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Heritage Insurance Holdings, Inc.（HRTG）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
Heritage Insurance Holdings, Inc.的季度营收约是Rocket Lab Corp的1.2倍（$215.3M vs $179.7M），Heritage Insurance Holdings, Inc.净利率更高（31.0% vs -29.5%，领先60.4%），Rocket Lab Corp同比增速更快（35.7% vs 2.4%），Heritage Insurance Holdings, Inc.自由现金流更多（$174.2M vs $-114.2M），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 6.1%）
该公司是一家位于美国佛罗里达州的财产意外保险公司，在美国多个沿海州开展业务，主要为客户提供商业保险、住宅保险、房主保险以及洪水保险等各类财产意外保障产品。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
HRTG vs RKLB — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $215.3M | $179.7M |
| 净利润 | $66.7M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | 41.6% | -28.4% |
| 净利率 | 31.0% | -29.5% |
| 营收同比 | 2.4% | 35.7% |
| 净利润同比 | 228.6% | -1.1% |
| 每股收益（稀释后） | $2.15 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $215.3M | $179.7M | ||
| Q3 25 | $212.5M | $155.1M | ||
| Q2 25 | $208.0M | $144.5M | ||
| Q1 25 | $211.5M | $122.6M | ||
| Q4 24 | $210.3M | $132.4M | ||
| Q3 24 | $211.8M | $104.8M | ||
| Q2 24 | $203.6M | $106.3M | ||
| Q1 24 | $191.3M | $92.8M |
| Q4 25 | $66.7M | $-52.9M | ||
| Q3 25 | $50.4M | $-18.3M | ||
| Q2 25 | $48.0M | $-66.4M | ||
| Q1 25 | $30.5M | $-60.6M | ||
| Q4 24 | $20.3M | $-52.3M | ||
| Q3 24 | $8.2M | $-51.9M | ||
| Q2 24 | $18.9M | $-41.6M | ||
| Q1 24 | $14.2M | $-44.3M |
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 41.6% | -28.4% | ||
| Q3 25 | 33.0% | -38.0% | ||
| Q2 25 | 31.2% | -41.3% | ||
| Q1 25 | 20.1% | -48.3% | ||
| Q4 24 | 15.0% | -38.9% | ||
| Q3 24 | 5.5% | -49.5% | ||
| Q2 24 | 13.6% | -40.7% | ||
| Q1 24 | 11.9% | -46.4% |
| Q4 25 | 31.0% | -29.5% | ||
| Q3 25 | 23.7% | -11.8% | ||
| Q2 25 | 23.1% | -46.0% | ||
| Q1 25 | 14.4% | -49.5% | ||
| Q4 24 | 9.7% | -39.5% | ||
| Q3 24 | 3.8% | -49.6% | ||
| Q2 24 | 9.3% | -39.2% | ||
| Q1 24 | 7.4% | -47.7% |
| Q4 25 | $2.15 | $-0.09 | ||
| Q3 25 | $1.63 | $-0.03 | ||
| Q2 25 | $1.55 | $-0.13 | ||
| Q1 25 | $0.99 | $-0.12 | ||
| Q4 24 | $0.66 | $-0.11 | ||
| Q3 24 | $0.27 | $-0.10 | ||
| Q2 24 | $0.61 | $-0.08 | ||
| Q1 24 | $0.47 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $559.3M | $1.0B |
| 总债务越低越好 | $78.4M | $152.4M |
| 股东权益账面价值 | $505.3M | $1.7B |
| 总资产 | $2.2B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.16× | 0.09× |
8季度趋势，按日历期对齐
| Q4 25 | $559.3M | $1.0B | ||
| Q3 25 | $560.4M | $976.7M | ||
| Q2 25 | $473.5M | $688.1M | ||
| Q1 25 | $425.9M | $428.4M | ||
| Q4 24 | $452.7M | $419.0M | ||
| Q3 24 | $509.9M | $442.4M | ||
