vs
Heritage Insurance Holdings, Inc.（HRTG）与ROGERS CORP（ROG）财务数据对比。点击上方公司名可切换其他公司
Heritage Insurance Holdings, Inc.的季度营收约是ROGERS CORP的1.1倍（$215.3M vs $200.5M），Heritage Insurance Holdings, Inc.净利率更高（31.0% vs 2.2%，领先28.7%），ROGERS CORP同比增速更快（5.2% vs 2.4%），Heritage Insurance Holdings, Inc.自由现金流更多（$174.2M vs $1.1M），过去两年Heritage Insurance Holdings, Inc.的营收复合增速更高（6.1% vs -3.3%）
该公司是一家位于美国佛罗里达州的财产意外保险公司，在美国多个沿海州开展业务，主要为客户提供商业保险、住宅保险、房主保险以及洪水保险等各类财产意外保障产品。
罗杰斯公司是一家专注于特种工程材料研发生产的企业，总部位于美国亚利桑那州钱德勒市，其产品广泛应用于先进电子、移动通信、清洁能源、航空航天等多个高科技领域，为全球客户提供高性能材料解决方案。
HRTG vs ROG — 直观对比
营收规模更大
HRTG
是对方的1.1倍
$200.5M
营收增速更快
ROG
高出2.8%
2.4%
净利率更高
HRTG
高出28.7%
2.2%
自由现金流更多
HRTG
多$173.1M
$1.1M
两年增速更快
HRTG
近两年复合增速
-3.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $215.3M | $200.5M |
| 净利润 | $66.7M | $4.5M |
| 毛利率 | — | 32.2% |
| 营业利润率 | 41.6% | — |
| 净利率 | 31.0% | 2.2% |
| 营收同比 | 2.4% | 5.2% |
| 净利润同比 | 228.6% | 421.4% |
| 每股收益（稀释后） | $2.15 | $0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HRTGROG
| Q1 26 | — | $200.5M | ||
| Q4 25 | $215.3M | $201.5M | ||
| Q3 25 | $212.5M | $216.0M | ||
| Q2 25 | $208.0M | $202.8M | ||
| Q1 25 | $211.5M | $190.5M | ||
| Q4 24 | $210.3M | $192.2M | ||
| Q3 24 | $211.8M | $210.3M | ||
| Q2 24 | $203.6M | $214.2M |
净利润HRTGROG
| Q1 26 | — | $4.5M | ||
| Q4 25 | $66.7M | $4.6M | ||
| Q3 25 | $50.4M | $8.6M | ||
| Q2 25 | $48.0M | $-73.6M | ||
| Q1 25 | $30.5M | $-1.4M | ||
| Q4 24 | $20.3M | $-500.0K | ||
| Q3 24 | $8.2M | $10.7M | ||
| Q2 24 | $18.9M | $8.1M |
毛利率HRTGROG
| Q1 26 | — | 32.2% | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 33.5% | ||
| Q2 25 | — | 31.6% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 34.1% |
营业利润率HRTGROG
| Q1 26 | — | — | ||
| Q4 25 | 41.6% | 3.5% | ||
| Q3 25 | 33.0% | 7.3% | ||
| Q2 25 | 31.2% | -33.3% | ||
| Q1 25 | 20.1% | -0.2% | ||
| Q4 24 | 15.0% | -6.6% | ||
| Q3 24 | 5.5% | 6.9% | ||
| Q2 24 | 13.6% | 5.3% |
净利率HRTGROG
| Q1 26 | — | 2.2% | ||
| Q4 25 | 31.0% | 2.3% | ||
| Q3 25 | 23.7% | 4.0% | ||
| Q2 25 | 23.1% | -36.3% | ||
| Q1 25 | 14.4% | -0.7% | ||
| Q4 24 | 9.7% | -0.3% | ||
| Q3 24 | 3.8% | 5.1% | ||
| Q2 24 | 9.3% | 3.8% |
每股收益（稀释后）HRTGROG
| Q1 26 | — | $0.25 | ||
| Q4 25 | $2.15 | $0.20 | ||
| Q3 25 | $1.63 | $0.48 | ||
| Q2 25 | $1.55 | $-4.00 | ||
| Q1 25 | $0.99 | $-0.08 | ||
| Q4 24 | $0.66 | $-0.04 | ||
| Q3 24 | $0.27 | $0.58 | ||
| Q2 24 | $0.61 | $0.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $559.3M | $195.8M |
| 总债务越低越好 | $78.4M | — |
| 股东权益账面价值 | $505.3M | $1.2B |
| 总资产 | $2.2B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.16× | — |
8季度趋势，按日历期对齐
