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HERITAGE COMMERCE CORP（HTBK）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是HERITAGE COMMERCE CORP的1.2倍（$66.7M vs $53.6M），牛津地产净利率更高（47.8% vs 28.2%，领先19.6%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs -13.1%），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs -6.0%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
HTBK vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.2倍
$53.6M
营收增速更快
HTBK
高出28.8%
-13.1%
净利率更高
IIPR
高出19.6%
28.2%
两年增速更快
HTBK
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $66.7M |
| 净利润 | $15.1M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 41.0% | 47.8% |
| 净利率 | 28.2% | 47.8% |
| 营收同比 | 15.6% | -13.1% |
| 净利润同比 | 42.3% | -20.4% |
| 每股收益（稀释后） | $0.25 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKIIPR
| Q4 25 | $53.6M | $66.7M | ||
| Q3 25 | $50.0M | $64.7M | ||
| Q2 25 | $47.8M | $62.9M | ||
| Q1 25 | $46.1M | $71.7M | ||
| Q4 24 | $46.4M | $76.7M | ||
| Q3 24 | $42.2M | $76.5M | ||
| Q2 24 | $41.7M | $79.8M | ||
| Q1 24 | $42.1M | $75.5M |
净利润HTBKIIPR
| Q4 25 | $15.1M | $31.8M | ||
| Q3 25 | $14.7M | $29.3M | ||
| Q2 25 | $6.4M | $26.0M | ||
| Q1 25 | $11.6M | $31.1M | ||
| Q4 24 | $10.6M | $40.0M | ||
| Q3 24 | $10.5M | $40.2M | ||
| Q2 24 | $9.2M | $42.0M | ||
| Q1 24 | $10.2M | $39.4M |
营业利润率HTBKIIPR
| Q4 25 | 41.0% | 47.8% | ||
| Q3 25 | 41.1% | 45.5% | ||
| Q2 25 | 18.7% | 45.9% | ||
| Q1 25 | 35.4% | 47.4% | ||
| Q4 24 | 31.8% | 54.7% | ||
| Q3 24 | 34.3% | 54.8% | ||
| Q2 24 | 31.3% | 53.1% | ||
| Q1 24 | 34.2% | 55.7% |
净利率HTBKIIPR
| Q4 25 | 28.2% | 47.8% | ||
| Q3 25 | 29.4% | 45.3% | ||
| Q2 25 | 13.4% | 41.4% | ||
| Q1 25 | 25.2% | 43.3% | ||
| Q4 24 | 22.9% | 52.2% | ||
| Q3 24 | 24.9% | 52.6% | ||
| Q2 24 | 22.1% | 52.6% | ||
| Q1 24 | 24.1% | 52.3% |
每股收益（稀释后）HTBKIIPR
| Q4 25 | $0.25 | $1.07 | ||
| Q3 25 | $0.24 | $0.97 | ||
| Q2 25 | $0.10 | $0.86 | ||
| Q1 25 | $0.19 | $1.03 | ||
| Q4 24 | $0.17 | $1.35 | ||
| Q3 24 | $0.17 | $1.37 | ||
| Q2 24 | $0.15 | $1.44 | ||
| Q1 24 | $0.17 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $708.6M | $1.8B |
| 总资产 | $5.8B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资HTBKIIPR
| Q4 25 | — | $47.6M | ||
| Q3 25 | — | $41.9M | ||
| Q2 25 | — | $104.9M | ||
| Q1 25 | — | $133.3M | ||
| Q4 24 | — | $151.2M | ||
| Q3 24 | — | $172.4M | ||
| Q2 24 | — | $160.9M | ||
| Q1 24 | — | $173.5M |
总债务HTBKIIPR
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTBKIIPR
| Q4 25 | $708.6M | $1.8B | ||
| Q3 25 | $700.0M | $1.9B | ||
| Q2 25 | $694.7M | $1.9B | ||
| Q1 25 | $696.2M | $1.9B | ||
| Q4 24 | $689.7M | $1.9B | ||
| Q3 24 | $685.4M | $1.9B | ||
| Q2 24 | $679.2M | $1.9B | ||
| Q1 24 | $676.3M | $2.0B |
总资产HTBKIIPR
| Q4 25 | $5.8B | $2.4B | ||
| Q3 25 | $5.6B | $2.3B | ||
| Q2 25 | $5.5B | $2.3B | ||
| Q1 25 | $5.5B | $2.4B | ||
| Q4 24 | $5.6B | $2.4B | ||
| Q3 24 | $5.6B | $2.4B | ||
| Q2 24 | $5.3B | $2.4B | ||
| Q1 24 | $5.3B | $2.4B |
负债/权益比HTBKIIPR
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $61.3M | — |
| 自由现金流率自由现金流/营收 | 114.3% | — |
| 资本支出强度资本支出/营收 | 0.7% | — |
| 现金转化率经营现金流/净利润 | 4.08× | 6.22× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HTBKIIPR
| Q4 25 | $61.7M | $198.2M | ||
| Q3 25 | $18.9M | $45.6M | ||
| Q2 25 | $8.0M | $48.4M | ||
| Q1 25 | $14.8M | $54.2M | ||
| Q4 24 | $39.0M | $258.4M | ||
| Q3 24 | $5.3M | $64.9M | ||
| Q2 24 | $10.5M | $64.2M | ||
| Q1 24 | $7.3M | $71.6M |
自由现金流HTBKIIPR
| Q4 25 | $61.3M | — | ||
| Q3 25 | $18.8M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $37.3M | — | ||
| Q3 24 | $4.9M | — | ||
| Q2 24 | $9.9M | — | ||
| Q1 24 | $6.9M | — |
自由现金流率HTBKIIPR
| Q4 25 | 114.3% | — | ||
| Q3 25 | 37.7% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 80.5% | — | ||
| Q3 24 | 11.6% | — | ||
| Q2 24 | 23.6% | — | ||
| Q1 24 | 16.4% | — |
资本支出强度HTBKIIPR
| Q4 25 | 0.7% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.0% | — |
现金转化率HTBKIIPR
| Q4 25 | 4.08× | 6.22× | ||
| Q3 25 | 1.28× | 1.56× | ||
| Q2 25 | 1.25× | 1.86× | ||
| Q1 25 | 1.28× | 1.75× | ||
| Q4 24 | 3.67× | 6.46× | ||
| Q3 24 | 0.50× | 1.61× | ||
| Q2 24 | 1.14× | 1.53× | ||
| Q1 24 | 0.72× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