| Q2 24 | $480.9M | $496.8M | ||
| Q1 24 | $386.1M | $492.5M |
| Q4 25 | $78.4M | $152.4M | ||
| Q3 25 | $79.3M | $347.0M | ||
| Q2 25 | $92.4M | $346.5M | ||
| Q1 25 | $94.8M | $345.9M | ||
| Q4 24 | $116.3M | $345.4M | ||
| Q3 24 | $118.6M | $61.2M | ||
| Q2 24 | $120.8M | $64.2M | ||
| Q1 24 | $123.0M | $66.8M |
| Q4 25 | $505.3M | $1.7B | ||
| Q3 25 | $437.3M | $1.3B | ||
| Q2 25 | $383.3M | $688.5M | ||
| Q1 25 | $329.0M | $431.3M | ||
| Q4 24 | $290.8M | $382.5M | ||
| Q3 24 | $279.3M | $419.8M | ||
| Q2 24 | $255.3M | $455.2M | ||
| Q1 24 | $234.9M | $478.9M |
| Q4 25 | $2.2B | $2.3B | ||
| Q3 25 | $2.4B | $2.2B | ||
| Q2 25 | $2.5B | $1.6B | ||
| Q1 25 | $2.2B | $1.3B | ||
| Q4 24 | $2.5B | $1.2B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $2.6B | $1.2B | ||
| Q1 24 | $2.1B | $1.2B |
| Q4 25 | 0.16× | 0.09× | ||
| Q3 25 | 0.18× | 0.27× | ||
| Q2 25 | 0.24× | 0.50× | ||
| Q1 25 | 0.29× | 0.80× | ||
| Q4 24 | 0.40× | 0.90× | ||
| Q3 24 | 0.42× | 0.15× | ||
| Q2 24 | 0.47× | 0.14× | ||
| Q1 24 | 0.52× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $182.2M | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | $174.2M | $-114.2M |
| 自由现金流率自由现金流/营收 | 80.9% | -63.6% |
| 资本支出强度资本支出/营收 | 3.7% | 27.6% |
| 现金转化率经营现金流/净利润 | 2.73× | — |
| 过去12个月自由现金流最近4个季度 | $337.4M | $-321.8M |
8季度趋势，按日历期对齐
| Q4 25 | $182.2M | $-64.5M | ||
| Q3 25 | $124.3M | $-23.5M | ||
| Q2 25 | $43.3M | $-23.2M | ||
| Q1 25 | $837.0K | $-54.2M | ||
| Q4 24 | $87.1M | $-2.4M | ||
| Q3 24 | $-13.4M | $-30.9M | ||
| Q2 24 | $152.2M | $-13.0M | ||
| Q1 24 | $4.3M | $-2.6M |
| Q4 25 | $174.2M | $-114.2M | ||
| Q3 25 | $122.7M | $-69.4M | ||
| Q2 25 | $41.8M | $-55.3M | ||
| Q1 25 | $-1.3M | $-82.9M | ||
| Q4 24 | $78.9M | $-23.9M | ||
| Q3 24 | $-16.3M | $-41.9M | ||
| Q2 24 | $149.8M | $-28.3M | ||
| Q1 24 | $4.1M | $-21.8M |
| Q4 25 | 80.9% | -63.6% | ||
| Q3 25 | 57.8% | -44.8% | ||
| Q2 25 | 20.1% | -38.3% | ||
| Q1 25 | -0.6% | -67.6% | ||
| Q4 24 | 37.5% | -18.1% | ||
| Q3 24 | -7.7% | -40.0% | ||
| Q2 24 | 73.6% | -26.7% | ||
| Q1 24 | 2.1% | -23.5% |
| Q4 25 | 3.7% | 27.6% | ||
| Q3 25 | 0.7% | 29.6% | ||
| Q2 25 | 0.7% | 22.2% | ||
| Q1 25 | 1.0% | 23.4% | ||
| Q4 24 | 3.9% | 16.3% | ||
| Q3 24 | 1.4% | 10.5% | ||
| Q2 24 | 1.2% | 14.4% | ||
| Q1 24 | 0.1% | 20.7% |
| Q4 25 | 2.73× | — | ||
| Q3 25 | 2.47× | — | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 4.29× | — | ||
| Q3 24 | -1.64× | — | ||
| Q2 24 | 8.07× | — | ||
| Q1 24 | 0.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HRTG
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
