $2.1B | ||
| Q1 24 | $2.1B | $2.1B |
| Q4 25 | 0.16× | 0.19× | ||
| Q3 25 | 0.18× | 0.19× | ||
| Q2 25 | 0.24× | 0.19× | ||
| Q1 25 | 0.29× | 0.20× | ||
| Q4 24 | 0.40× | 0.20× | ||
| Q3 24 | 0.42× | 0.20× | ||
| Q2 24 | 0.47× | 0.20× | ||
| Q1 24 | 0.52× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $182.2M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $174.2M | $46.6M |
| 自由现金流率自由现金流/营收 | 80.9% | 12.2% |
| 资本支出强度资本支出/营收 | 3.7% | 2.9% |
| 现金转化率经营现金流/净利润 | 2.73× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $337.4M | $110.0M |
8季度趋势，按日历期对齐
| Q4 25 | $182.2M | $57.6M | ||
| Q3 25 | $124.3M | $27.3M | ||
| Q2 25 | $43.3M | $64.4M | ||
| Q1 25 | $837.0K | $-3.1M | ||
| Q4 24 | $87.1M | $62.3M | ||
| Q3 24 | $-13.4M | $22.7M | ||
| Q2 24 | $152.2M | $44.1M | ||
| Q1 24 | $4.3M | $-21.8M |
| Q4 25 | $174.2M | $46.6M | ||
| Q3 25 | $122.7M | $17.0M | ||
| Q2 25 | $41.8M | $56.6M | ||
| Q1 25 | $-1.3M | $-10.3M | ||
| Q4 24 | $78.9M | $56.0M | ||
| Q3 24 | $-16.3M | $17.7M | ||
| Q2 24 | $149.8M | $39.0M | ||
| Q1 24 | $4.1M | $-26.9M |
| Q4 25 | 80.9% | 12.2% | ||
| Q3 25 | 57.8% | 4.7% | ||
| Q2 25 | 20.1% | 16.4% | ||
| Q1 25 | -0.6% | -3.1% | ||
| Q4 24 | 37.5% | 17.2% | ||
| Q3 24 | -7.7% | 5.7% | ||
| Q2 24 | 73.6% | 12.5% | ||
| Q1 24 | 2.1% | -9.0% |
| Q4 25 | 3.7% | 2.9% | ||
| Q3 25 | 0.7% | 2.8% | ||
| Q2 25 | 0.7% | 2.2% | ||
| Q1 25 | 1.0% | 2.2% | ||
| Q4 24 | 3.9% | 1.9% | ||
| Q3 24 | 1.4% | 1.6% | ||
| Q2 24 | 1.2% | 1.6% | ||
| Q1 24 | 0.1% | 1.7% |
| Q4 25 | 2.73× | 4.93× | ||
| Q3 25 | 2.47× | 25.34× | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.03× | -4.36× | ||
| Q4 24 | 4.29× | — | ||
| Q3 24 | -1.64× | — | ||
| Q2 24 | 8.07× | — | ||
| Q1 24 | 0.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
