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HERITAGE COMMERCE CORP（HTBK）与i3 Verticals, Inc.（IIIV）财务数据对比。点击上方公司名可切换其他公司
HERITAGE COMMERCE CORP的季度营收约是i3 Verticals, Inc.的1.0倍（$53.6M vs $52.7M），HERITAGE COMMERCE CORP净利率更高（28.2% vs 0.9%，领先27.3%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs -14.6%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $13.8M），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs -4.7%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
Prusa i3是捷克Prusa Research公司生产的熔融沉积成型3D打印机系列，以Original Prusa i3为注册商标推出，同时也是RepRap项目的组成部分。2016年该系列就被评为全球使用率最高的3D打印机，最早由Josef Průša在2012年完成设计，2015年正式推出商用套件版本，目前最新型号同时提供散件套件和原厂组装版本，具备性价比高、易操作的优势。
HTBK vs IIIV — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $52.7M |
| 净利润 | $15.1M | $484.0K |
| 毛利率 | — | — |
| 营业利润率 | 41.0% | 3.1% |
| 净利率 | 28.2% | 0.9% |
| 营收同比 | 15.6% | -14.6% |
| 净利润同比 | 42.3% | -76.5% |
| 每股收益（稀释后） | $0.25 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $53.6M | $52.7M | ||
| Q3 25 | $50.0M | $46.0M | ||
| Q2 25 | $47.8M | $51.9M | ||
| Q1 25 | $46.1M | $63.1M | ||
| Q4 24 | $46.4M | $52.2M | ||
| Q3 24 | $42.2M | $32.0M | ||
| Q2 24 | $41.7M | $46.2M | ||
| Q1 24 | $42.1M | $58.0M |
| Q4 25 | $15.1M | $484.0K | ||
| Q3 25 | $14.7M | $3.1M | ||
| Q2 25 | $6.4M | $12.9M | ||
| Q1 25 | $11.6M | $-154.0K | ||
| Q4 24 | $10.6M | $2.1M | ||
| Q3 24 | $10.5M | $117.9M | ||
| Q2 24 | $9.2M | $-7.5M | ||
| Q1 24 | $10.2M | $1.9M |
| Q4 25 | 41.0% | 3.1% | ||
| Q3 25 | 41.1% | 3.2% | ||
| Q2 25 | 18.7% | -9.3% | ||
| Q1 25 | 35.4% | 8.0% | ||
| Q4 24 | 31.8% | 3.9% | ||
| Q3 24 | 34.3% | 10.6% | ||
| Q2 24 | 31.3% | -2.8% | ||
| Q1 24 | 34.2% | 3.4% |
| Q4 25 | 28.2% | 0.9% | ||
| Q3 25 | 29.4% | 6.7% | ||
| Q2 25 | 13.4% | 24.8% | ||
| Q1 25 | 25.2% | -0.2% | ||
| Q4 24 | 22.9% | 3.9% | ||
| Q3 24 | 24.9% | 368.2% | ||
| Q2 24 | 22.1% | -16.3% | ||
| Q1 24 | 24.1% | 3.2% |
| Q4 25 | $0.25 | $0.02 | ||
| Q3 25 | $0.24 | $0.14 | ||
| Q2 25 | $0.10 | $0.50 | ||
| Q1 25 | $0.19 | $0.00 | ||
| Q4 24 | $0.17 | $0.08 | ||
| Q3 24 | $0.17 | $4.93 | ||
| Q2 24 | $0.15 | $-0.32 | ||
| Q1 24 | $0.17 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $37.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $708.6M | $358.5M |
| 总资产 | $5.8B | $595.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $37.5M | ||
| Q3 25 | — | $66.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $7.7M | ||
| Q4 24 | — | $85.6M | ||
| Q3 24 | — | $86.5M | ||
| Q2 24 | — | $9.7M | ||
| Q1 24 | — | $3.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $12.0M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $26.2M | ||
| Q2 24 | — | $374.1M | ||
| Q1 24 | — | $369.6M |
| Q4 25 | $708.6M | $358.5M | ||
| Q3 25 | $700.0M | $389.6M | ||
| Q2 25 | $694.7M | $383.3M | ||
| Q1 25 | $696.2M | $385.2M | ||
| Q4 24 | $689.7M | $375.0M | ||
| Q3 24 | $685.4M | $379.7M | ||
| Q2 24 | $679.2M | $249.7M | ||
| Q1 24 | $676.3M | $249.3M |
| Q4 25 | $5.8B | $595.9M | ||
| Q3 25 | $5.6B | $638.4M | ||
| Q2 25 | $5.5B | $623.3M | ||
| Q1 25 | $5.5B | $646.4M | ||
| Q4 24 | $5.6B | $726.2M | ||
| Q3 24 | $5.6B | $730.7M | ||
| Q2 24 | $5.3B | $861.7M | ||
| Q1 24 | $5.3B | $625.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.07× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 1.50× | ||
| Q1 24 | — | 1.48× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $14.1M |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $13.8M |
| 自由现金流率自由现金流/营收 | 114.3% | 26.2% |
| 资本支出强度资本支出/营收 | 0.7% | 0.6% |
| 现金转化率经营现金流/净利润 | 4.08× | 29.18× |
| 过去12个月自由现金流最近4个季度 | — | $6.5M |
8季度趋势，按日历期对齐
| Q4 25 | $61.7M | $14.1M | ||
| Q3 25 | $18.9M | $14.0M | ||
| Q2 25 | $8.0M | $7.4M | ||
| Q1 25 | $14.8M | $-27.1M | ||
| Q4 24 | $39.0M | $11.5M | ||
| Q3 24 | $5.3M | $15.1M | ||
| Q2 24 | $10.5M | $8.1M | ||
| Q1 24 | $7.3M | $10.7M |
| Q4 25 | $61.3M | $13.8M | ||
| Q3 25 | $18.8M | $13.5M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $-27.6M | ||
| Q4 24 | $37.3M | $11.0M | ||
| Q3 24 | $4.9M | $14.6M | ||
| Q2 24 | $9.9M | $7.2M | ||
| Q1 24 | $6.9M | $9.9M |
| Q4 25 | 114.3% | 26.2% | ||
| Q3 25 | 37.7% | 29.5% | ||
| Q2 25 | — | 13.1% | ||
| Q1 25 | — | -43.8% | ||
| Q4 24 | 80.5% | 21.1% | ||
| Q3 24 | 11.6% | 45.6% | ||
| Q2 24 | 23.6% | 15.6% | ||
| Q1 24 | 16.4% | 17.1% |
| Q4 25 | 0.7% | 0.6% | ||
| Q3 25 | 0.1% | 0.9% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | 3.5% | 0.9% | ||
| Q3 24 | 1.0% | 1.7% | ||
| Q2 24 | 1.6% | 1.9% | ||
| Q1 24 | 1.0% | 1.4% |
| Q4 25 | 4.08× | 29.18× | ||
| Q3 25 | 1.28× | 4.52× | ||
| Q2 25 | 1.25× | 0.57× | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.67× | 5.59× | ||
| Q3 24 | 0.50× | 0.13× | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 0.72× | 5.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTBK
暂无分部数据
IIIV
| License And Service | $35.7M | 68% |
| Proprietary Payments Revenue | $14.5M | 27% |
| Other Revenue | $2.5M | 5% |
