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HERITAGE COMMERCE CORP（HTBK）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
HERITAGE COMMERCE CORP的季度营收约是READING INTERNATIONAL INC的1.1倍（$53.6M vs $50.3M），HERITAGE COMMERCE CORP净利率更高（28.2% vs -5.1%，领先33.3%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs -14.2%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $4.1M），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs 5.6%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
HTBK vs RDI — 直观对比
营收规模更大
HTBK
是对方的1.1倍
$50.3M
营收增速更快
HTBK
高出29.8%
-14.2%
净利率更高
HTBK
高出33.3%
-5.1%
自由现金流更多
HTBK
多$57.2M
$4.1M
两年增速更快
HTBK
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $50.3M |
| 净利润 | $15.1M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 41.0% | -1.9% |
| 净利率 | 28.2% | -5.1% |
| 营收同比 | 15.6% | -14.2% |
| 净利润同比 | 42.3% | -14.5% |
| 每股收益（稀释后） | $0.25 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKRDI
| Q4 25 | $53.6M | $50.3M | ||
| Q3 25 | $50.0M | $52.2M | ||
| Q2 25 | $47.8M | $60.4M | ||
| Q1 25 | $46.1M | $40.2M | ||
| Q4 24 | $46.4M | $58.6M | ||
| Q3 24 | $42.2M | $60.1M | ||
| Q2 24 | $41.7M | $46.8M | ||
| Q1 24 | $42.1M | $45.1M |
净利润HTBKRDI
| Q4 25 | $15.1M | $-2.6M | ||
| Q3 25 | $14.7M | $-4.2M | ||
| Q2 25 | $6.4M | $-2.7M | ||
| Q1 25 | $11.6M | $-4.8M | ||
| Q4 24 | $10.6M | $-2.2M | ||
| Q3 24 | $10.5M | $-7.0M | ||
| Q2 24 | $9.2M | $-12.8M | ||
| Q1 24 | $10.2M | $-13.2M |
营业利润率HTBKRDI
| Q4 25 | 41.0% | -1.9% | ||
| Q3 25 | 41.1% | -0.6% | ||
| Q2 25 | 18.7% | 4.8% | ||
| Q1 25 | 35.4% | -17.2% | ||
| Q4 24 | 31.8% | 2.6% | ||
| Q3 24 | 34.3% | -0.6% | ||
| Q2 24 | 31.3% | -16.4% | ||
| Q1 24 | 34.2% | -16.7% |
净利率HTBKRDI
| Q4 25 | 28.2% | -5.1% | ||
| Q3 25 | 29.4% | -8.0% | ||
| Q2 25 | 13.4% | -4.4% | ||
| Q1 25 | 25.2% | -11.8% | ||
| Q4 24 | 22.9% | -3.8% | ||
| Q3 24 | 24.9% | -11.7% | ||
| Q2 24 | 22.1% | -27.4% | ||
| Q1 24 | 24.1% | -29.4% |
每股收益（稀释后）HTBKRDI
| Q4 25 | $0.25 | $-0.11 | ||
| Q3 25 | $0.24 | $-0.18 | ||
| Q2 25 | $0.10 | $-0.12 | ||
| Q1 25 | $0.19 | $-0.21 | ||
| Q4 24 | $0.17 | $-0.11 | ||
| Q3 24 | $0.17 | $-0.31 | ||
| Q2 24 | $0.15 | $-0.57 | ||
| Q1 24 | $0.17 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $708.6M | $-18.2M |
| 总资产 | $5.8B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBKRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务HTBKRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益HTBKRDI
| Q4 25 | $708.6M | $-18.2M | ||
| Q3 25 | $700.0M | $-12.1M | ||
| Q2 25 | $694.7M | $-7.7M | ||
| Q1 25 | $696.2M | $-8.1M | ||
| Q4 24 | $689.7M | $-4.4M | ||
| Q3 24 | $685.4M | $1.6M | ||
| Q2 24 | $679.2M | $6.5M | ||
| Q1 24 | $676.3M | $18.0M |
总资产HTBKRDI
| Q4 25 | $5.8B | $434.9M | ||
| Q3 25 | $5.6B | $435.2M | ||
| Q2 25 | $5.5B | $438.1M | ||
| Q1 25 | $5.5B | $441.0M | ||
| Q4 24 | $5.6B | $471.0M | ||
| Q3 24 | $5.6B | $495.7M | ||
| Q2 24 | $5.3B | $494.9M | ||
| Q1 24 | $5.3B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $4.1M |
| 自由现金流率自由现金流/营收 | 114.3% | 8.2% |
| 资本支出强度资本支出/营收 | 0.7% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流HTBKRDI
| Q4 25 | $61.7M | $4.3M | ||
| Q3 25 | $18.9M | $295.0K | ||
| Q2 25 | $8.0M | $1.6M | ||
| Q1 25 | $14.8M | $-7.7M | ||
| Q4 24 | $39.0M | $8.0M | ||
| Q3 24 | $5.3M | $1.3M | ||
| Q2 24 | $10.5M | $-10.4M | ||
| Q1 24 | $7.3M | $-2.8M |
自由现金流HTBKRDI
| Q4 25 | $61.3M | $4.1M | ||
| Q3 25 | $18.8M | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | $37.3M | $7.0M | ||
| Q3 24 | $4.9M | $-1.1M | ||
| Q2 24 | $9.9M | $-10.6M | ||
| Q1 24 | $6.9M | $-4.7M |
自由现金流率HTBKRDI
| Q4 25 | 114.3% | 8.2% | ||
| Q3 25 | 37.7% | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | 80.5% | 12.0% | ||
| Q3 24 | 11.6% | -1.8% | ||
| Q2 24 | 23.6% | -22.7% | ||
| Q1 24 | 16.4% | -10.4% |
资本支出强度HTBKRDI
| Q4 25 | 0.7% | 0.3% | ||
| Q3 25 | 0.1% | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 3.5% | 1.7% | ||
| Q3 24 | 1.0% | 4.0% | ||
| Q2 24 | 1.6% | 0.5% | ||
| Q1 24 | 1.0% | 4.3% |
现金转化率HTBKRDI
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.28× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.67× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 0.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTBK
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