现金及短期投资HRTGROG
| Q1 26 | — | $195.8M | ||
| Q4 25 | $559.3M | $197.0M | ||
| Q3 25 | $560.4M | $167.8M | ||
| Q2 25 | $473.5M | $157.2M | ||
| Q1 25 | $425.9M | $175.6M | ||
| Q4 24 | $452.7M | $159.8M | ||
| Q3 24 | $509.9M | $146.4M | ||
| Q2 24 | $480.9M | $119.9M |
总债务HRTGROG
| Q1 26 | — | — | ||
| Q4 25 | $78.4M | — | ||
| Q3 25 | $79.3M | — | ||
| Q2 25 | $92.4M | — | ||
| Q1 25 | $94.8M | — | ||
| Q4 24 | $116.3M | — | ||
| Q3 24 | $118.6M | — | ||
| Q2 24 | $120.8M | — |
股东权益HRTGROG
| Q1 26 | — | $1.2B | ||
| Q4 25 | $505.3M | $1.2B | ||
| Q3 25 | $437.3M | $1.2B | ||
| Q2 25 | $383.3M | $1.2B | ||
| Q1 25 | $329.0M | $1.3B | ||
| Q4 24 | $290.8M | $1.3B | ||
| Q3 24 | $279.3M | $1.3B | ||
| Q2 24 | $255.3M | $1.3B |
总资产HRTGROG
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.2B | $1.4B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.5B | $1.5B | ||
| Q1 25 | $2.2B | $1.5B | ||
| Q4 24 | $2.5B | $1.5B | ||
| Q3 24 | $2.4B | $1.5B | ||
| Q2 24 | $2.6B | $1.5B |
负债/权益比HRTGROG
| Q1 26 | — | — | ||
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.42× | — | ||
| Q2 24 | 0.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $182.2M | $5.8M |
| 自由现金流经营现金流 - 资本支出 | $174.2M | $1.1M |
| 自由现金流率自由现金流/营收 | 80.9% | 0.5% |
| 资本支出强度资本支出/营收 | 3.7% | 2.3% |
| 现金转化率经营现金流/净利润 | 2.73× | 1.29× |
| 过去12个月自由现金流最近4个季度 | $337.4M | $70.1M |
8季度趋势，按日历期对齐
经营现金流HRTGROG
| Q1 26 | — | $5.8M | ||
| Q4 25 | $182.2M | $46.9M | ||
| Q3 25 | $124.3M | $28.9M | ||
| Q2 25 | $43.3M | $13.7M | ||
| Q1 25 | $837.0K | $11.7M | ||
| Q4 24 | $87.1M | $33.7M | ||
| Q3 24 | $-13.4M | $42.4M | ||
| Q2 24 | $152.2M | $22.9M |
自由现金流HRTGROG
| Q1 26 | — | $1.1M | ||
| Q4 25 | $174.2M | $42.2M | ||
| Q3 25 | $122.7M | $21.2M | ||
| Q2 25 | $41.8M | $5.6M | ||
| Q1 25 | $-1.3M | $2.1M | ||
| Q4 24 | $78.9M | $18.3M | ||
| Q3 24 | $-16.3M | $25.2M | ||
| Q2 24 | $149.8M | $8.8M |
自由现金流率HRTGROG
| Q1 26 | — | 0.5% | ||
| Q4 25 | 80.9% | 20.9% | ||
| Q3 25 | 57.8% | 9.8% | ||
| Q2 25 | 20.1% | 2.8% | ||
| Q1 25 | -0.6% | 1.1% | ||
| Q4 24 | 37.5% | 9.5% | ||
| Q3 24 | -7.7% | 12.0% | ||
| Q2 24 | 73.6% | 4.1% |
资本支出强度HRTGROG
| Q1 26 | — | 2.3% | ||
| Q4 25 | 3.7% | 2.3% | ||
| Q3 25 | 0.7% | 3.6% | ||
| Q2 25 | 0.7% | 4.0% | ||
| Q1 25 | 1.0% | 5.0% | ||
| Q4 24 | 3.9% | 8.0% | ||
| Q3 24 | 1.4% | 8.2% | ||
| Q2 24 | 1.2% | 6.6% |
现金转化率HRTGROG
| Q1 26 | — | 1.29× | ||
| Q4 25 | 2.73× | 10.20× | ||
| Q3 25 | 2.47× | 3.36× | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 4.29× | — | ||
| Q3 24 | -1.64× | 3.96× | ||
| Q2 24 | 8.07× | 2.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
