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汇丰控股有限公司（HSBC）与优步（UBER）财务数据对比。点击上方公司名可切换其他公司
汇丰控股有限公司的季度营收约是优步的2.0倍（$28.6B vs $14.4B），汇丰控股有限公司净利率更高（25.7% vs 2.1%，领先23.6%），汇丰控股有限公司自由现金流更多（$64.0B vs $2.8B）
汇丰控股有限公司是总部位于英国伦敦的全能银行及金融服务集团，历史与业务均与东亚市场渊源深厚，业务布局覆盖全球。截至2024年9月，集团总资产达3.098万亿美元，为欧洲规模最大的银行，全球总资产排名第7位，同时是全球第三大非国有银行。
优步是总部位于美国加利福尼亚州旧金山的跨国出行科技企业，核心业务涵盖网约车、快递、食品配送及货运服务，业务覆盖全球约70个国家和15000座城市，是全球规模最大的共享出行平台，月活用户超1.8亿，活跃司机及配送员超600万。
HSBC vs UBER — 直观对比
营收规模更大
HSBC
是对方的2.0倍
$14.4B
净利率更高
HSBC
高出23.6%
2.1%
自由现金流更多
HSBC
多$61.2B
$2.8B
损益表 — Q4 FY2024 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $28.6B | $14.4B |
| 净利润 | $7.3B | $296.0M |
| 毛利率 | — | — |
| 营业利润率 | 33.1% | 12.3% |
| 净利率 | 25.7% | 2.1% |
| 营收同比 | — | 20.1% |
| 净利润同比 | — | -95.7% |
| 每股收益（稀释后） | $0.36 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HSBCUBER
| Q4 25 | — | $14.4B | ||
| Q3 25 | — | $13.5B | ||
| Q2 25 | — | $12.7B | ||
| Q1 25 | $28.6B | $11.5B | ||
| Q4 24 | — | $12.0B | ||
| Q3 24 | — | $11.2B | ||
| Q2 24 | — | $10.7B | ||
| Q1 24 | — | $10.1B |
净利润HSBCUBER
| Q4 25 | — | $296.0M | ||
| Q3 25 | — | $6.6B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | $7.3B | $1.8B | ||
| Q4 24 | — | $6.9B | ||
| Q3 24 | — | $2.6B | ||
| Q2 24 | — | $1.0B | ||
| Q1 24 | — | $-654.0M |
营业利润率HSBCUBER
| Q4 25 | — | 12.3% | ||
| Q3 25 | — | 8.3% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | 33.1% | 10.6% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 9.5% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 1.7% |
净利率HSBCUBER
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 49.2% | ||
| Q2 25 | — | 10.7% | ||
| Q1 25 | 25.7% | 15.4% | ||
| Q4 24 | — | 57.6% | ||
| Q3 24 | — | 23.3% | ||
| Q2 24 | — | 9.5% | ||
| Q1 24 | — | -6.5% |
每股收益（稀释后）HSBCUBER
| Q4 25 | — | $0.16 | ||
| Q3 25 | — | $3.11 | ||
| Q2 25 | — | $0.63 | ||
| Q1 25 | $0.36 | $0.83 | ||
| Q4 24 | — | $3.21 | ||
| Q3 24 | — | $1.20 | ||
| Q2 24 | — | $0.47 | ||
| Q1 24 | — | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $434.9B | $7.6B |
| 总债务越低越好 | — | $10.6B |
| 股东权益账面价值 | $192.3B | $27.0B |
| 总资产 | $3017.0B | $61.8B |
| 负债/权益比越低杠杆越低 | — | 0.39× |
8季度趋势，按日历期对齐
现金及短期投资HSBCUBER
| Q4 25 | — | $7.6B | ||
| Q3 25 | — | $9.1B | ||
| Q2 25 | — | $7.4B | ||
| Q1 25 | $434.9B | $6.0B | ||
| Q4 24 | — | $7.0B | ||
| Q3 24 | — | $9.1B | ||
| Q2 24 | — | $6.3B | ||
| Q1 24 | — | $5.8B |
总债务HSBCUBER
| Q4 25 | — | $10.6B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $9.6B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HSBCUBER
| Q4 25 | — | $27.0B | ||
| Q3 25 | — | $28.1B | ||
| Q2 25 | — | $22.6B | ||
| Q1 25 | $192.3B | $22.0B | ||
| Q4 24 | — | $21.6B | ||
| Q3 24 | — | $14.8B | ||
| Q2 24 | — | $12.3B | ||
| Q1 24 | — | $11.1B |
总资产HSBCUBER
| Q4 25 | — | $61.8B | ||
| Q3 25 | — | $63.3B | ||
| Q2 25 | — | $56.0B | ||
| Q1 25 | $3017.0B | $52.8B | ||
| Q4 24 | — | $51.2B | ||
| Q3 24 | — | $47.1B | ||
| Q2 24 | — | $41.5B | ||
| Q1 24 | — | $39.6B |
负债/权益比HSBCUBER
| Q4 25 | — | 0.39× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.44× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $65.3B | $2.9B |
| 自由现金流经营现金流 - 资本支出 | $64.0B | $2.8B |
| 自由现金流率自由现金流/营收 | 223.9% | 19.5% |
| 资本支出强度资本支出/营收 | 4.7% | 0.5% |
| 现金转化率经营现金流/净利润 | 8.90× | 9.74× |
| 过去12个月自由现金流最近4个季度 | — | $9.8B |
8季度趋势，按日历期对齐
经营现金流HSBCUBER
| Q4 25 | — | $2.9B | ||
| Q3 25 | — | $2.3B | ||
| Q2 25 | — | $2.6B | ||
| Q1 25 | $65.3B | $2.3B | ||
| Q4 24 | — | $1.8B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $1.8B | ||
| Q1 24 | — | $1.4B |
自由现金流HSBCUBER
| Q4 25 | — | $2.8B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | $64.0B | $2.3B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.4B |
自由现金流率HSBCUBER
| Q4 25 | — | 19.5% | ||
| Q3 25 | — | 16.6% | ||
| Q2 25 | — | 19.6% | ||
| Q1 25 | 223.9% | 19.5% | ||
| Q4 24 | — | 14.3% | ||
| Q3 24 | — | 18.9% | ||
| Q2 24 | — | 16.1% | ||
| Q1 24 | — | 13.4% |
资本支出强度HSBCUBER
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | 4.7% | 0.6% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 0.6% |
现金转化率HSBCUBER
| Q4 25 | — | 9.74× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 1.89× | ||
| Q1 25 | 8.90× | 1.31× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.82× | ||
| Q2 24 | — | 1.79× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HSBC
暂无分部数据
UBER
| Mobility | $8.2B | 57% |
| Delivery | $4.9B | 34% |
| Freight | $1.3B | 9% |
