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Heritage Insurance Holdings, Inc.（HRTG）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是Heritage Insurance Holdings, Inc.的1.5倍（$324.4M vs $215.3M），Heritage Insurance Holdings, Inc.净利率更高（31.0% vs 5.7%，领先25.2%），Revolve Group, Inc.同比增速更快（10.4% vs 2.4%），Heritage Insurance Holdings, Inc.自由现金流更多（$174.2M vs $-13.3M），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs 6.1%）
该公司是一家位于美国佛罗里达州的财产意外保险公司，在美国多个沿海州开展业务，主要为客户提供商业保险、住宅保险、房主保险以及洪水保险等各类财产意外保障产品。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
HRTG vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.5倍
$215.3M
营收增速更快
RVLV
高出8.0%
2.4%
净利率更高
HRTG
高出25.2%
5.7%
自由现金流更多
HRTG
多$187.4M
$-13.3M
两年增速更快
RVLV
近两年复合增速
6.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $215.3M | $324.4M |
| 净利润 | $66.7M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 41.6% | 6.3% |
| 净利率 | 31.0% | 5.7% |
| 营收同比 | 2.4% | 10.4% |
| 净利润同比 | 228.6% | 50.4% |
| 每股收益（稀释后） | $2.15 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HRTGRVLV
| Q4 25 | $215.3M | $324.4M | ||
| Q3 25 | $212.5M | $295.6M | ||
| Q2 25 | $208.0M | $309.0M | ||
| Q1 25 | $211.5M | $296.7M | ||
| Q4 24 | $210.3M | $293.7M | ||
| Q3 24 | $211.8M | $283.1M | ||
| Q2 24 | $203.6M | $282.5M | ||
| Q1 24 | $191.3M | $270.6M |
净利润HRTGRVLV
| Q4 25 | $66.7M | $18.6M | ||
| Q3 25 | $50.4M | $21.2M | ||
| Q2 25 | $48.0M | $10.2M | ||
| Q1 25 | $30.5M | $11.8M | ||
| Q4 24 | $20.3M | $12.3M | ||
| Q3 24 | $8.2M | $11.0M | ||
| Q2 24 | $18.9M | $15.4M | ||
| Q1 24 | $14.2M | $10.9M |
毛利率HRTGRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率HRTGRVLV
| Q4 25 | 41.6% | 6.3% | ||
| Q3 25 | 33.0% | 7.1% | ||
| Q2 25 | 31.2% | 5.8% | ||
| Q1 25 | 20.1% | 5.0% | ||
| Q4 24 | 15.0% | 3.9% | ||
| Q3 24 | 5.5% | 5.0% | ||
| Q2 24 | 13.6% | 5.8% | ||
| Q1 24 | 11.9% | 3.4% |
净利率HRTGRVLV
| Q4 25 | 31.0% | 5.7% | ||
| Q3 25 | 23.7% | 7.2% | ||
| Q2 25 | 23.1% | 3.3% | ||
| Q1 25 | 14.4% | 4.0% | ||
| Q4 24 | 9.7% | 4.2% | ||
| Q3 24 | 3.8% | 3.9% | ||
| Q2 24 | 9.3% | 5.4% | ||
| Q1 24 | 7.4% | 4.0% |
每股收益（稀释后）HRTGRVLV
| Q4 25 | $2.15 | $0.27 | ||
| Q3 25 | $1.63 | $0.29 | ||
| Q2 25 | $1.55 | $0.14 | ||
| Q1 25 | $0.99 | $0.16 | ||
| Q4 24 | $0.66 | $0.18 | ||
| Q3 24 | $0.27 | $0.15 | ||
| Q2 24 | $0.61 | $0.21 | ||
| Q1 24 | $0.47 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $559.3M | $292.3M |
| 总债务越低越好 | $78.4M | — |
| 股东权益账面价值 | $505.3M | $512.5M |
| 总资产 | $2.2B | $765.0M |
| 负债/权益比越低杠杆越低 | 0.16× | — |
8季度趋势，按日历期对齐
现金及短期投资HRTGRVLV
| Q4 25 | $559.3M | $292.3M | ||
| Q3 25 | $560.4M | $315.4M | ||
| Q2 25 | $473.5M | $310.7M | ||
| Q1 25 | $425.9M | $300.8M | ||
| Q4 24 | $452.7M | $256.6M | ||
| Q3 24 | $509.9M | $252.8M | ||
| Q2 24 | $480.9M | $244.7M | ||
| Q1 24 | $386.1M | $273.4M |
总债务HRTGRVLV
| Q4 25 | $78.4M | — | ||
| Q3 25 | $79.3M | — | ||
| Q2 25 | $92.4M | — | ||
| Q1 25 | $94.8M | — | ||
| Q4 24 | $116.3M | — | ||
| Q3 24 | $118.6M | — | ||
| Q2 24 | $120.8M | — | ||
| Q1 24 | $123.0M | — |
股东权益HRTGRVLV
| Q4 25 | $505.3M | $512.5M | ||
| Q3 25 | $437.3M | $490.2M | ||
| Q2 25 | $383.3M | $468.6M | ||
| Q1 25 | $329.0M | $453.4M | ||
| Q4 24 | $290.8M | $437.8M | ||
| Q3 24 | $279.3M | $420.8M | ||
| Q2 24 | $255.3M | $405.8M | ||
| Q1 24 | $234.9M | $389.9M |
总资产HRTGRVLV
| Q4 25 | $2.2B | $765.0M | ||
| Q3 25 | $2.4B | $751.3M | ||
| Q2 25 | $2.5B | $722.9M | ||
| Q1 25 | $2.2B | $713.9M | ||
| Q4 24 | $2.5B | $665.5M | ||
| Q3 24 | $2.4B | $670.9M | ||
| Q2 24 | $2.6B | $657.8M | ||
| Q1 24 | $2.1B | $650.0M |
负债/权益比HRTGRVLV
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.42× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.52× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $182.2M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $174.2M | $-13.3M |
| 自由现金流率自由现金流/营收 | 80.9% | -4.1% |
| 资本支出强度资本支出/营收 | 3.7% | 1.0% |
| 现金转化率经营现金流/净利润 | 2.73× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $337.4M | $48.0M |
8季度趋势，按日历期对齐
经营现金流HRTGRVLV
| Q4 25 | $182.2M | $-10.2M | ||
| Q3 25 | $124.3M | $11.8M | ||
| Q2 25 | $43.3M | $12.6M | ||
| Q1 25 | $837.0K | $45.1M | ||
| Q4 24 | $87.1M | $3.9M | ||
| Q3 24 | $-13.4M | $9.1M | ||
| Q2 24 | $152.2M | $-24.7M | ||
| Q1 24 | $4.3M | $38.4M |
自由现金流HRTGRVLV
| Q4 25 | $174.2M | $-13.3M | ||
| Q3 25 | $122.7M | $7.5M | ||
| Q2 25 | $41.8M | $10.4M | ||
| Q1 25 | $-1.3M | $43.4M | ||
| Q4 24 | $78.9M | $2.1M | ||
| Q3 24 | $-16.3M | $8.0M | ||
| Q2 24 | $149.8M | $-25.7M | ||
| Q1 24 | $4.1M | $36.7M |
自由现金流率HRTGRVLV
| Q4 25 | 80.9% | -4.1% | ||
| Q3 25 | 57.8% | 2.5% | ||
| Q2 25 | 20.1% | 3.4% | ||
| Q1 25 | -0.6% | 14.6% | ||
| Q4 24 | 37.5% | 0.7% | ||
| Q3 24 | -7.7% | 2.8% | ||
| Q2 24 | 73.6% | -9.1% | ||
| Q1 24 | 2.1% | 13.5% |
资本支出强度HRTGRVLV
| Q4 25 | 3.7% | 1.0% | ||
| Q3 25 | 0.7% | 1.5% | ||
| Q2 25 | 0.7% | 0.7% | ||
| Q1 25 | 1.0% | 0.6% | ||
| Q4 24 | 3.9% | 0.6% | ||
| Q3 24 | 1.4% | 0.4% | ||
| Q2 24 | 1.2% | 0.4% | ||
| Q1 24 | 0.1% | 0.6% |
现金转化率HRTGRVLV
| Q4 25 | 2.73× | -0.55× | ||
| Q3 25 | 2.47× | 0.56× | ||
| Q2 25 | 0.90× | 1.24× | ||
| Q1 25 | 0.03× | 3.82× | ||
| Q4 24 | 4.29× | 0.32× | ||
| Q3 24 | -1.64× | 0.83× | ||
| Q2 24 | 8.07× | -1.60× | ||
| Q1 24 | 0.30× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HRTG
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
